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INFORMAPLUS

Active
Private limited company (pre-2019)founded 200026 yrs activeRue Saint-Antoine(TX) 41, 5020 Namur, BelgiumKBO/BCE: BE 0472.275.479
Summary

INFORMAPLUS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€23,110) and a net result of -€6,205. Equity is shrinking by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability1▲+1
Solvency0=
Growth37▲+15
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.39 in 2024; short-term debt: 301.8% and cash: 53.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-201.8%
Return on assets
-54.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€23,110
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
10 d early
2023
11 d late
2022
1 d early
2021
23 d late
2020
30 d late
2019
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

INFORMAPLUS was incorporated on 5 July 2000.1 Revenue grew from EUR 13,756 in 2018 to EUR 18,398 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€18,398▲ 143%
2024 · €7,578
EBIT margin
-33.5%▲ 115.9pp
2024 · -149.4%
Net result
-€6,205▲ 45.4%
2024 · -€11,359
Working capital
-€23,172▼ 3.8%
2024 · -€22,321
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€11,560▲ 26.3%€9,425▼ 18.5%€10,834▲ 14.9%€7,578▼ 30.0%€18,398▲ 143%
Operating result€811▲ 56.8%-€10,251-€7,280▲ 29.0%-€11,319▼ 55.5%-€6,163▲ 45.6%
Net result€452-€10,701-€7,319▲ 31.6%-€11,359▼ 55.2%-€6,205▲ 45.4%
EBIT margin7.0%▲ 1.4pp-108.8%▼ 115.8pp-67.2%▲ 41.6pp-149.4%▼ 82.2pp-33.5%▲ 115.9pp
Equity€12,474▲ 3.8%€1,773▼ 85.8%-€5,546-€16,905▼ 205%-€23,110▼ 36.7%
Total assets€40,520▲ 176%€28,779▼ 29.0%€27,661▼ 3.9%€19,578▼ 29.2%€11,454▼ 41.5%
Debt€28,047▲ 946%€27,006▼ 3.7%€33,207▲ 23.0%€36,483▲ 9.9%€34,564▼ 5.3%
Working capital-€9,488-€14,350▼ 51.2%-€16,316▼ 13.7%-€22,321▼ 36.8%-€23,172▼ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: €811€811Net result 2021: €452€452Operating result 2022: -€10,251-€10,251Net result 2022: -€10,701-€10,701Operating result 2023: -€7,280-€7,280Net result 2023: -€7,319-€7,319Operating result 2024: -€11,319-€11,319Net result 2024: -€11,359-€11,359Operating result 2025: -€6,163-€6,163Net result 2025: -€6,205-€6,20520212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€7,280-€7,280Net result 2023: -€7,319-€7,320Operating result 2024: -€11,319-€11,300Net result 2024: -€11,359-€11,400Operating result 2025: -€6,163-€6,160Net result 2025: -€6,205-€6,210202320242025
The operating result stays negative: a loss of €6,163 in 2025 against €11,319 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,454
Fixed assets €62 ▼ 98.9%
Current assets €11,392 ▼ 19.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€809▲
2024 · -€5,965
Cash flow
-€851▲
2024 · -€6,005
Solvency
-201.8%▼
2024 · -86.3%
Current ratio
0.33▼
2024 · 0.39
Quick ratio
0.24▼
2024 · 0.24
Debt to equity
-1.50▲
2024 · -2.16
ROA
-54.2%▲
2024 · -58.0%
Interest coverage
-19.21▲
2024 · -150.26
Debt ≤ 1 year
€34,564▼
2024 · €36,483
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.9% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€19,578€11,454▼
Fixed assets21/28€5,416€62▼
Tangible fixed assets22/27€5,354-
Furniture and vehicles24€5,354-
Financial fixed assets28€62€62=
Current assets29/58€14,162€11,392▼
Stocks and contracts in progress3€5,391€3,245▼
Stocks30/36€5,391€3,245▼
Amounts receivable within one year40/41€1,932€2,000▲
Trade receivables40€1,932€2,000▲
Cash at bank and in hand54/58€6,839€6,146▼
Equity and liabilities
Total equity and liabilities10/49€19,578€11,454▼
Equity10/15-€16,905-€23,110▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€35,505-€41,710▼
Amounts payable17/49€36,483€34,564▼
Amounts payable within one year42/48€36,483€34,564▼
Trade debts44€58€109▲
Suppliers440/4€58€109▲
Taxes, remuneration and social security45€124€154▲
Taxes450/3€124€154▲
Other amounts payable47/48€36,301€34,301▼
Income statement Code20242025
Turnover70€7,578€18,398▲
Goods, raw materials, services and sundry goods60/61€13,156€18,807▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,354€5,354=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2,080€2,146▲
Other operating charges640/8€387€400▲
Gross operating margin9900-€3,498€1,736▲
Operating profit (loss)9901-€11,319-€6,163▲
Financial charges65/66B€40€42▲
Recurring financial charges65€40€42▲
Profit (loss) for the period before taxes9903-€11,359-€6,205▲
Profit (loss) for the period9904-€11,359-€6,205▲
Profit (loss) for the period to be appropriated9905-€11,359-€6,205▲
Appropriation of the result
Profit (loss) to be appropriated9906-€35,505-€41,710▼
Profit (loss) brought forward from the previous period14P-€24,146-€35,505▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€11,560€9,425€10,834€7,578€18,398▲ 143%
Non-recurring operating income76A€4,413-----
Goods, raw materials, services and sundry goods60/61€8,477€13,240€12,375€13,156€18,807▲ 43.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,337€5,839€5,354€5,354€5,354=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€584€2,080€2,146▲ 3.2%
Other operating charges640/8€348€348€384€387€400▲ 3.2%
Non-recurring operating charges66A-€250----
Gross operating margin9900€7,496-€3,815-€957-€3,498€1,736▲ 150%
Operating profit (loss)9901€811-€10,251-€7,280-€11,319-€6,163▲ 45.6%
Financial charges65/66B€43€39€39€40€42▲ 6.1%
Recurring financial charges65€43€39€39€40€42▲ 6.1%
Profit (loss) for the period before taxes9903€768-€10,291-€7,319-€11,359-€6,205▲ 45.4%
Income taxes67/77€316€410----
Profit (loss) for the period9904€452-€10,701-€7,319-€11,359-€6,205▲ 45.4%
Profit (loss) for the period to be appropriated9905€452-€10,701-€7,319-€11,359-€6,205▲ 45.4%
Line20212022202320242025Change
Assets
Total assets20/58€40,520€28,779€27,661€19,578€11,454▼ 41.5%
Fixed assets21/28€21,962€16,123€10,769€5,416€62▼ 98.9%
Tangible fixed assets22/27€21,900€16,061€10,708€5,354--
Land and buildings22€485-----
Furniture and vehicles24€21,415€16,061€10,708€5,354--
Financial fixed assets28€62€62€62€62€62=
Current assets29/58€18,559€12,655€16,891€14,162€11,392▼ 19.6%
Stocks and contracts in progress3€5,980€8,055€7,471€5,391€3,245▼ 39.8%
Stocks30/36€5,980€8,055€7,471€5,391€3,245▼ 39.8%
Amounts receivable within one year40/41€12,195€291€7,870€1,932€2,000▲ 3.5%
Trade receivables40€11,517-€7,870€1,932€2,000▲ 3.5%
Other amounts receivable41€678€291----
Cash at bank and in hand54/58€384€4,309€1,550€6,839€6,146▼ 10.1%
Equity and liabilities
Total equity and liabilities10/49€40,520€28,779€27,661€19,578€11,454▼ 41.5%
Equity10/15€12,474€1,773-€5,546-€16,905-€23,110▼ 36.7%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€6,126-€16,827-€24,146-€35,505-€41,710▼ 17.5%
Amounts payable17/49€28,047€27,006€33,207€36,483€34,564▼ 5.3%
Amounts payable within one year42/48€28,047€27,006€33,207€36,483€34,564▼ 5.3%
Trade debts44€307€372€429€58€109▲ 87.6%
Suppliers440/4€307€372€429€58€109▲ 87.6%
Taxes, remuneration and social security45--€477€124€154▲ 24.2%
Taxes450/3--€477€124€154▲ 24.2%
Other amounts payable47/48€27,740€26,634€32,301€36,301€34,301▼ 5.5%
Line20212022202320242025Change
Profit (loss) for the period9904€452-€10,701-€7,319-€11,359-€6,205▲ 45.4%
+ Depreciation and write-downs630€6,337€5,839€5,354€5,354€5,354=
Operating cash flow (approximation)€6,789-€4,862-€1,965-€6,005-€851▲ 85.8%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€3,925-€2,758€5,288-€692▼ 113%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€11,359
Net result drops to -€11,359, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 11 days late
2023
30-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial Back to profitnet €452
Net result €452 after 2 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
22-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
724 m²
Building footprint
104 m²
Volume, LiDAR
758 m³
Parcel 92123E0053/00G000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Antoine(TX) 41, 5020 Namur
NACE 22130
since 20002.094.980.660
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92123E0053/00G000 Wallonia 723 m² 1 · 104 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
85592Vocational training
90393Specialised image, lighting and sound technical services
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0472275479
Registered 06-12-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.