INFISOINS

Active

Private limited companyfounded 199729 yrs activeRue des Pénitents(S-B) 8, 7110 La Louvière, BelgiumKBO/BCE: BE 0460.488.197

Summary

INFISOINS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,950 and a net result of €18,646. Equity is shrinking by ~4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

INFISOINSActiveChecked score 98/100

Risk analysis Report Compare

Activity

Activity not known

Size

€90,379total assets 2025

Equity: €71,950
Profit: €18,646

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 1 d early0 of 1 deed read

Why 98+ Founded in 1997+ Size: total assets €90,379+ Liquidity: current ratio 6.36, cash €64,221+ Equity €71,950 (79.6% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 83% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+6

equity 79.6% of total assets

Liquidity 99+3

short-term debt 11.2% · cash 71.1%

Profitability 95-5

return on assets 20.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +16.0% vs 11-2024 01-2025: 0.9%▲ +11.1% vs 12-2024 02-2025: 1.5%▲ +58.8% vs 01-2025highest value 03-2025: 0.1%▼ -91.1% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▼ -9.8% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%▼ -37.8% vs 08-2025 10-2025: 0.1%▼ -4.1% vs 09-2025 11-2025: 0.1%▼ -1.4% vs 10-2025 12-2025: 0.1%▲ +18.6% vs 11-2025 01-2026: 0.1%▲ +31.3% vs 12-2025 02-2026: < 0.1%▼ -57.8% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Founded in 1997 lowers the probability for this profile
Size: total assets €90,379 lowers the probability for this profile
Liquidity: current ratio 6.36, cash €64,221 lowers the probability
Equity €71,950 (79.6% of total assets) lowers the probability

Credit up to €7,000 at 30 days acceptable

Liquidity ample (current ratio 6.36 against 3.46 in 2024; short-term debt: 11.2% and cash: 71.1% of total assets), and 20.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 90%, profitability 77%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Founded in 1997

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Size: total assets €90,379

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 6.36, cash €64,221

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €71,950 (79.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

192022232425

2019 to 2025 · latest year €71,950

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2024

4 d late

2023

on the day

2022

42 d early

2020

6 d early

2019

2 d early

2018

4 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close03-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage