Debts
€823,451 96% of the balance sheet
Suppliers 7%Taxes and wages 1%Other 93%
INFINITAS
Lifetime
4 annual accounts with figures on one time axispeak €19,679 (2022)
€6,368▼ 53.7%
lowest -€3,298 (2025)
-€3,298▼ €8,983
peak €33,659 (2024)
€30,360▼ 9.8%
€823,451▲ 24.0%
Board4 names since 2021
4 directorsBORDAU Isabelle Jeanne and 3 others
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €13,761 to €6,368Loss of €3,298Appointments: Arthur Samyn (director) and Charles Samyn (dire… 10-11Debts from €664,216 to €823,451Investments €17,246Cash from €24,897 to €53,223
Key points
from the 2025 annual accountsInvestments
€17,246 2.0 × depreciation
Green is investment, beige is depreciation.
Filings
4 annual accounts 4 late
The 2022 accounts came latest: 31 days after the end of the period.
Checked score
63
Healthy
Financially stronger than 26% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024lowest value
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 1.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%▲ +0.1 percentage points vs 04-2025
06-2025: 1.2%▲ +0.1 percentage points vs 05-2025
07-2025: 1.2%● unchanged vs 06-2025
08-2025: 1.6%▲ +0.4 percentage points vs 07-2025
09-2025: 1.9%▲ +0.3 percentage points vs 08-2025
10-2025: 1.4%▼ -0.5 percentage points vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.5%▲ +0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.6%▲ +0.1 percentage points vs 04-2026
06-2026: 1.8%▲ +0.2 percentage points vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 2.3%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 1.3%▼ -1.0 percentage point vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Founded in 2021
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €853,811
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 22% of them on solvency, 9% on liquidity, 48% on profitability and 26% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 819 companies had the same profile as INFINITAS has now. Each dot stands for 3 companies, two years later.
94.7%
were still trading
3.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INFINITAS itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 819 companies, not a prediction for INFINITAS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.0 (1.02 in 2024), below the usual 1.5. Short-term debt is 96.4% and cash 6.2% of total assets. 96.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 22924 sector peers (2025).
NBB · sector comparisonPosition among 22924 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
28 days late
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 30 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- SAMYN Sebastiaan Karel Maria 50 sharesdeed of 30-03-2021
- BORDAU Isabelle Jeanne 50 sharesdeed of 30-03-2021
Recent changes
Appointments: Arthur Samyn (director) and Charles Samyn (director)
General meeting of 30-09-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765711763
Incorporation
Founders: SAMYN Sebastiaan Karel Maria and BORDAU Isabelle Jeanne · 100 shares · Appointments: SAMYN Sebastiaan Karel Maria (director) and BORDAU Isabelle Jeanne (director) · published on 30-03-2021 · Gazette deed
First establishment
Nachtegaalstraat 15, Comines-Warneton
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INFINITAS Comines-Warneton | €0.9m | €6,368 | 3.6% | - |
| MAISON TERCELIN DE JOIGNY Seneffe | €1.0m | -€2,756 | 10.6% | - |
| LISSON GALLERY Belgium Kontich | €0.8m | €39,422 | 28.7% | - |
| MORA ANTIQUES Bilzen-Hoeselt | €0.7m | €43,925 | -3.7% | - |
| LA GALERIE DE LA BANDE DESSINEE Ixelles | €0.7m | -€4,978 | -1.4% | - |
| MODERNIST GALLERIES Hove | €1.3m | -€9,426 | 5.0% | - |
| MCGallery Faimes | €0.3m | €4,644 | 2.5% | - |
These companies have the same main activity as INFINITAS: retail sale of antiques (NACE 47791). They are comparable in size and age: total assets between €298,000 and €1.3m, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 26-03-2021Normal situation
- Activity
- Retail sale of antiquesNACE 47791
- Establishment unit
- 2.315.302.3047782 Comines-Warneton, since 26-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 01-04-2025
Insights on INFINITAS
INFINITAS files the micro format. That format states no turnover. The gross margin fell from €19,679 in 2022 to €6,368 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INFINITAS
- What is the company number of INFINITAS?
- The company number of INFINITAS is 0765.711.763. The VAT number is the same number with BE in front: BE 0765.711.763.
- Where is INFINITAS based?
- The registered office is at Nachtegaalstraat 15, 7782 Comines-Warneton.Company details
- What does INFINITAS do?
- According to the KBO register, the main activity is retail sale of antiques (NACE 47791).
- What is the legal form of INFINITAS?
- INFINITAS is a private limited company (BV).
- When was INFINITAS founded?
- INFINITAS was founded on 26-03-2021.
- Is INFINITAS still active?
- Yes, INFINITAS is an active enterprise in the KBO register.
- What is the turnover of INFINITAS?
- The turnover in financial year 2025 is ≈ €67,000. This figure is estimated from the gross margin of €6,368 and 118 comparable companies (NACE 477). It probably lies between €24,000 and €140,000. It is a rough estimate.Financials
- Is INFINITAS profitable?
- In financial year 2025, INFINITAS made a loss of €3,298.
- Where can I find the annual accounts of INFINITAS?
- INFINITAS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INFINITAS due?
- INFINITAS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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