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INFIMU

Active
Private limited companyfounded 200520 yrs activeBloeistraat 33, 1070 Anderlecht, BelgiumKBO/BCE: BE 0878.195.042
Summary

The computed 12-month bankruptcy probability of INFIMU is 1.7% (moderate). The 2024 annual accounts show equity of €155,542 and a net result of €43,227. Equity is growing by ~38.5% per year across the filed fiscal years. The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability96▼-4
Solvency100=
Growth65=
Track record100
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 5.99 against 4.77 in 2023; short-term debt: 16.3% and cash: 28.5% of total assets), and 16.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
16 d early
2023
33 d early
2022
31 d early
2021
33 d early
2020
2 d early
2019
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 December 2005, INFIMU was incorporated.1 Total assets went from EUR 59,446 in 2018 to EUR 185,941 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€70,702▲ 2.1%
2018 · €69,224
EBIT margin
-2.3%▲ 6.8pp
2018 · -9.1%
Net result
€43,227▲ 24.0%
2023 · €34,873
Working capital
€151,642▲ 39.9%
2023 · €108,415
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover
Operating result€26,204€21,651▼ 17.4%€38,330▲ 77.0%€49,602▲ 29.4%€60,750▲ 22.5%
Net result€19,566€14,044▼ 28.2%€25,174▲ 79.2%€34,873▲ 38.5%€43,227▲ 24.0%
EBIT margin
Equity€44,124▲ 79.7%€52,268▲ 18.5%€77,442▲ 48.2%€112,315▲ 45.0%€155,542▲ 38.5%
Total assets€63,211▲ 21.6%€87,303▲ 38.1%€101,608▲ 16.4%€141,087▲ 38.9%€185,941▲ 31.8%
Debt€19,087▼ 30.4%€35,034▲ 83.5%€24,165▼ 31.0%€28,772▲ 19.1%€30,400▲ 5.7%
Working capital€27,453▲ 379%€39,011▲ 42.1%€70,372▲ 80.4%€108,415▲ 54.1%€151,642▲ 39.9%
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2020: €26,204€26,204Net result 2020: €19,566€19,566Operating result 2021: €21,651€21,651Net result 2021: €14,044€14,044Operating result 2022: €38,330€38,330Net result 2022: €25,174€25,174Operating result 2023: €49,602€49,602Net result 2023: €34,873€34,873Operating result 2024: €60,750€60,750Net result 2024: €43,227€43,22720202021202220232024€0€20,000€40,000€60,000Operating result 2022: €38,330€38,300Net result 2022: €25,174€25,200Operating result 2023: €49,602€49,600Net result 2023: €34,873€34,900Operating result 2024: €60,750€60,800Net result 2024: €43,227€43,200202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 22% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €185,941
Fixed assets €3,900 =
Current assets €182,041 ▲ 32.7%
Equity and liabilities €185,941
Equity €155,542 ▲ 38.5%
Debt €30,400 ▲ 5.7%
Debt's share of the balance-sheet total falls from 20.4% to 16.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
5.99▲
2023 · 4.77
Debt to equity
0.20▼
2023 · 0.26
ROE
27.8%▼
2023 · 31.0%
ROA
23.2%▼
2023 · 24.7%
Debt ≤ 1 year
€30,400▲
2023 · €28,772
Income taxes
€17,322▲
2023 · €14,256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€141,087€185,941▲
Fixed assets21/28€3,900€3,900=
Financial fixed assets28€3,900€3,900=
Current assets29/58€137,187€182,041▲
Amounts receivable within one year40/41€26,247€29,078▲
Trade receivables40€26,247€18,400▼
Other amounts receivable41-€10,678
Current investments50/53-€100,000
Cash at bank and in hand54/58€110,940€52,964▼
Equity and liabilities
Total equity and liabilities10/49€141,087€185,941▲
Equity10/15€112,315€155,542▲
Contributions10/11€18,600€18,600=
Reserves13€93,373€136,599▲
Distributable reserves133€93,373€136,599▲
Profit (loss) carried forward14€342€342=
Amounts payable17/49€28,772€30,400▲
Amounts payable within one year42/48€28,772€30,400▲
Current portion of amounts payable after more than one year42-€14,000
Trade debts44€14,377€5,693▼
Suppliers440/4€14,377€5,693▼
Taxes, remuneration and social security45€7,706€3,450▼
Taxes450/3€7,706€3,450▼
Other amounts payable47/48€6,689€7,256▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,171-
Other operating charges640/8€706€1,044▲
Gross operating margin9900€53,478€61,794▲
Operating profit (loss)9901€49,602€60,750▲
Financial charges65/66B€473€202▼
Recurring financial charges65€473€202▼
Profit (loss) for the period before taxes9903€49,129€60,549▲
Income taxes67/77€14,256€17,322▲
Profit (loss) for the period9904€34,873€43,227▲
Profit (loss) for the period to be appropriated9905€34,873€43,227▲
Appropriation of the result
Profit (loss) to be appropriated9906€35,215€43,569▲
Profit (loss) brought forward from the previous period14P€342€342=
Transfer to equity691/2€34,873€43,227▲
To other reserves6921€34,873€43,227▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€2,485----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,986€8,986€8,986€3,171--
Other operating charges640/8-€877€596€706€1,044▲ 47.9%
Gross operating margin9900€35,897€31,514€47,912€53,478€61,794▲ 15.5%
Operating profit (loss)9901€26,204€21,651€38,330€49,602€60,750▲ 22.5%
Financial charges65/66B-€356€1,306€473€202▼ 57.4%
Recurring financial charges65€354€356€1,306€473€202▼ 57.4%
Profit (loss) for the period before taxes9903€25,849€21,295€37,024€49,129€60,549▲ 23.2%
Income taxes67/77€6,283€7,251€11,850€14,256€17,322▲ 21.5%
Profit (loss) for the period9904€19,566€14,044€25,174€34,873€43,227▲ 24.0%
Profit (loss) for the period to be appropriated9905€19,566€14,044€25,174€34,873€43,227▲ 24.0%
Line20202021202220232024Change
Assets
Total assets20/58€63,211€87,303€101,608€141,087€185,941▲ 31.8%
Fixed assets21/28€25,042€16,056€7,071€3,900€3,900=
Tangible fixed assets22/27€21,142€12,156€3,171---
Plant, machinery and equipment23-€3,281€212---
Furniture and vehicles24-€8,875€2,958---
Financial fixed assets28€3,900€3,900€3,900€3,900€3,900=
Current assets29/58€38,169€71,246€94,537€137,187€182,041▲ 32.7%
Amounts receivable within one year40/41€5,051€7,757€7,025€26,247€29,078▲ 10.8%
Trade receivables40-€7,757€7,025€26,247€18,400▼ 29.9%
Other amounts receivable41----€10,678-
Current investments50/53----€100,000-
Cash at bank and in hand54/58€33,118€63,489€87,512€110,940€52,964▼ 52.3%
Equity and liabilities
Total equity and liabilities10/49€63,211€87,303€101,608€141,087€185,941▲ 31.8%
Equity10/15€44,124€52,268€77,442€112,315€155,542▲ 38.5%
Contributions10/11-€18,600€20,460€18,600€18,600=
Reserves13€25,181€32,781€56,640€93,373€136,599▲ 46.3%
Non-distributable reserves130/1-€1,860----
Reserves not available under the articles1311-€1,860----
Distributable reserves133-€30,921€56,640€93,373€136,599▲ 46.3%
Profit (loss) carried forward14€342€887€342€342€342=
Amounts payable17/49€19,087€35,034€24,165€28,772€30,400▲ 5.7%
Amounts payable after more than one year17€8,371€2,799----
Financial debts170/4-€2,799----
Amounts payable within one year42/48€10,716€32,235€24,165€28,772€30,400▲ 5.7%
Current portion of amounts payable after more than one year42-€5,572€2,799-€14,000-
Trade debts44€2,085€2,291€1,602€14,377€5,693▼ 60.4%
Suppliers440/4-€2,291€1,602€14,377€5,693▼ 60.4%
Taxes, remuneration and social security45-€8,901€15,300€7,706€3,450▼ 55.2%
Taxes450/3-€8,901€15,300€7,706€3,450▼ 55.2%
Other amounts payable47/48-€15,471€4,464€6,689€7,256▲ 8.5%
Line20202021202220232024Change
Profit (loss) for the period9904€19,566€14,044€25,174€34,873€43,227▲ 24.0%
+ Depreciation and write-downs630€8,986€8,986€8,986€3,171--
Operating cash flow (approximation)€28,552€23,030€34,160€38,043€43,227▲ 13.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€30,371€24,023€23,428-€57,977▼ 347%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €43,227 ▲24%
Operating result €60,750, net result €43,227, both a record.
31-12
Financial Equity above €150,000Eq €155,542 ▲38.5%
5 profitable years in a row build equity to €155,542.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100,000Eq €112,315 ▲45%
4 profitable years in a row build equity to €112,315.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €19,566
Net result €19,566 after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 3.56
Current ratio from 1.47 to 3.56; short-term debt falls from €12,226 to €10,716.
21-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Show earlier events
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
07-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 38 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
421 m²
Building footprint
110 m²
Volume, LiDAR
983 m³
Parcel 21308H0254/00M003, Brussels · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bloeistraat 33, 1070 Anderlecht
NACE 85143
since 20052.305.724.246
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21308H0254/00M003 Brussels 421 m² 1 · 110 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-12-2005
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.