INFICURE SL

Active

Private limited companyfounded 20206 yrs activeRue du Tilleul 28, 4450 Juprelle, BelgiumKBO/BCE: BE 0752.809.971

INFICURE SL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €136k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 17% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

75 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability96▲+26

Solvency40▲+1

Growth78▲+26

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity short (current ratio 0.65 against 0.46 in 2024; short-term debt: 40.7% and cash: 20.6% of total assets), and 85% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15%

Return on assets

21.5%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2324 sector peers (2025).

NBB · sector comparison

Position among 2324 sector peers

Solvency

better than 17%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

47 d late

2024

111 d late

2023

69 d late

2022

31 d late

2021

27 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€136k▲ 1,462%

2024 · €9k

2021: €48k 2022: €127k 2023: €17k 2024: €9k

2021 → 2025

Working capital

€-91k▲ 39.6%

2024 · €-151k

2021: €-88k 2022: €-36k 2023: €-111k 2024: €-151k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€53k-€180k▲ 241%€149k▼ 17.1%€98k▼ 34.1%€95k▼ 3.1%

Operating result€71k-€177k▲ 150%€50k▼ 72.0%€32k▼ 36.4%€195k▲ 519%

Net result€48k-€127k▲ 166%€17k▼ 86.8%€9k▼ 48.1%€136k▲ 1,462%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 519% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €633k

73.7%

26.3%

Fixed assets €467k▼ 16.8%

Current assets €167k▲ 28.6%

Equity and liabilities €633k

15.0%

85.0%

Equity €95k▼ 3.1%

Debt €538k▼ 9.1%

The debt ratio falls from 85.8% to 85.0%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€282k▲

2024 · €120k

Cash flow

€223k▲

2024 · €97k

Solvency

15.0%▲

2024 · 14.2%

Current ratio

0.65▲

2024 · 0.46

Quick ratio

0.65▲

2024 · 0.46

Debt / equity

5.66▼

2024 · 6.04

ROE

143.4%▲

2024 · 8.9%

ROA

21.5%▲

2024 · 1.3%

Interest coverage

24.86▲

2024 · 7.69

Debt

€538k▼

2024 · €593k

Debt ≤ 1 year

€258k▼

2024 · €281k

Debt > 1 year

€265k▼

2024 · €304k

Income taxes

€51k▲

2024 · €9k

Staff costs

€969k▼

2024 · €1.09M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€691k€633k▼

Fixed assets21/28€561k€467k▼

Intangible fixed assets21€118k€97k▼

Tangible fixed assets22/27€443k€369k▼

Land and buildings22€266k€255k▼

Plant, machinery and equipment23€3k€3k▼

Furniture and vehicles24€174k€111k▼

Current assets29/58€130k€167k▲

Amounts receivable within one year40/41€54k€19k▼

Trade receivables40€14k€14k=

Other amounts receivable41€40k€4k▼

Cash at bank and in hand54/58€34k€130k▲

Deferred charges and accrued income490/1€42k€17k▼

Equity and liabilities

Total equity and liabilities10/49€691k€633k▼

Equity10/15€98k€95k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€93k€90k▼

Amounts payable17/49€593k€538k▼

Amounts payable after more than one year17€304k€265k▼

Financial debts170/4€304k€265k▼

Amounts payable within one year42/48€281k€258k▼

Current portion of amounts payable after more than one year42€54k€34k▼

Trade debts44€80k€43k▼

Suppliers440/4€80k€43k▼

Taxes, remuneration and social security45€146k€181k▲

Taxes450/3€34k€80k▲

Remuneration and social security454/9€112k€101k▼

Other amounts payable47/48€584€584=

Accrued charges and deferred income492/3€8k€15k▲

Income statement Code20242025

Remuneration, social security and pensions62€1.09M€969k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€87k▼

Other operating charges640/8€3k€5k▲

Non-recurring operating charges66A€98€8k▲

Gross operating margin9900€1.22M€1.26M▲

Operating profit (loss)9901€32k€195k▲

Financial income75/76B€2k€3k▲

Recurring financial income75€2k€3k▲

Financial charges65/66B€16k€11k▼

Recurring financial charges65€16k€11k▼

Profit (loss) for the period before taxes9903€18k€187k▲

Income taxes67/77€9k€51k▲

Profit (loss) for the period9904€9k€136k▲

Profit (loss) for the period to be appropriated9905€9k€136k▲

Appropriation of the result

Profit (loss) to be appropriated9906€153k€230k▲

Profit (loss) brought forward from the previous period14P€144k€93k▼

Profit to be distributed694/7€60k€139k▲

Return on contributions (dividend)694€60k€139k▲

Social balance

Average headcount (FTE)908714.9-

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Gazette 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

16-09

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 47 days late

23-07

State Gazette act Restructuring

Demerger · Real estate · Share issue11 facts ▸

Demerger, Transfert d'une branche d'activité de gestion locative immobilière
Real estate, Maison d'habitation située Rue Straal 1 à 4450 SLINS
Share issue, parts nouvelles sans valeur nominale, 100
Accounting effect, 2026-09-01
Net-asset statement, 2026-09-01
Debt transfer, Crédit hypothécaire d'investissement afférent à l'immeuble
Tax regime, neutralité fiscale, article 211 §1 CIR92
Personnel transfer
Lease transfer, Contrats de location et sous-location relatifs à trois centres de prélèvements sanguins exploités par un groupe hospitalier dans des locaux loués à des propriét…
No cash consideration, Aucune soulte en espèces ne sera versée à l'actionnaire de la société scindée. La prise en charge du passif hypothécaire est intégrée dans le calcul de la valeu…
Exchange ratio, Le rapport d'échange est sans objet économique. La détermination du nombre de parts nouvelles à émettre n'affecte pas la situation patrimoniale de l'actionnaire…

2025

31-12

Financial Highest result since 2021net €136k ▲1462%

Operating result €195k, net result €136k, both a record.

19-11

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 111 days late

2024

31-12

Financial Weakest financial yearnet €9k ▼48.1%

Net result drops to €9k, the lowest in the series; recovery starts the following year.

08-10

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 69 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-12

Financial Equity above €150kEq €180k ▲241%

2 profitable years in a row build equity to €180k.

27-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 27 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Juprelle · 1 establishment unit since 2020

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Tilleul 284450 Juprelle

Ground area

892 m²

Building footprint

86 m²

Parcel 62097B0254/00R000, Wallonia. Linked by address, not a title deed.

1 establishment unit

Inficure SL

Rue Straal 1, 4450 JuprelleHuman health activities

since 20202.307.357.014

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62097B0254/00R000	Wallonia	892 m²	1 · 86 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Acquisitions and mergers

1 transaction

Contributed a business line to:LINEA IMMO

BE 1038.767.852demerger · proposal · State Gazette act of 23-07-2026 (2 acts)

Similar companies · same sector, comparable size

Care Consent

BE 0787.523.402

Herselt · Eq €95k

Thuisverpleging Chanelle DM

La Louvière · Eq €95k

DEKAMO

BE 0800.029.571

Puurs-Sint-Amands · Eq €96k

Of 5,983 companies in sector 86940 we hold annual accounts for 1,808. 1,542 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-08-2020

Fiscal year end31-12

Activities, NACEBEL

86906Human health activities

86940Nursing and midwifery

77110Renting and leasing of cars and light motor vehicles

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:inficureliege@gmail.com

Enterprise