INFI-NINA
ActiveINFI-NINA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €4k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency87▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 10.78 in 2024; short-term debt: 28.8% and cash: 86.2% of total assets), and 37.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.2%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
6 d early
2022
10 d late
2021
9 d late
2020
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 23.1%
2024 · €103k
2020: €20k
2021: €31k
2022: €60k
2023: €102k
2024: €103k
2020 → 2025
Total assets
€127k▼ 3.1%
2024 · €131k
2020: €28k
2021: €42k
2022: €82k
2023: €108k
2024: €131k
2020 → 2025
Net result
€4k▲ 226%
2024 · €1k
2020: €16k
2021: €11k
2022: €28k
2023: €42k
2024: €1k
2020 → 2025
Working capital
€76k▼ 22.0%
2024 · €97k
2020: €20k
2021: €31k
2022: €60k
2023: €102k
2024: €97k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€60k▲ 89.5%€102k▲ 71.1%€103k▲ 1.1%€79k▼ 23.1%
Operating result€18k-€44k▲ 149%€56k▲ 27.3%€7k▼ 88.4%€7k▲ 6.5%
Net result€11k-€28k▲ 149%€42k▲ 50.4%€1k▼ 97.4%€4k▲ 226%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€15k▼ 38.8%
Current assets
€113k▲ 4.9%
Equity and liabilities €127k
Equity
€79k▼ 23.1%
Debt
€48k▲ 69.2%
The debt ratio rises from 21.7% to 37.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €10k
Cash flow
€13k▲
2024 · €5k
Solvency
62.2%▼
2024 · 78.3%
Current ratio
3.07▼
2024 · 10.78
Quick ratio
3.07▼
2024 · 10.78
Debt / equity
0.61▲
2024 · 0.28
ROE
4.6%▲
2024 · 1.1%
ROA
2.9%▲
2024 · 0.9%
Interest coverage
11.95▲
2024 · 11.06
Debt
€48k▲
2024 · €28k
Debt ≤ 1 year
€37k▲
2024 · €10k
Debt > 1 year
€11k▼
2024 · €18k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€127k▼
Fixed assets21/28€24k€15k▼
Tangible fixed assets22/27€24k€15k▼
Furniture and vehicles24€24k€15k▼
Current assets29/58€107k€113k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€197-
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€105k€110k▲
Deferred charges and accrued income490/1€451€551▲
Equity and liabilities
Total equity and liabilities10/49€131k€127k▼
Equity10/15€103k€79k▼
Contributions10/11€4k€4k=
Reserves13€99k€75k▼
Distributable reserves133€99k€75k▼
Amounts payable17/49€28k€48k▲
Amounts payable after more than one year17€18k€11k▼
Financial debts170/4€18k€11k▼
Amounts payable within one year42/48€10k€37k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€613€938▲
Suppliers440/4€613€938▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€408€26k▲
Accrued charges and deferred income492/3€197-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€406€617▲
Gross operating margin9900€11k€17k▲
Operating profit (loss)9901€7k€7k▲
Financial income75/76B€44€106▲
Recurring financial income75€44€106▲
Financial charges65/66B€948€1k▲
Recurring financial charges65€948€1k▲
Profit (loss) for the period before taxes9903€6k€6k▲
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€1k€4k▲
Profit (loss) for the period to be appropriated9905€1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€4k▲
Transfer from equity791/2-€27k
Transfer to equity691/2€1k€4k▲
To other reserves6921€1k€4k▲
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼97.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €42k ▲50.4%
Operating result €56k, net result €42k, both a record.
31-12
Financial
Liquidity times 5current ratio 17.95
Current ratio from 3.61 to 17.95; short-term debt falls from €23k to €6k.
31-12
Financial
Equity above €100kEq €102k ▲71.1%
4 profitable years in a row build equity to €102k.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée Brunehaut (Que) 827972 BeloeilGround area
1,456 m²
Building footprint
263 m²
Volume, LiDAR
1,248 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Infi Nina
since 20192.296.774.611
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0075/00Y000 | Wallonia | 987 m² | 1 · 208 m² | 8.2 m · 2 fl. |
| 51050B0187/00C000 | Wallonia | 469 m² | 1 · 54 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,711 companies in sector 96230 we hold annual accounts for 629. 460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2019
Fiscal year end31-12
Activities, NACEBEL
96040Personal service activities
96230Day spas, saunas and steam baths
86905Human health activities
86951Physiotherapy
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32474073485