INELTI
ActiveINELTI has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.24M and a net result of €-102k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 6.54 against 23.09 in 2024; short-term debt: 8.2% and cash: 38.8% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
-6.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-102k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
38 d early
2023
30 d early
2022
45 d early
2021
31 d late
2020
43 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.24M▼ 16.4%
2024 · €1.49M
2018: €376k
2019: €377k
2020: €360k
2021: €1.34M
2022: €1.72M
2023: €1.56M
2024: €1.49M
2018 → 2025
Total assets
€1.56M▼ 13.4%
2024 · €1.80M
2018: €421k
2019: €414k
2020: €680k
2021: €2.24M
2022: €2.75M
2023: €2.04M
2024: €1.80M
2018 → 2025
Net result
€-102k▼ 107%
2024 · €-49k
2018: €3k
2019: €629
2020: €-17k
2021: €976k
2022: €383k
2023: €-8k
2024: €-49k
2018 → 2025
Working capital
€710k▲ 32.4%
2024 · €536k
2018: €30k
2019: €38k
2020: €-257k
2021: €751k
2022: €776k
2023: €496k
2024: €536k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.72M▲ 28.7%€1.56M▼ 9.2%€1.49M▼ 4.7%€1.24M▼ 16.4%
Operating result€1.34M-€519k▼ 61.3%€-5k€-49k▼ 847%€-102k▼ 107%
Net result€976k-€383k▼ 60.8%€-8k€-49k▼ 536%€-102k▼ 107%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €102k in 2025 against €49k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€718k▼ 41.9%
Current assets
€838k▲ 49.5%
Equity and liabilities €1.56M
Equity
€1.24M▼ 16.4%
Provisions
€112k▼ 3.2%
Debt
€200k▲ 3.4%
The debt ratio rises from 10.8% to 12.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-64k▼
2024 · €-38k
Cash flow
€-64k▼
2024 · €-38k
Solvency
79.9%▼
2024 · 82.8%
Current ratio
6.54▼
2024 · 23.09
Quick ratio
6.54▼
2024 · 23.09
Debt / equity
0.16▲
2024 · 0.13
ROE
-8.2%▼
2024 · -3.3%
ROA
-6.5%▼
2024 · -2.7%
Interest coverage
-11.15▼
2024 · -6.01
Debt
€200k▲
2024 · €194k
Debt ≤ 1 year
€128k▲
2024 · €24k
Debt > 1 year
€72k▼
2024 · €170k
Income taxes
€116▼
2024 · €896
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.80M€1.56M▼
Fixed assets21/28€1.24M€718k▼
Tangible fixed assets22/27€1.24M€718k▼
Land and buildings22€1.20M€704k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€16k€2k▼
Financial fixed assets28€0-
Current assets29/58€561k€838k▲
Amounts receivable within one year40/41€54k€1k▼
Trade receivables40€0-
Other amounts receivable41€54k€1k▼
Current investments50/53€230k€232k▲
Cash at bank and in hand54/58€274k€605k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.80M€1.56M▼
Equity10/15€1.49M€1.24M▼
Contributions10/11€162k€20k▼
Reserves13€1.34M€1.33M▼
Non-distributable reserves130/1€421k€400k▼
Reserves not available under the articles1311€421k€400k▼
Tax-exempt reserves132€348k€335k▼
Distributable reserves133€574k€597k▲
Profit (loss) carried forward14€-18k€-108k▼
Provisions and deferred taxes16€115k€112k▼
Provisions for liabilities and charges160/5€0-
Environmental obligations163€0-
Deferred taxes168€115k€112k▼
Amounts payable17/49€194k€200k▲
Amounts payable after more than one year17€170k€72k▼
Financial debts170/4€170k€72k▼
Amounts payable within one year42/48€24k€128k▲
Current portion of amounts payable after more than one year42€14k€7k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€7k€60▼
Taxes450/3€7k€60▼
Other amounts payable47/48-€117k
Income statement
Code20242025
Non-recurring operating income76A-€105
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€38k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-150k€0▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€-186k€-56k▲
Operating profit (loss)9901€-49k€-102k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€-52k€-105k▼
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€896€116▼
Profit (loss) for the period9904€-49k€-102k▼
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€-38k€-90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-108k▼
Profit (loss) brought forward from the previous period14P€20k€-18k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-102k
Net result drops to €-102k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 8current ratio 23.78
Current ratio from 3.01 to 23.78; short-term debt falls from €387k to €22k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €976k
Net result €976k after one loss-making year.
31-12
Financial
Liquidity times 18current ratio 2.95
Current ratio from 0.17 to 2.95.
31-12
Financial
Equity above €1MEq €1.34M ▲271%
Equity rises from €360k to €1.34M.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheyssingen 341500 HalleGround area
2,566 m²
Building footprint
121 m²
Parcel 23027B0195/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
INELTI
since 19902.046.958.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027B0195/00C000 | Flanders | 2,566 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE BADISCO
BE 0442.617.433
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VANDIM 4
BE 0430.177.083
Schilde · Eq €1.24M
A. BUCSAN & ZOON
BE 0894.051.968
Roeselare · Eq €1.25M
CEKAJ MACHINERY & TRUCKS
BE 0685.927.283
Heusden-Zolder · Eq €1.25M
LAUWERS CAR SERVICE
BE 0463.622.782
Arendonk · Eq €1.25M
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 2,788 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-1989
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.