Equity
€673,575 ▼ 20.8%
INDUSTRIAL PUMP SYSTEMS paid out €250,000 in dividends. That is 344% of the 2025 profit.
INDUSTRIAL PUMP SYSTEMS
Lifetime
20 annual accounts with figures on one time axis, 45 filings since 1981peak €625,078 (2018)
€195,776▲ 4.4%
peak €350,575 (2018)
€72,645▲ 16.0%
peak €850,930 (2024)
€673,575▼ 20.8%
€653,208▲ 35.0%
peak 1.2 FTE (2014)
-not published
Board2 names since 2021
2 directorsAura Consulting and 1 other
Owners
Documentsfilings and deeds
28-07-20263 days before the deadline
2025financial year
Dividend €250,000Equity from €850,930 to €673,575Debts from €483,805 to €653,208Cash from €162,773 to €242,240
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 50% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025highest value
10-2025: 0.1%▼ -0.4 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Founded in 1981
Size: total assets €1.4m
Liquidity: current ratio 1.19, cash €242,240
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 55% of them on solvency, 64% on liquidity, 63% on profitability and 19% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as INDUSTRIAL PUMP SYSTEMS has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of INDUSTRIAL PUMP SYSTEMS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for INDUSTRIAL PUMP SYSTEMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (1.96 in 2024), below the usual 1.5. Short-term debt is 31.3% and cash 16.8% of total assets. 53.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
30 days late
2023
68 days late
2022
51 days late
2021
on the day
2020
18 days early
2019
77 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Aura Consulting 30%score 90equity €255,736 (2025) · 2025 annual accounts of Aura Consulting
Recent changes
2 directors reappointed
DE BRUYN August and Aura Consulting · Permanent representative: VERBEECK Alexandra · “voorwerp” (deed in Dutch) · General meeting of 30-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0421250115
Registered office moved to Tielen
New registered office: Kemelbeekstraat 30 te 2460 Tielen · General meeting of 23-10-2019 · Gazette deed
2 establishments registered
Kasterlee and Aartselaar
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INDUSTRIAL PUMP SYSTEMS Kasterlee | €1.4m | €195,776 | 46.8% | - |
| TRANSPORTBETON BOOM Boom | €1.7m | €207,029 | 96.6% | - |
| METALCOLOR Hasselt | €1.7m | €195,657 | 35.8% | 0 |
| Matériaux VANTRIMPONT Saint-Ghislain | €1.3m | €199,280 | 15.5% | 2 |
| WYNANTS BOUWMATERIALEN Geel | €1.3m | €295,943 | 51.9% | 4.8 |
| ARQUITECTURA CERAMICA - DESIGN S.A. Heist-op-den-Berg | €1.4m | €180,000 | 25.3% | - |
| TEGEL DISCOUNT Beerse | €2.0m | €338,554 | 48.0% | 2 |
These companies have the same main activity as INDUSTRIAL PUMP SYSTEMS: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €1.3m and €2m, founded between 1977 and 1990.
Official details
Source: KBO- Status
- Active since 06-02-1981Normal situation
- Activity
- Wholesale of construction materials, general rangeNACE 46831
- Joint committee
- 149.04Metal trade · annual accounts 2022
- Establishment units
- 2.018.421.2332460 Kasterlee, since 16-02-1980
- 2.296.519.9362460 Kasterlee, since 01-11-2019and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2025
Annual accounts 2025
- €1.4m▼ 1.1%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on INDUSTRIAL PUMP SYSTEMS
INDUSTRIAL PUMP SYSTEMS has existed since 1981. In 2018 the gross margin rose from €119,585 to €625,078.
Solvency fell in 2025 from 58.4% to 46.8% because of the dividend and higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INDUSTRIAL PUMP SYSTEMS
- What is the company number of INDUSTRIAL PUMP SYSTEMS?
- The company number of INDUSTRIAL PUMP SYSTEMS is 0421.250.115. The VAT number is the same number with BE in front: BE 0421.250.115.
- Where is INDUSTRIAL PUMP SYSTEMS based?
- The registered office is at Kemelbeekstraat 30, 2460 Kasterlee.Company details
- What does INDUSTRIAL PUMP SYSTEMS do?
- According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
- What is the legal form of INDUSTRIAL PUMP SYSTEMS?
- INDUSTRIAL PUMP SYSTEMS is a private limited company (BV).
- When was INDUSTRIAL PUMP SYSTEMS founded?
- INDUSTRIAL PUMP SYSTEMS was founded on 06-02-1981.
- Is INDUSTRIAL PUMP SYSTEMS still active?
- Yes, INDUSTRIAL PUMP SYSTEMS is an active enterprise in the KBO register.
- How many employees does INDUSTRIAL PUMP SYSTEMS have?
- INDUSTRIAL PUMP SYSTEMS had an average of 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does INDUSTRIAL PUMP SYSTEMS fall under?
- In its 2022 annual accounts, INDUSTRIAL PUMP SYSTEMS states joint committee 149.04 (Metal trade).
- What is the turnover of INDUSTRIAL PUMP SYSTEMS?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €195,776 and 102 comparable companies (NACE 46). It probably lies between €470,000 and €1.8m.
- Is INDUSTRIAL PUMP SYSTEMS profitable?
- In financial year 2025, INDUSTRIAL PUMP SYSTEMS made a profit of €72,645.
- Where can I find the annual accounts of INDUSTRIAL PUMP SYSTEMS?
- INDUSTRIAL PUMP SYSTEMS filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INDUSTRIAL PUMP SYSTEMS due?
- INDUSTRIAL PUMP SYSTEMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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