INDUSTRIAL PUMP SYSTEMS
ActiveINDUSTRIAL PUMP SYSTEMS has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674k and a net result of €73k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency72▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.96 in 2024; short-term debt: 31.3% and cash: 16.8% of total assets), and 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
30 d late
2023
68 d late
2022
51 d late
2021
on the day
2020
18 d early
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€73k▲ 16.0%
2024 · €63k
2018: €351k
2019: €60k
2020: €61k
2021: €106k
2022: €30k
2023: €28k
2024: €63k
2018 → 2025
Working capital
€85k▼ 67.6%
2024 · €262k
2018: €249k
2019: €60k
2020: €87k
2021: €188k
2022: €127k
2023: €173k
2024: €262k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€780k-€761k▼ 2.5%€788k▲ 3.6%€851k▲ 7.9%€674k▼ 20.8%
Operating result€147k-€61k▼ 58.5%€44k▼ 28.2%€124k▲ 183%€132k▲ 6.6%
Net result€106k-€30k▼ 71.2%€28k▼ 9.3%€63k▲ 127%€73k▲ 16.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€904k▼ 1.9%
Current assets
€536k▲ 0.3%
Equity and liabilities €1.44M
Equity
€674k▼ 20.8%
Provisions
€113k▼ 6.9%
Debt
€653k▲ 35.0%
The debt ratio rises from 33.2% to 45.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€186k▲
2024 · €177k
Cash flow
€126k▲
2024 · €115k
Solvency
46.8%▼
2024 · 58.4%
Current ratio
1.19▼
2024 · 1.96
Quick ratio
0.96▼
2024 · 1.57
Debt / equity
0.97▲
2024 · 0.57
ROE
10.8%▲
2024 · 7.4%
ROA
5.0%▲
2024 · 4.3%
Interest coverage
9.66▼
2024 · 9.85
Debt
€653k▲
2024 · €484k
Debt ≤ 1 year
€451k▲
2024 · €272k
Debt > 1 year
€203k▼
2024 · €212k
Income taxes
€58k▲
2024 · €57k
Staff costs
€86
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.44M▼
Fixed assets21/28€922k€904k▼
Tangible fixed assets22/27€919k€901k▼
Land and buildings22€422k€403k▼
Plant, machinery and equipment23€11k€42k▲
Furniture and vehicles24€12k€11k▼
Leasing and similar rights25€442k€414k▼
Other tangible fixed assets26€31k€31k=
Financial fixed assets28€3k€3k=
Current assets29/58€534k€536k▲
Amounts receivable after more than one year29€100k-
Other amounts receivable291€100k-
Stocks and contracts in progress3€108k€105k▼
Stocks30/36€108k€105k▼
Amounts receivable within one year40/41€164k€188k▲
Trade receivables40€77k€88k▲
Other amounts receivable41€86k€100k▲
Cash at bank and in hand54/58€163k€242k▲
Deferred charges and accrued income490/1-€274
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.44M▼
Equity10/15€851k€674k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€238k€222k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€236k€220k▼
Profit (loss) carried forward14€595k€433k▼
Provisions and deferred taxes16€121k€113k▼
Deferred taxes168€121k€113k▼
Amounts payable17/49€484k€653k▲
Amounts payable after more than one year17€212k€203k▼
Financial debts170/4€212k€203k▼
Amounts payable within one year42/48€272k€451k▲
Current portion of amounts payable after more than one year42€43k€61k▲
Financial debts43€162k€150k▼
Credit institutions430/8€162k€150k▼
Trade debts44€26k€98k▲
Suppliers440/4€26k€98k▲
Advances received on contracts in progress46-€705
Taxes, remuneration and social security45€20k€52k▲
Taxes450/3€20k€52k▲
Other amounts payable47/48€21k€88k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€86
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€54k▲
Other operating charges640/8€11k€10k▼
Gross operating margin9900€187k€196k▲
Operating profit (loss)9901€124k€132k▲
Financial income75/76B€5k€10k▲
Recurring financial income75€5k€10k▲
Financial charges65/66B€18k€19k▲
Recurring financial charges65€18k€19k▲
Profit (loss) for the period before taxes9903€111k€123k▲
Transfer from deferred taxes780€8k€8k=
Income taxes67/77€57k€58k▲
Profit (loss) for the period9904€63k€73k▲
Transfer from tax-exempt reserves789€16k€16k=
Profit (loss) for the period to be appropriated9905€79k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€595k€683k▲
Profit (loss) brought forward from the previous period14P€516k€595k▲
Profit to be distributed694/7-€250k
Return on contributions (dividend)694-€250k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €28k ▼9.3%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 51 days late
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 77 days late
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 3 establishment units since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kemelbeekstraat 302460 KasterleeGround area
2.2 ha
Building footprint
6,071 m²
Volume, LiDAR
1,046 m³
3 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
INDUSTRIAL PUMP SYSTEMS
since 19802.018.421.233
Prijstraat 30, 2460 Kasterlee
since 20192.296.519.936
Boomsesteenweg 12, 2630 Aartselaar
since 20192.296.520.035
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0301/00D002indicative | Flanders | 1.9 ha | 1 · 5,122 m² | - |
| 13038C0889/00A000 | Flanders | 1,539 m² | 1 · 802 m² | 6.8 m |
| 13038C0059/00Y002 | Flanders | 1,004 m² | 1 · 146 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Recognitions · licences · registrations
Recognised contractor
2 categoriesINDUSTRIAL PUMP SYSTEMS BV20697
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TRIFLEX
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HOOYBERGHS
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BALVINOX
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 1,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-1981
Fiscal year end31-12
Abbreviation NL
IPS
Activities, NACEBEL
46831Wholesale of construction materials, general range
51532
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.