Industria
ActiveSummary
The computed 12-month bankruptcy probability of Industria is 2.2% (moderate). The 2025 annual accounts show equity of €181k and a net result of €88k. Equity is growing by ~88.2% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-10
Solvency30▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.03 in 2024; short-term debt: 3.8% and cash: 2.6% of total assets), and 94.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
2.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
8 d early
2023
on the day
2022
on the day
2021
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€181k▲ 94.1%
2024 · €93k
Total assets
€3.36M▼ 2.6%
2024 · €3.45M
Net result
€88k▼ 7.0%
2024 · €94k
Working capital
€-41k▲ 98.2%
2024 · €-2.25M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-137k-€185k€179k▼ 3.0%€171k▼ 4.7%€197k▲ 15.5%
Net result€-249k-€123k€120k▼ 2.9%€94k▼ 21.5%€88k▼ 7.0%
Equity€-244k-€-121k▲ 50.5%€-1k▲ 99.2%€93k€181k▲ 94.1%
Total assets€3.90M-€3.75M▼ 3.7%€3.61M▼ 3.7%€3.45M▼ 4.5%€3.36M▼ 2.6%
Debt€4.14M-€3.87M▼ 6.4%€3.62M▼ 6.7%€3.36M▼ 7.1%€3.18M▼ 5.2%
Working capital€-53k-€-66k▼ 25.4%€-89k▼ 35.0%€-2.25M▼ 2,417%€-41k▲ 98.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.36M
Fixed assets
€3.28M ▼ 2.9%
Current assets
€87k ▲ 13.6%
Equity and liabilities €3.36M
Equity
€181k ▲ 94.1%
Debt
€3.18M ▼ 5.2%
Debt's share of the balance-sheet total falls from 97.3% to 94.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€349k▲
2024 · €313k
Cash flow
€239k▲
2024 · €237k
Current ratio
0.68▲
2024 · 0.03
Debt to equity
17.61▼
2024 · 36.07
ROE
48.5%▼
2024 · 101.1%
ROA
2.6%▼
2024 · 2.7%
Interest coverage
4.28▼
2024 · 5.53
Debt ≤ 1 year
€128k▼
2024 · €2.33M
Debt > 1 year
€3.00M▲
2024 · €1.01M
Income taxes
€28k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €618k | €137k | €140k | €143k | €152k | ▲ 6.2% |
| Other operating charges640/8 | - | €42k | €39k | €44k | €45k | ▲ 1.5% |
| Gross operating margin9900 | €519k | €364k | €358k | €357k | €393k | ▲ 10.0% |
| Operating profit (loss)9901 | €-137k | €185k | €179k | €171k | €197k | ▲ 15.5% |
| Financial income75/76B | - | €67 | €0 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €67 | €0 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | - | €61k | €59k | €57k | €81k | ▲ 43.6% |
| Recurring financial charges65 | €112k | €61k | €59k | €57k | €81k | ▲ 43.6% |
| Profit (loss) for the period before taxes9903 | €-249k | €123k | €120k | €114k | €116k | ▲ 1.5% |
| Income taxes67/77 | - | - | - | €20k | €28k | ▲ 41.7% |
| Profit (loss) for the period9904 | €-249k | €123k | €120k | €94k | €88k | ▼ 7.0% |
| Profit (loss) for the period to be appropriated9905 | €-249k | €123k | €120k | €94k | €88k | ▼ 7.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.90M | €3.75M | €3.61M | €3.45M | €3.36M | ▼ 2.6% |
| Fixed assets21/28 | €3.68M | €3.56M | €3.44M | €3.37M | €3.28M | ▼ 2.9% |
| Tangible fixed assets22/27 | €3.68M | €3.56M | €3.44M | €3.37M | €3.28M | ▼ 2.9% |
| Land and buildings22 | - | €3.55M | €3.43M | €3.37M | €3.28M | ▼ 2.9% |
| Furniture and vehicles24 | - | €6k | €4k | €3k | €1k | ▼ 57.1% |
| Current assets29/58 | €217k | €197k | €179k | €77k | €87k | ▲ 13.6% |
| Amounts receivable within one year40/41 | - | - | €1k | €5k | €0 | ▼ 100% |
| Trade receivables40 | - | - | €1k | €0 | - | - |
| Other amounts receivable41 | - | - | - | €5k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €217k | €197k | €178k | €71k | €87k | ▲ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.90M | €3.75M | €3.61M | €3.45M | €3.36M | ▼ 2.6% |
| Equity10/15 | €-244k | €-121k | €-1k | €93k | €181k | ▲ 94.1% |
| Contributions10/11 | - | €5k | €5k | €5k | €5k | = |
| Reserves13 | - | - | - | €88k | €176k | ▲ 99.4% |
| Distributable reserves133 | - | - | - | €88k | €176k | ▲ 99.4% |
| Profit (loss) carried forward14 | €-249k | €-126k | €-6k | €0 | - | - |
| Amounts payable17/49 | €4.14M | €3.87M | €3.62M | €3.36M | €3.18M | ▼ 5.2% |
| Amounts payable after more than one year17 | €3.85M | €3.59M | €3.32M | €1.01M | €3.00M | ▲ 198% |
| Financial debts170/4 | - | €3.59M | €3.32M | €1.01M | €3.00M | ▲ 198% |
| Amounts payable within one year42/48 | €270k | €263k | €268k | €2.33M | €128k | ▼ 94.5% |
| Current portion of amounts payable after more than one year42 | - | €260k | €263k | €2.32M | €116k | ▼ 95.0% |
| Trade debts44 | €12k | €3k | €5k | €8k | €3k | ▼ 58.7% |
| Suppliers440/4 | - | €3k | €5k | €8k | €3k | ▼ 58.7% |
| Taxes, remuneration and social security45 | - | - | - | - | €4k | - |
| Taxes450/3 | - | - | - | - | €4k | - |
| Other amounts payable47/48 | - | - | - | €3k | €4k | ▲ 30.8% |
| Accrued charges and deferred income492/3 | - | €25k | €25k | €25k | €55k | ▲ 120% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-249k | €123k | €120k | €94k | €88k | ▼ 7.0% |
| + Depreciation and write-downs630 | €618k | €137k | €140k | €143k | €152k | ▲ 6.2% |
| Operating cash flow (approximation) | €368k | €261k | €260k | €237k | €239k | ▲ 0.9% |
| Investment in fixed assets (approximation) | - | €-14k | €-20k | €-82k | €-53k | ▲ 35.3% |
| Change in cash | - | €-20k | €-20k | €-106k | €16k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €150kEq €181k ▲94.1%
4 profitable years in a row build equity to €181k.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €123k
Net result €123k after one loss-making year.
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2019
Ground area
741 m²
Building footprint
145 m²
Volume, LiDAR
650 m³
Parcel 44064A0072/00R002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Industria
since 20192.289.725.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0072/00R002 | Flanders | 740 m² | 1 · 145 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded17-05-2019
Fiscal year end31-03
Scores and ratios are computed by Checked and are not a credit decision.