InduFin
ActiveInduFin has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €613k and a net result of €77k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency52▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 10.53 against 10.35 in 2024; short-term debt: 4.3% and cash: 1.9% of total assets), but 73.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
3.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
1 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€613k▲ 14.3%
2024 · €536k
2019: €314k
2020: €363k
2021: €400k
2022: €458k
2023: €475k
2024: €536k
2019 → 2025
Total assets
€2.28M▲ 0.9%
2024 · €2.26M
2019: €1.82M
2020: €2.27M
2021: €2.18M
2022: €2.27M
2023: €2.27M
2024: €2.26M
2019 → 2025
Net result
€77k▲ 25.6%
2024 · €61k
2019: €32k
2020: €49k
2021: €37k
2022: €58k
2023: €17k
2024: €61k
2019 → 2025
Working capital
€930k▲ 3.9%
2024 · €895k
2019: €1.34M
2020: €938k
2021: €837k
2022: €795k
2023: €874k
2024: €895k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€400k-€458k▲ 14.6%€475k▲ 3.7%€536k▲ 12.9%€613k▲ 14.3%
Operating result€68k-€66k▼ 2.3%€52k▼ 21.6%€78k▲ 49.2%€96k▲ 23.2%
Net result€37k-€58k▲ 57.9%€17k▼ 70.7%€61k▲ 258%€77k▲ 25.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.28M
Fixed assets
€1.25M▼ 1.4%
Current assets
€1.03M▲ 3.7%
Equity and liabilities €2.28M
Equity
€613k▲ 14.3%
Debt
€1.67M▼ 3.3%
The debt ratio falls from 76.3% to 73.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €100k
Cash flow
€96k▲
2024 · €84k
Solvency
26.9%▲
2024 · 23.7%
Current ratio
10.53▲
2024 · 10.35
Quick ratio
10.53▲
2024 · 10.35
Debt / equity
2.72▼
2024 · 3.22
ROE
12.5%▲
2024 · 11.4%
ROA
3.4%▲
2024 · 2.7%
Interest coverage
9.36▲
2024 · 7.28
Debt
€1.67M▼
2024 · €1.72M
Debt ≤ 1 year
€98k▲
2024 · €96k
Debt > 1 year
€1.57M▼
2024 · €1.63M
Income taxes
€23k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.26M€2.28M▲
Fixed assets21/28€1.27M€1.25M▼
Tangible fixed assets22/27€1.23M€1.21M▼
Plant, machinery and equipment23€722€728▲
Furniture and vehicles24€2k€0▼
Other tangible fixed assets26€1.23M€1.21M▼
Financial fixed assets28€40k€40k=
Current assets29/58€990k€1.03M▲
Amounts receivable after more than one year29€885k€901k▲
Trade receivables290€885k€901k▲
Amounts receivable within one year40/41€61k€83k▲
Trade receivables40€55k€56k▲
Other amounts receivable41€6k€27k▲
Cash at bank and in hand54/58€44k€43k▼
Equity and liabilities
Total equity and liabilities10/49€2.26M€2.28M▲
Equity10/15€536k€613k▲
Contributions10/11€127k€127k=
Reserves13€409k€486k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€409k€486k▲
Amounts payable17/49€1.72M€1.67M▼
Amounts payable after more than one year17€1.63M€1.57M▼
Financial debts170/4€1.63M€1.57M▼
Amounts payable within one year42/48€96k€98k▲
Current portion of amounts payable after more than one year42€58k€59k▲
Financial debts43€315€101▼
Credit institutions430/8€315€101▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€25k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€104k€119k▲
Operating profit (loss)9901€78k€96k▲
Financial income75/76B€17k€17k=
Recurring financial income75€17k€17k=
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€80k€100k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€61k€77k▲
Profit (loss) for the period to be appropriated9905€61k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€77k▲
Transfer to equity691/2€61k€77k▲
To other reserves6921€61k€77k▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €77k ▲25.6%
Operating result €96k, net result €77k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €500kEq €536k ▲12.9%
6 profitable years in a row build equity to €536k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €17k ▼70.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolf Baeyensstraat 1359040 GentGround area
750 m²
Building footprint
205 m²
Volume, LiDAR
1,152 m³
Parcel 44432C0994/00G005, Flanders · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
InduFin
since 20132.220.967.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0994/00G005 | Flanders | 750 m² | 1 · 205 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 32,889 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2013
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.