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INDIVET

Active
Private limited companyfounded 20251 yr activeAvenue Rodolphe Gossia(J) 2, 1350 Orp-Jauche, BelgiumKBO/BCE: BE 1019.176.426
Summary

INDIVET has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,377 and a net result of €59,877. Its solvency ranks better than 37% of 1284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability78
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.3; short-term debt: 58.2% and cash: 7.8% of total assets), and 61.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.8%
Return on assets
7.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

INDIVET was incorporated on 24 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€322,377
Total assets
€830,459
Net result
€59,877
Working capital
-€338,641

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €830,459
Fixed assets €685,600
Current assets €144,859
Equity and liabilities €830,459
Equity €322,377
Debt €508,082
Debt finances 61.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€169,852
Cash flow
€151,238
Current ratio
0.30
Quick ratio
0.20
Debt to equity
1.58
ROE
18.6%
ROA
7.2%
Interest coverage
69.96
Debt ≤ 1 year
€483,500
Debt > 1 year
€24,582
Income taxes
€16,186
Staff costs
€47,714

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€830,459
Fixed assets21/28€685,600
Intangible fixed assets21€326,268
Tangible fixed assets22/27€359,332
Land and buildings22€251,256
Plant, machinery and equipment23€47,630
Furniture and vehicles24€60,446
Current assets29/58€144,859
Stocks and contracts in progress3€45,811
Stocks30/36€45,811
Amounts receivable within one year40/41€30,951
Trade receivables40€30,951
Other amounts receivable41€0
Cash at bank and in hand54/58€64,602
Deferred charges and accrued income490/1€3,495
Equity and liabilities
Total equity and liabilities10/49€830,459
Equity10/15€322,377
Contributions10/11€262,500
Profit (loss) carried forward14€59,877
Amounts payable17/49€508,082
Amounts payable after more than one year17€24,582
Financial debts170/4€24,582
Amounts payable within one year42/48€483,500
Current portion of amounts payable after more than one year42€22,499
Trade debts44€14,380
Suppliers440/4€14,380
Taxes, remuneration and social security45€38,909
Taxes450/3€30,480
Remuneration and social security454/9€8,429
Other amounts payable47/48€407,711
Income statement Code2025
Remuneration, social security and pensions62€47,714
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91,361
Other operating charges640/8€3,512
Gross operating margin9900€221,078
Operating profit (loss)9901€78,490
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2,428
Recurring financial charges65€2,428
Profit (loss) for the period before taxes9903€76,063
Income taxes67/77€16,186
Profit (loss) for the period9904€59,877
Profit (loss) for the period to be appropriated9905€59,877
Appropriation of the result
Profit (loss) to be appropriated9906€59,877

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€47,714
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91,361
Other operating charges640/8€3,512
Gross operating margin9900€221,078
Operating profit (loss)9901€78,490
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2,428
Recurring financial charges65€2,428
Profit (loss) for the period before taxes9903€76,063
Income taxes67/77€16,186
Profit (loss) for the period9904€59,877
Profit (loss) for the period to be appropriated9905€59,877
Line2025
Assets
Total assets20/58€830,459
Fixed assets21/28€685,600
Intangible fixed assets21€326,268
Tangible fixed assets22/27€359,332
Land and buildings22€251,256
Plant, machinery and equipment23€47,630
Furniture and vehicles24€60,446
Current assets29/58€144,859
Stocks and contracts in progress3€45,811
Stocks30/36€45,811
Amounts receivable within one year40/41€30,951
Trade receivables40€30,951
Other amounts receivable41€0
Cash at bank and in hand54/58€64,602
Deferred charges and accrued income490/1€3,495
Equity and liabilities
Total equity and liabilities10/49€830,459
Equity10/15€322,377
Contributions10/11€262,500
Profit (loss) carried forward14€59,877
Amounts payable17/49€508,082
Amounts payable after more than one year17€24,582
Financial debts170/4€24,582
Amounts payable within one year42/48€483,500
Current portion of amounts payable after more than one year42€22,499
Trade debts44€14,380
Suppliers440/4€14,380
Taxes, remuneration and social security45€38,909
Taxes450/3€30,480
Remuneration and social security454/9€8,429
Other amounts payable47/48€407,711
Line2025
Profit (loss) for the period9904€59,877
+ Depreciation and write-downs630€91,361
Operating cash flow (approximation)€151,238

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
448 m²
Building footprint
159 m²
Volume, LiDAR
1,058 m³
Parcel 25046B0479/00F003, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INDIVET
Avenue Rodolphe Gossia(J) 2, 1350 Orp-JaucheVeterinary services
since 20252.369.856.488
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25046B0479/00F003 Wallonia 448 m² 1 · 159 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,090 companies in sector 75000 we hold annual accounts for 1,951. 1,513 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
75000Veterinary services
47762Retail sale of pets, pet food and pet supplies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019176426
Also 9925:BE1019176426
Registered 31-12-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.