Financials
- Fiscal year
- 2025
- Total assets
- €370,306
- Profit
- €95,697
- Solvency
- 14.3%
Total assets▲ 3.5%
Net result
20232025
INDIGO Advisor
ActiveSummary
INDIGO Advisor has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,000 and a net result of €95,697. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 19% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
Size
€370,306total assets 2025
- Equity
- €53,000
- Profit
- €95,697
Turnover not published (abridged schema)
Structure
Accounts 24 d early0 of 1 deed read
Why 91- No establishment unit in the KBO+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €370,306+ Liquidity: current ratio 1.14, cash €214,058Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 39% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
39-47
equity 14.3% of total assets
Liquidity
55-16
short-term debt 82.0% · cash 57.8%
Profitability
100=
return on assets 25.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.1%
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%▼ -28.1% vs 02-2026
04-2026: 0.1%▼ -1.4% vs 03-2026lowest value
05-2026: 0.1%▲ +7.4% vs 04-2026
06-2026: 0.1%▲ +5.5% vs 05-2026
07-2026: 0.1%▲ +9.1% vs 06-2026
08-2026: 0.1%▲ +51.2% vs 07-2026highest value
09-2026: 0.1%● 0.0% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €370,306 lowers the probability for this profile
- Liquidity: current ratio 1.14, cash €214,058 lowers the probability
- No establishment unit in the KBO raises the probability
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 2.6 in 2024; short-term debt: 82% and cash: 57.8% of total assets), and 85.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 19%, liquidity 45%, profitability 85%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34931 sector peers (2025).
NBB · sector comparisonPosition among 34931 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
24 d early
2024
39 d late
2023
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (3 of the last 3 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €95,697 ▼14.8%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 08-09-2025Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 14-07-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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