Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
1 of 2 acts readfiscal year 2026 expected by 31-07-2027
2026
31-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-09-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07-2022 State Gazette act Registered-office change
No further detail in the source.
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Financials
Equity€129k+89.2%
2022: €50k
2023: €86k
2024: €68k
Total assets€150k+65.4%
2022: €79k
2023: €176k
2024: €91k
Net result€61k
2022: €48k
2023: €83k
2024: €-18k
Working capital€120k+122.1%
2022: €50k
2023: €67k
2024: €54k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · abbreviated schemaSector comparison
Fiscal year 2024 · NACE 62, Computer programming, consultancy and related activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.8% | 65.0% | |
| Net result | €-18k | €32k | |
| Equity | €68k | €58k | |
| Gross operating margin | €-11k | €52k | |
| Total assets | €91k | €103k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P82
Improving position over 2022-2025
· n=2768-7351
P72
Weakening position over 2022-2025
· n=2770-7348
P76
Stable position over 2022-2025
· n=2769-7353
P69
Weakening position over 2022-2025
· n=2770-7342
€86k
-
22-25
€66k
-
22-25
€20k
-10.5%
22-25
€47k
-
22-25
€22k
-5.2%
22-25
€22k
-5.2%
22-25
6.55
+94.5%
22-25
6.55
+94.5%
22-25
85.6%
+14.4%
22-25
0.17
-49.9%
22-25
47.1%
-
22-25
40.3%
-
22-25
531.20
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €86k |
| Net profit | €61k |
| Cash flow | €66k |
| Staff costs | - |
| Income taxes | €20k |
| Dividends | - |
| Total assets | €150k |
| Equity | €129k |
| Debt | €22k |
| of which ≤ 1y | €22k |
| of which > 1y | - |
| Working capital | €120k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 6.55 |
| Quick ratio | 6.55 |
| Working capital ratio | 80.1% |
| Solvency | 85.6% |
| Debt / equity | 0.17 |
| Long-term debt ratio | - |
| Interest coverage | 531.20 |
| Gross margin | - |
| Net margin | - |
| ROA | 40.3% |
| ROE | 47.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €150k |
| Fixed assets | 21/28 | €8k |
| Tangible fixed assets | 22/27 | €8k |
| Current assets | 29/58 | €142k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €137k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €150k |
| Equity | 10/15 | €129k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €127k |
| Amounts payable | 17/49 | €22k |
| Amounts payable within one year | 42/48 | €22k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €87k |
| Operating result | 9901 | €80k |
| Financial charges | 65 | €162 |
| Result before taxes | 9903 | €80k |
| Income taxes | 67/77 | €20k |
| Net result for the period | 9904 | €61k |
| Result to be appropriated | 9905 | €61k |
Signals
1 signal
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-08-2026 | 31 d late | 2026-00483112 |
| 31-12-2024 | 31-07-2025 | 27-09-2025 | 58 d late | 2025-00510228 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00411301 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00394312 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationINDIESOFT SERVICES
since 20212.328.043.748
Parcels2
Ground area1,515 m²
Buildings2
Building footprint569 m²
Volume (LiDAR)10,692 m³
Tallest building25.4 m · ±7 fl.
Real-estate footprint
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0255/00R003 | Brussels | 1,421 m² | 1 · 474 m² | 25.4 m · 7 fl. |
| 21392B0085/00D009 | Brussels | 94 m² | 1 · 94 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold annual accounts for 8,443 of the 16,857 companies in this sector. 6,709 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Computer programming, consultancy and related activities62010Computer programming62100IT consultancy62020Computer programming, consultancy and related activities62030Other information technology and computer services62900Computer consultancy and computer facilities management62200