Indicio
ActiveIndicio has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €58k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 1.99 in 2024; short-term debt: 38.4% and cash: 66.3% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
50.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
111 d early
2023
26 d early
2022
25 d late
2021
30 d late
2020
33 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 61.5%
2024 · €45k
2018: €20k
2019: €25k
2020: €36k
2021: €50k
2022: €50k
2023: €40k
2024: €45k
2018 → 2025
Total assets
€117k▲ 39.5%
2024 · €84k
2018: €36k
2019: €29k
2020: €42k
2021: €55k
2022: €53k
2023: €66k
2024: €84k
2018 → 2025
Net result
€58k▲ 83.6%
2024 · €32k
2018: €-12k
2019: €5k
2020: €11k
2021: €13k
2022: €122
2023: €10k
2024: €32k
2018 → 2025
Working capital
€70k▲ 80.3%
2024 · €39k
2018: €19k
2019: €25k
2020: €28k
2021: €33k
2022: €37k
2023: €30k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€50k▲ 0.2%€40k▼ 19.2%€45k▲ 11.0%€72k▲ 61.5%
Operating result€19k-€617▼ 96.8%€15k▲ 2,327%€40k▲ 170%€80k▲ 97.5%
Net result€13k-€122▼ 99.1%€10k▲ 8,265%€32k▲ 211%€58k▲ 83.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 98% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€2k▼ 67.9%
Current assets
€115k▲ 47.2%
Equity and liabilities €117k
Equity
€72k▲ 61.5%
Debt
€45k▲ 14.4%
The debt ratio falls from 46.8% to 38.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €45k
Cash flow
€62k▲
2024 · €36k
Solvency
61.6%▲
2024 · 53.2%
Current ratio
2.57▲
2024 · 1.99
Quick ratio
2.57▲
2024 · 1.99
Debt / equity
0.62▼
2024 · 0.88
ROE
81.2%▲
2024 · 71.4%
ROA
50.1%▲
2024 · 38.0%
Interest coverage
962.37▼
2024 · 2985.13
Debt
€45k▲
2024 · €39k
Debt ≤ 1 year
€45k▲
2024 · €39k
Income taxes
€22k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€117k▲
Fixed assets21/28€6k€2k▼
Intangible fixed assets21€3k€281▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€78k€115k▲
Amounts receivable within one year40/41€41k€36k▼
Trade receivables40€37k€17k▼
Other amounts receivable41€4k€19k▲
Cash at bank and in hand54/58€36k€77k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€84k€117k▲
Equity10/15€45k€72k▲
Contributions10/11€0-
Reserves13€45k€72k▲
Distributable reserves133€45k€72k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€39k€45k▲
Amounts payable within one year42/48€39k€45k▲
Trade debts44€14k€686▼
Suppliers440/4€14k€686▼
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Other amounts payable47/48€15k€31k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€46k€85k▲
Operating profit (loss)9901€40k€80k▲
Financial income75/76B€117€638▲
Recurring financial income75€117€638▲
Financial charges65/66B€15€87▲
Recurring financial charges65€15€87▲
Profit (loss) for the period before taxes9903€41k€80k▲
Income taxes67/77€9k€22k▲
Profit (loss) for the period9904€32k€58k▲
Profit (loss) for the period to be appropriated9905€32k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€58k▲
Transfer from equity791/2€0€17k▲
Transfer to equity691/2€17k€45k▲
To other reserves6921€17k€45k▲
Profit to be distributed694/7€15k€31k▲
Return on contributions (dividend)694€0€17k▲
Directors or managers695€15k€14k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €58k ▲83.6%
Operating result €80k, net result €58k, both a record.
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 8.08
Current ratio from 2.19 to 8.08; short-term debt falls from €16k to €4k.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Gabriëlstraat 382530 BoechoutGround area
725 m²
Building footprint
131 m²
Volume, LiDAR
594 m³
Parcel 11004D0319/00N002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Indicio
since 20162.258.994.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0319/00N002 | Flanders | 725 m² | 1 · 131 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
74109Other professional, scientific and technical activities
74140Other specialised design activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.