INDI BEACH
ActiveINDI BEACH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €579k and a net result of €187k. Equity is growing by ~58.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 878 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 1.86 in 2024), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.4%
Return on assets
23.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
5 d early
2022
59 d late
2021
1 d early
2020
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€579k▲ 47.8%
2024 · €392k
2020: €28k
2021: €101k
2022: €155k
2023: €229k
2024: €392k
2020 → 2025
Total assets
€789k▲ 18.3%
2024 · €667k
2020: €532k
2021: €573k
2022: €537k
2023: €555k
2024: €667k
2020 → 2025
Net result
€187k▲ 15.3%
2024 · €163k
2020: €8k
2021: €73k
2022: €55k
2023: €74k
2024: €163k
2020 → 2025
Working capital
€327k▲ 91.9%
2024 · €170k
2020: €-319k
2021: €-95k
2022: €-20k
2023: €49k
2024: €170k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€155k▲ 54.2%€229k▲ 47.4%€392k▲ 70.9%€579k▲ 47.8%
Operating result€107k-€85k▼ 20.7%€119k▲ 39.9%€245k▲ 106%€283k▲ 15.4%
Net result€73k-€55k▼ 25.2%€74k▲ 34.9%€163k▲ 120%€187k▲ 15.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €789k
Fixed assets
€265k▼ 11.4%
Current assets
€524k▲ 42.6%
Equity and liabilities €789k
Equity
€579k▲ 47.8%
Debt
€210k▼ 23.7%
The debt ratio falls from 41.3% to 26.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€370k▲
2024 · €351k
Cash flow
€274k▲
2024 · €269k
Solvency
73.4%▲
2024 · 58.7%
Current ratio
2.66▲
2024 · 1.86
Quick ratio
2.66▲
2024 · 1.86
Debt / equity
0.36▼
2024 · 0.70
ROE
32.4%▼
2024 · 41.5%
ROA
23.7%▼
2024 · 24.4%
Interest coverage
28.27▲
2024 · 23.61
Debt
€210k▼
2024 · €275k
Debt ≤ 1 year
€197k▼
2024 · €197k
Debt > 1 year
€10k▼
2024 · €75k
Income taxes
€84k▲
2024 · €71k
Staff costs
€193k▲
2024 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€667k€789k▲
Fixed assets21/28€299k€265k▼
Intangible fixed assets21€137k€111k▼
Tangible fixed assets22/27€163k€155k▼
Plant, machinery and equipment23€142k€130k▼
Furniture and vehicles24€21k€24k▲
Current assets29/58€368k€524k▲
Amounts receivable within one year40/41€29k€18k▼
Trade receivables40€24k€1k▼
Other amounts receivable41€5k€17k▲
Current investments50/53€200k€0▼
Cash at bank and in hand54/58€136k€503k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€667k€789k▲
Equity10/15€392k€579k▲
Contributions10/11€20k€20k=
Reserves13€372k€559k▲
Distributable reserves133€372k€559k▲
Amounts payable17/49€275k€210k▼
Amounts payable after more than one year17€75k€10k▼
Financial debts170/4€75k€10k▼
Amounts payable within one year42/48€197k€197k▼
Current portion of amounts payable after more than one year42€79k€65k▼
Trade debts44€9k€85k▲
Suppliers440/4€9k€85k▲
Taxes, remuneration and social security45€50k€23k▼
Taxes450/3€47k€21k▼
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€59k€24k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€137k€193k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€87k▼
Other operating charges640/8€35k€37k▲
Gross operating margin9900€523k€599k▲
Operating profit (loss)9901€245k€283k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€234k€271k▲
Income taxes67/77€71k€84k▲
Profit (loss) for the period9904€163k€187k▲
Profit (loss) for the period to be appropriated9905€163k€187k▲
Appropriation of the result
Profit (loss) to be appropriated9906€163k€187k▲
Transfer to equity691/2€163k€187k▲
To other reserves6921€163k€187k▲
Social balance
Average headcount (FTE)90873.74.7▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €187k ▲15.3%
Operating result €283k, net result €187k, both a record.
31-12
Financial
Equity above €500kEq €579k ▲47.8%
6 profitable years in a row build equity to €579k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €229k ▲47.4%
4 profitable years in a row build equity to €229k.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Equity above €150kEq €155k ▲54.2%
3 profitable years in a row build equity to €155k.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €101k ▲264%
2 profitable years in a row build equity to €101k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Walletje 1018300 Knokke-HeistGround area
4,661 m²
Building footprint
3,857 m²
Volume, LiDAR
76,253 m³
2 parcels, Flanders · tallest building 43.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
INDI BEACH
since 20202.301.513.456
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0767/00G000 | Flanders | 3,619 m² | 1 · 3,148 m² | 43.4 m · 7 fl. |
| 31039F0126/00X002 | Flanders | 1,041 m² | 1 · 708 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.301.513.456
Similar companies · same sector, comparable size
Concept Events Group
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LOUMATIC
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KIDS BEACH
BE 0822.807.052
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JGC Café games
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AIRSPACE
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Of 6,727 companies in sector 93299 we hold annual accounts for 1,168. 585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2020
Fiscal year end31-12
Activities, NACEBEL
93299Other amusement and recreation activities
43320Joinery installation
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.