Summary
Indegloria Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €35k and a net result of €33k. Equity is growing by ~148.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 8023 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
5 d early
2023
3 d late
2022
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 1,638%
2024 · €2k
2022: €-21k
2023: €-3k
2024: €2k
2022 → 2025
Net result
€33k▲ 503%
2024 · €5k
2022: €-26k
2023: €18k
2024: €5k
2022 → 2025
Total assets
€105k▲ 2.8%
2024 · €102k
2022: €46k
2023: €107k
2024: €102k
2022 → 2025
Solvency
33.4%▲ 31.4pp
2024 · 2.0%
2022: -45.7%
2023: -3.3%
2024: 2.0%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-21k-€-3k▲ 83.6%€2k€35k▲ 1,638%
Operating result€-26k-€25k€12k▼ 53.5%€48k▲ 314%
Net result€-26k-€18k€5k▼ 68.8%€33k▲ 503%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 314% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€35k ▼ 20.4%
Current assets
€71k ▲ 19.9%
Equity and liabilities €105k
Equity
€35k ▲ 1,638%
Debt
€70k ▼ 30.2%
Debt's share of the balance-sheet total falls from 98.0% to 66.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
94.2%▼
2024 · 271.6%
ROA
31.5%▲
2024 · 5.4%
Debt ≤ 1 year
€51k▼
2024 · €75k
Debt > 1 year
€15k▼
2024 · €26k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€102k€105k▲
Fixed assets21/28€43k€35k▼
Tangible fixed assets22/27€43k€35k▼
Furniture and vehicles24€43k€35k▼
Current assets29/58€59k€71k▲
Amounts receivable within one year40/41€32k€12k▼
Trade receivables40€32k€1k▼
Other amounts receivable41€25€10k▲
Cash at bank and in hand54/58€27k€59k▲
Deferred charges and accrued income490/1€17€120▲
Equity and liabilities
Total equity and liabilities10/49€102k€105k▲
Equity10/15€2k€35k▲
Contributions10/11€5k€5k=
Reserves13-€30k
Distributable reserves133-€30k
Profit (loss) carried forward14€-3k-
Amounts payable17/49€100k€70k▼
Amounts payable after more than one year17€26k€15k▼
Financial debts170/4€26k€15k▼
Amounts payable within one year42/48€75k€51k▼
Current portion of amounts payable after more than one year42€12k€11k▼
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€49k€25k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€47k€25k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€63k€85k▲
Operating profit (loss)9901€12k€48k▲
Financial income75/76B€6€82▲
Recurring financial income75€6€82▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€9k€44k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€5k€33k▲
Profit (loss) for the period to be appropriated9905€5k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€30k▲
Profit (loss) brought forward from the previous period14P€-8k€-3k▲
Transfer to equity691/2-€30k
To other reserves6921-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €33k ▲503%
Operating result €48k, net result €33k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
30-09
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merelstraat 19840 Nazareth-De PinteGround area
540 m²
Building footprint
95 m²
Volume, LiDAR
654 m³
Parcel 44012A0052/00T000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Indegloria Consulting
since 20212.317.395.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012A0052/00T000 | Flanders | 539 m² | 1 · 95 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0804.272.827
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LVHW
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TUCAN MANAGEMENT
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FINKA
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HSBuild & Facility BV
BE 1016.013.731
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 9,280 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2021
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.