INCREA RECORD

Active

Private limited companyfounded 20215 yrs activeAlsembergsesteenweg 842, 1180 Ukkel, BelgiumKBO/BCE: BE 0771.724.080

Summary

INCREA RECORD has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,576 and a net result of €27,565. Equity is growing by ~49.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

INCREA RECORDActiveChecked score 86/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€253,436total assets 2025

Equity: €87,576
Profit: €27,565

Turnover not published (abridged schema)

Financial health

86 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts filed 2 d late0 of 1 deed read

Why 86- Founded in 2021+ Size: total assets €253,436+ Liquidity: current ratio 1.51, cash €58,808+ No main activity registeredShow the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Better than 53% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 60-8

equity 34.6% of total assets

Liquidity 44-11

short-term debt 65.4% · cash 23.2%

Profitability 82+1

return on assets 10.9%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.8% 12-2024: 0.8%▲ +1.9% vs 11-2024 01-2025: 0.5%▼ -35.6% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%▼ -1.2% vs 03-2025 05-2025: 0.5%● 0.0% vs 04-2025 06-2025: 0.5%● 0.0% vs 05-2025 07-2025: 0.5%▼ -1.2% vs 06-2025 08-2025: 0.5%▲ +2.6% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.6%▲ +7.9% vs 09-2025 11-2025: 0.6%▲ +3.0% vs 10-2025 12-2025: 0.6%▲ +5.2% vs 11-2025 01-2026: 0.6%▲ +5.6% vs 12-2025 02-2026: 1.2%▲ +93.6% vs 01-2026highest value 03-2026: 0.3%▼ -77.3% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.3%▼ -1.1% vs 06-2026lowest value 08-2026: 0.3%▲ +2.9% vs 07-2026 09-2026: 0.3%▼ -1.0% vs 08-2026 10-2026: 0.3%▲ +1.1% vs 09-2026

Size: total assets €253,436 lowers the probability for this profile
Liquidity: current ratio 1.51, cash €58,808 lowers the probability
Founded in 2021 raises the probability for this profile
No main activity registered lowers the probability

Credit up to €7,000 at 30 days acceptable

Liquidity ample (current ratio 1.51 against 1.76 in 2024; short-term debt: 65.4% and cash: 23.2% of total assets), but 65.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 35%, liquidity 27%, profitability 66%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €253,436

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.51, cash €58,808

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

2 d late

2024

35 d early

2023

35 d early

2022

6 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 4 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 11 January (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close06-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage