INCONTRI
ActiveINCONTRI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €561k and a net result of €76k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 13.44 against 14.9 in 2024; short-term debt: 6.8% and cash: 58.8% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
34 d early
2023
49 d early
2022
17 d early
2021
11 d early
2020
16 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€561k▲ 15.6%
2024 · €486k
2018: €105k
2019: €138k
2020: €199k
2021: €262k
2022: €320k
2023: €387k
2024: €486k
2018 → 2025
Total assets
€627k▲ 15.7%
2024 · €542k
2018: €159k
2019: €184k
2020: €236k
2021: €317k
2022: €364k
2023: €431k
2024: €542k
2018 → 2025
Net result
€76k▼ 23.6%
2024 · €99k
2018: €32k
2019: €40k
2020: €61k
2021: €79k
2022: €58k
2023: €67k
2024: €99k
2018 → 2025
Working capital
€531k▲ 20.9%
2024 · €439k
2018: €78k
2019: €113k
2020: €182k
2021: €261k
2022: €332k
2023: €399k
2024: €439k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€262k-€320k▲ 22.1%€387k▲ 20.9%€486k▲ 25.6%€561k▲ 15.6%
Operating result€112k-€86k▼ 23.2%€103k▲ 19.2%€139k▲ 35.2%€110k▼ 20.7%
Net result€79k-€58k▼ 26.5%€67k▲ 15.5%€99k▲ 48.1%€76k▼ 23.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €627k
Fixed assets
€53k▼ 24.8%
Current assets
€573k▲ 21.9%
Equity and liabilities €627k
Equity
€561k▲ 15.6%
Provisions
€7k▼ 24.7%
Debt
€58k▲ 25.4%
The debt ratio rises from 8.6% to 9.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€128k▼
2024 · €156k
Cash flow
€93k▼
2024 · €117k
Solvency
89.6%▼
2024 · 89.7%
Current ratio
13.44▼
2024 · 14.90
Quick ratio
13.39▼
2024 · 14.81
Debt / equity
0.10▲
2024 · 0.10
ROE
13.5%▼
2024 · 20.4%
ROA
12.1%▼
2024 · 18.3%
Interest coverage
60.27▼
2024 · 78.71
Debt
€58k▲
2024 · €46k
Debt ≤ 1 year
€43k▲
2024 · €32k
Debt > 1 year
€16k▲
2024 · €15k
Income taxes
€39k▲
2024 · €31k
Staff costs
€31k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€542k€627k▲
Fixed assets21/28€71k€53k▼
Tangible fixed assets22/27€70k€53k▼
Furniture and vehicles24€70k€53k▼
Financial fixed assets28€800€800=
Current assets29/58€470k€573k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€897€2k▲
Trade receivables40€0€1k▲
Other amounts receivable41€897€897=
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€266k€368k▲
Deferred charges and accrued income490/1€537€570▲
Equity and liabilities
Total equity and liabilities10/49€542k€627k▲
Equity10/15€486k€561k▲
Contributions10/11€25k€25k=
Reserves13€461k€537k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€28k€21k▼
Distributable reserves133€430k€513k▲
Provisions and deferred taxes16€9k€7k▼
Deferred taxes168€9k€7k▼
Amounts payable17/49€46k€58k▲
Amounts payable after more than one year17€15k€16k▲
Other amounts payable178/9€15k€16k▲
Amounts payable within one year42/48€32k€43k▲
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Taxes, remuneration and social security45€16k€31k▲
Taxes450/3€12k€26k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€47k€0▼
Remuneration, social security and pensions62€25k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€184k€162k▼
Operating profit (loss)9901€139k€110k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€139k€112k▼
Transfer from deferred taxes780€2k€2k=
Transfer to deferred taxes680€12k€0▼
Income taxes67/77€31k€39k▲
Profit (loss) for the period9904€99k€76k▼
Transfer from tax-exempt reserves789€7k€7k=
Transfer to tax-exempt reserves689€35k€0▼
Profit (loss) for the period to be appropriated9905€71k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€83k▲
Transfer to equity691/2€71k€83k▲
To other reserves6921€71k€83k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €561k ▲15.6%
8 profitable years in a row build equity to €561k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €99k ▲48.1%
Operating result €139k, net result €99k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €262k ▲31.3%
4 profitable years in a row build equity to €262k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €199k ▲44.3%
3 profitable years in a row build equity to €199k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1994
Ground area
828 m²
Building footprint
346 m²
Volume, LiDAR
1,558 m³
Parcel 13432B2177/00T081, Flanders · tallest building 15.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
INCONTRI BVBA
since 19942.068.290.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13432B2177/00T081 | Flanders | 828 m² | 1 · 346 m² | 15.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.068.290.715
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 5,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-1994
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.