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Incogni

Active
Private limited companyfounded 20233 yrs activeLode de Boninghestraat 27, 2170 Antwerpen, BelgiumKBO/BCE: BE 0803.209.389

Incogni has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €19k. Equity is growing by ~47.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency99▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 2.43 in 2024; short-term debt: 24.6% and cash: 20.1% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.8%
Return on assets
22.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
150 d early
2024
38 d early
2023
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€61k▲ 43.6%
2024 · €43k
2023: €20k 2024: €43k
2023 → 2025
Total assets
€83k▲ 22.8%
2024 · €68k
2023: €33k 2024: €68k
2023 → 2025
Net result
€19k▼ 16.4%
2024 · €22k
2023: €17k 2024: €22k
2023 → 2025
Working capital
€51k▲ 73.2%
2024 · €29k
2023: €16k 2024: €29k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€20k-€43k▲ 109%€61k▲ 43.6%
Operating result€22k-€31k▲ 42.4%€27k▼ 14.1%
Net result€17k-€22k▲ 28.2%€19k▼ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2023: €22k€22kNet result 2023: €17k€17kOperating result 2024: €31k€31kNet result 2024: €22k€22kOperating result 2025: €27k€27kNet result 2025: €19k€19k202320242025
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets €12k▼ 33.9%
Current assets €71k▲ 42.9%
Equity and liabilities €83k
Equity €61k▲ 43.6%
Debt €22k▼ 12.8%
The debt ratio falls from 36.9% to 26.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
2024 · €35k
Cash flow
€25k
2024 · €26k
Solvency
73.8%
2024 · 63.1%
Current ratio
3.49
2024 · 2.43
Quick ratio
3.49
2024 · 2.43
Debt / equity
0.36
2024 · 0.58
ROE
30.4%
2024 · 52.2%
ROA
22.4%
2024 · 33.0%
Interest coverage
14.26
2024 · 13.68
Debt
€22k
2024 · €25k
Debt ≤ 1 year
€20k
2024 · €21k
Debt > 1 year
€1k
2024 · €4k
Income taxes
€7k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€68k€83k
Fixed assets21/28€18k€12k
Tangible fixed assets22/27€18k€12k
Plant, machinery and equipment23€8k€5k
Furniture and vehicles24€9k€7k
Current assets29/58€50k€71k
Amounts receivable after more than one year29€8k€8k=
Other amounts receivable291€8k€8k=
Amounts receivable within one year40/41€14k€45k
Trade receivables40€13k€28k
Other amounts receivable41€2k€17k
Cash at bank and in hand54/58€26k€17k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€68k€83k
Equity10/15€43k€61k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€40k€58k
Amounts payable17/49€25k€22k
Amounts payable after more than one year17€4k€1k
Financial debts170/4€4k€1k
Amounts payable within one year42/48€21k€20k
Current portion of amounts payable after more than one year42€3k€3k
Trade debts44€961€1k
Suppliers440/4€961€1k
Taxes, remuneration and social security45€17k€16k
Taxes450/3€17k€16k
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k
Other operating charges640/8€714€657
Non-recurring operating charges66A-€920
Gross operating margin9900€35k€34k
Operating profit (loss)9901€31k€27k
Financial income75/76B€235€868
Recurring financial income75€235€868
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€29k€25k
Income taxes67/77€7k€7k
Profit (loss) for the period9904€22k€19k
Profit (loss) for the period to be appropriated9905€22k€19k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€58k
Profit (loss) brought forward from the previous period14P€17k€40k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
State Gazette act Registered office
General meeting · Registered-office move2 facts ▸
  • General meeting, 1 juni 2026
  • Registered-office move, Lode de Boninghestraat 27 bus 202, 2170 Antwerpen
03-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €22k ▲28.2%
Operating result €31k, net result €22k, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lode de Boninghestraat 272170 Antwerpen
Ground area
485 m²
Building footprint
245 m²
Volume, LiDAR
2,138 m³
Parcel 11422C0025/00H002, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Incogni
Lode de Boninghestraat 27, 2170 AntwerpenComputer programming, consultancy and related activities
since 20232.349.264.378
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11422C0025/00H002 Flanders 485 m² 1 · 245 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,471 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-06-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.