The computed 12-month bankruptcy probability of INCO HOME CONCEPT is 8.7% (elevated). For INCO HOME CONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €8,750 and a net result of -€2,150. Equity remains stable across the filed financial years (±1.2% per year). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.
2024 accounts not filed, 455 days past the deadline1 of 5 deeds summarised
Signalsraises riskFigures for financial year 2023 (filed 20-08-2024)2 financial years not filed after the legal deadline; last filed accounts filed 13 days lateTwo or more financial years not filed2023 accounts filed 13 days latelowers riskSize: total assets €9,699Founded in 2011Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency100
equity 90.2% of total assets
Liquidity100
short-term debt 5.7%
Profitability0
return on assets -22.2%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
8.7%Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 2.5%12-2024: 2.5%● unchanged vs 11-202401-2025: 1.1%▼ -1.4 percentage points vs 12-2024lowest value02-2025: 1.1%● unchanged vs 01-2025lowest value03-2025: 1.2%▲ +0.1 percentage points vs 02-202504-2025: 1.3%▲ +0.1 percentage points vs 03-202505-2025: 1.3%● unchanged vs 04-202506-2025: 1.3%● unchanged vs 05-202507-2025: 1.5%▲ +0.2 percentage points vs 06-202508-2025: 2.1%▲ +0.6 percentage points vs 07-202509-2025: 2.3%▲ +0.2 percentage points vs 08-202510-2025: 3.7%▲ +1.4 percentage points vs 09-202511-2025: 3.8%▲ +0.1 percentage points vs 10-202512-2025: 4.7%▲ +0.9 percentage points vs 11-202501-2026: 6.6%▲ +1.9 percentage points vs 12-202502-2026: 6.6%● unchanged vs 01-202603-2026: 6.7%▲ +0.1 percentage points vs 02-202604-2026: 6.5%▼ -0.2 percentage points vs 03-202605-2026: 6.5%● unchanged vs 04-202606-2026: 6.4%▼ -0.1 percentage points vs 05-202607-2026: 6.4%● unchanged vs 06-202608-2026: 6.9%▲ +0.5 percentage points vs 07-202609-2026: 8.7%▲ +1.8 percentage points vs 08-2026highest value10-2026: 8.7%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline29-10-2026 today
raises risk · 2023 accounts filed 13 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 13-08-2024, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 5 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Weakest financial yearnet -€2,150
Annual accounts filedfinancial year 2022 · micro…
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025455 days past the deadlineView
Caution: 2 loss-making years in a rowloss financial year 2023-€2,150View