Inclusion
ActiveInclusion has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €19k. Its solvency ranks better than 24% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.21; short-term debt: 15.4% and cash: 15.5% of total assets), but 63.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.3%
Return on assets
31.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k
Total assets
€60k
Net result
€19k
Working capital
€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €60k
Fixed assets
€40k
Current assets
€20k
Equity and liabilities €60k
Equity
€22k
Debt
€38k
Debt finances 63.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€28k
Solvency
36.3%
Current ratio
2.21
Quick ratio
2.19
Debt / equity
1.76
ROE
86.2%
ROA
31.3%
Interest coverage
22.14
Debt
€38k
Debt ≤ 1 year
€9k
Debt > 1 year
€29k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€60k
Fixed assets21/28€40k
Tangible fixed assets22/27€40k
Furniture and vehicles24€40k
Current assets29/58€20k
Stocks and contracts in progress3€146
Stocks30/36€146
Amounts receivable within one year40/41€10k
Trade receivables40€7k
Other amounts receivable41€3k
Cash at bank and in hand54/58€9k
Deferred charges and accrued income490/1€578
Equity and liabilities
Total equity and liabilities10/49€60k
Equity10/15€22k
Contributions10/11€3k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€38k
Amounts payable after more than one year17€29k
Financial debts170/4€29k
Amounts payable within one year42/48€9k
Current portion of amounts payable after more than one year42€9k
Trade debts44€532
Suppliers440/4€532
Accrued charges and deferred income492/3€7
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€1k
Gross operating margin9900€41k
Operating profit (loss)9901€30k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€29k
Income taxes67/77€10k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vandewallestraat 138810 LichterveldeGround area
2,859 m²
Building footprint
352 m²
Volume, LiDAR
1,305 m³
Parcel 36011A0019/00C002, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Inclusion
since 20242.354.157.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011A0019/00C002 | Flanders | 2,859 m² | 1 · 352 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THUISVERPLEGING DORIEN PAUWELS
BE 0798.825.880
Heist-op-den-Berg · Eq €22k
DEPAUW KELLY
BE 0734.941.185
Lievegem · Eq €22k
ATELIER TJAMPENS
BE 0439.167.795
Wevelgem · Eq €22k
DE FRIETHOEK
BE 0827.637.157
Wingene · Eq €22k
FIXTIS
BE 0439.005.271
Zaventem · Eq €22k
Of 5,983 companies in sector 86940 we hold annual accounts for 1,808. 1,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2024
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
86905Human health activities
86909Human health activities
86951Physiotherapy
86995Nutrition and dietetics services
88101Social work activities without accommodation
88109Social work activities without accommodation
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.