Inci Mode
ActiveInci Mode has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €0. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+3
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 60.51 against 5.0 in 2024; short-term debt: 1.6% and cash: 0% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
0%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
17 d late
2024
56 d late
2023
68 d late
2022
60 d late
2021
73 d late
2020
87 d late
2019
209 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€37k▲ 11.9%
2021 · €33k
2020: €30k
2021: €33k
2020 → 2022
EBIT margin
18.2%▲ 20.2pp
2021 · -2.1%
2020: -13.1%
2021: -2.1%
2020 → 2022
Net result
€0
2024 · €-374
2019: €8k
2020: €-234
2021: €-813
2022: €6k
2023: €-667
2024: €-374
2019 → 2025
Working capital
€31k=
2024 · €31k
2019: €13k
2020: €31k
2021: €37k
2022: €31k
2023: €19k
2024: €31k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€33k-€37k▲ 11.9%
Equity€26k-€32k▲ 23.4%€31k▼ 2.1%€31k▼ 1.2%€31k=
Operating result€-675-€7k€4k▼ 44.8%€-374€131
Net result€-813-€6k€-667€-374▲ 43.9%€0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €131 after a loss of €374 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€200=
Current assets
€31k▼ 18.6%
Equity and liabilities €32k
Equity
€31k=
Debt
€518▼ 93.3%
The debt ratio falls from 19.9% to 1.6%. Debt is lower.
Key figures and ratios
Solvency
98.4%▲
2024 · 80.1%
Current ratio
60.51▲
2024 · 5.00
Quick ratio
60.51▲
2024 · 5.00
Debt / equity
0.02▼
2024 · 0.25
ROE
0.0%▲
2024 · -1.2%
ROA
0.0%▲
2024 · -1.0%
Debt
€518▼
2024 · €8k
Debt ≤ 1 year
€518▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€32k▼
Fixed assets21/28€200€200=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€200€200=
Current assets29/58€39k€31k▼
Amounts receivable within one year40/41€39k€31k▼
Other amounts receivable41€39k€31k▼
Cash at bank and in hand54/58-€0
Equity and liabilities
Total equity and liabilities10/49€39k€32k▼
Equity10/15€31k€31k=
Contributions10/11€19k€19k=
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€8k€518▼
Amounts payable within one year42/48€8k€518▼
Other amounts payable47/48€8k€518▼
Income statement
Code20242025
Other operating charges640/8€919€2k▲
Gross operating margin9900€545€2k▲
Operating profit (loss)9901€-374€131▲
Financial charges65/66B-€131
Recurring financial charges65-€131
Profit (loss) for the period before taxes9903€-374€0▲
Profit (loss) for the period9904€-374€0▲
Profit (loss) for the period to be appropriated9905€-374€0▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€12k=
Profit (loss) brought forward from the previous period14P€13k€12k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Liquidity times 12current ratio 60.51
Current ratio from 5.00 to 60.51; short-term debt falls from €8k to €518.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 5.00
Current ratio from 1.27 to 5.00; short-term debt falls from €70k to €8k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
31-12
Financial
Weakest financial yearnet €-813
Net result drops to €-813, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 209 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolf Baeyensstraat 559040 GentGround area
5,846 m²
Building footprint
3,263 m²
Volume, LiDAR
17,347 m³
Parcel 44432C1006/00N002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inci Mode
since 20182.276.904.061
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1006/00N002 | Flanders | 5,845 m² | 1 · 3,263 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 264 companies in sector 47511 we hold annual accounts for 96. 79 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2018
Fiscal year end31-12
Activities, NACEBEL
47511Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.