Summary
INBOMAT HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.92M and a net result of €15k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 5527 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-05-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
on the day
2022
on the day
2021
on the day
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.92M▼ 1.1%
2024 · €3.97M
2018: €2.73M
2019: €2.95M
2020: €3.22M
2021: €3.49M
2022: €3.82M
2023: €3.94M
2024: €3.97M
2018 → 2025
Net result
€15k▼ 50.8%
2024 · €31k
2018: €159k
2019: €234k
2020: €289k
2021: €283k
2022: €356k
2023: €116k
2024: €31k
2018 → 2025
Total assets
€4.20M▼ 1.4%
2024 · €4.26M
2018: €4.02M
2019: €4.08M
2020: €4.27M
2021: €4.25M
2022: €4.50M
2023: €4.26M
2024: €4.26M
2018 → 2025
Solvency
93.4%▲ 0.3pp
2024 · 93.1%
2018: 68.1%
2019: 72.3%
2020: 75.4%
2021: 82.1%
2022: 84.8%
2023: 92.4%
2024: 93.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.49M-€3.82M▲ 9.5%€3.94M▲ 3.0%€3.97M▲ 0.8%€3.92M▼ 1.1%
Operating result€396k-€480k▲ 21.4%€172k▼ 64.2%€53k▼ 69.2%€25k▼ 52.1%
Net result€283k-€356k▲ 25.7%€116k▼ 67.4%€31k▼ 73.2%€15k▼ 50.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.20M
Fixed assets
€3.90M ▼ 2.0%
Current assets
€304k ▲ 6.7%
Equity and liabilities €4.20M
Equity
€3.92M ▼ 1.1%
Debt
€279k ▼ 5.5%
Debt's share of the balance-sheet total falls from 6.9% to 6.6%. Equity and debt are lower.
Key figures and ratios
ROE
0.4%▼
2024 · 0.8%
ROA
0.4%▼
2024 · 0.7%
Debt ≤ 1 year
€204k▲
2024 · €172k
Debt > 1 year
€74k▼
2024 · €122k
Income taxes
€4k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.26M€4.20M▼
Fixed assets21/28€3.98M€3.90M▼
Intangible fixed assets21€168€0▼
Tangible fixed assets22/27€479k€399k▼
Land and buildings22€408k€395k▼
Furniture and vehicles24€71k€4k▼
Financial fixed assets28€3.50M€3.50M=
Current assets29/58€284k€304k▲
Amounts receivable within one year40/41€67k€142k▲
Trade receivables40€32k€74k▲
Other amounts receivable41€35k€68k▲
Cash at bank and in hand54/58€208k€160k▼
Deferred charges and accrued income490/1€9k€1k▼
Equity and liabilities
Total equity and liabilities10/49€4.26M€4.20M▼
Equity10/15€3.97M€3.92M▼
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€400k€400k=
Uncalled capital101€100k€100k=
Reserves13€3.67M€3.62M▼
Non-distributable reserves130/1€40k€40k=
Legal reserve130€40k€40k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€3.61M€3.56M▼
Profit (loss) carried forward14-€0
Amounts payable17/49€295k€279k▼
Amounts payable after more than one year17€122k€74k▼
Financial debts170/4€122k€74k▼
Amounts payable within one year42/48€172k€204k▲
Current portion of amounts payable after more than one year42€51k€48k▼
Financial debts43€8k€10k▲
Credit institutions430/8€8k€10k▲
Trade debts44€113k€86k▼
Suppliers440/4€113k€86k▼
Taxes, remuneration and social security45€6€0▼
Taxes450/3€6€0▼
Other amounts payable47/48€79€60k▲
Accrued charges and deferred income492/3€917€934▲
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€32k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€112k€64k▼
Operating profit (loss)9901€53k€25k▼
Financial income75/76B€115€250▲
Recurring financial income75€115€250▲
Financial charges65/66B€10k€6k▼
Recurring financial charges65€10k€6k▼
Profit (loss) for the period before taxes9903€43k€19k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€31k€15k▼
Profit (loss) for the period to be appropriated9905€31k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€15k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€60k
Transfer to equity691/2€31k€15k▼
To other reserves6921€31k€15k▼
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
State Gazette act
General meeting · Merger
Dissolution · Accounting effect
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-10
Financial
Weakest financial yearnet €15k ▼50.8%
Net result drops to €15k, the lowest in the series.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-10
Financial
Highest result since 2018net €356k ▲25.7%
Operating result €480k, net result €356k, both a record.
31-10
Financial
Liquidity doublescurrent ratio 2.92
Current ratio from 1.24 to 2.92; short-term debt falls from €208k to €154k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvel 122440 GeelGround area
2,416 m²
Building footprint
193 m²
Volume, LiDAR
1,120 m³
Parcel 13374E0197/00B006, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inbomat Holding
since 20072.167.042.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374E0197/00B006 | Flanders | 2,415 m² | 1 · 193 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 8,890 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-12-2007
Fiscal year end31-10
Activities, NACEBEL 2025
64210Activities of holding companies
64910Financial service activities, except insurance and pension funding
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.