INBIZZ CLASSICS
ActiveSummary
INBIZZ CLASSICS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266,659 and a net result of €92,448. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 80% of 2601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+37
Solvency96▲+33
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.68 in 2024; short-term debt: 24.9% and cash: 6.3% of total assets), and 29% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
24.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €266,659
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
56 d late
2023
30 d late
2022
31 d late
2021
57 d late
2020
30 d late
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€266,659▲ 53.1%
2024 · €174,210
Total assets
€375,430▼ 19.0%
2024 · €463,717
Net result
€92,448▲ 513%
2024 · €15,071
Working capital
€14,799
2024 · -€81,734
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€19,384-€17,922▲ 7.5%€595€26,451▲ 4,345%€107,756▲ 307%
Net result-€24,769below the sector's middle half-€21,014below the sector's middle half▲ 15.2%-€7,230below the sector's middle half▲ 65.6%€15,071within the sector's middle half€92,448above the sector's middle half▲ 513%
Equity€187,383above the sector's middle half▼ 11.7%€166,369above the sector's middle half▼ 11.2%€159,139above the sector's middle half▼ 4.3%€174,210above the sector's middle half▲ 9.5%€266,659above the sector's middle half▲ 53.1%
Total assets€466,837above the sector's middle half▲ 11.5%€441,125above the sector's middle half▼ 5.5%€450,404above the sector's middle half▲ 2.1%€463,717above the sector's middle half▲ 3.0%€375,430above the sector's middle half▼ 19.0%
Debt€279,454▲ 35.4%€274,756▼ 1.7%€291,265▲ 6.0%€289,506▼ 0.6%€108,772▼ 62.4%
Working capital-€7,513within the sector's middle half-€29,945below the sector's middle half▼ 299%-€97,833below the sector's middle half▼ 227%-€81,734below the sector's middle half▲ 16.5%€14,799within the sector's middle half
Solvency40.1%within the sector's middle half▼ 10.5pp37.7%within the sector's middle half▼ 2.4pp35.3%within the sector's middle half▼ 2.4pp37.6%within the sector's middle half▲ 2.2pp71.0%above the sector's middle half▲ 33.5pp
Current ratio0.97within the sector's middle half▼ 0.170.87within the sector's middle half▼ 0.090.60below the sector's middle half▼ 0.270.68below the sector's middle half▲ 0.081.16within the sector's middle half▲ 0.47
Return on assets (ROA)-5.3%below the sector's middle half▼ 6.0pp-4.8%below the sector's middle half▲ 0.5pp-1.6%below the sector's middle half▲ 3.2pp3.3%within the sector's middle half▲ 4.9pp24.6%above the sector's middle half▲ 21.4pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 307% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374,832
Fixed assets
€266,563 ▼ 6.6%
Current assets
€108,269 ▼ 38.9%
Equity and liabilities €375,430
Equity
€266,659 ▲ 53.1%
Debt
€108,772 ▼ 62.4%
Debt's share of the balance-sheet total falls from 62.4% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134,833▲
2024 · €52,898
Cash flow
€119,526▲
2024 · €41,519
Quick ratio
0.51▲
2024 · 0.28
Debt to equity
0.41▼
2024 · 1.66
ROE
34.7%▲
2024 · 8.7%
Interest coverage
19.07▲
2024 · 4.77
Debt ≤ 1 year
€93,471▼
2024 · €258,812
Debt > 1 year
€15,301▼
2024 · €30,694
Income taxes
€8,315▲
2024 · €299
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €15,237 | €0 | - | - |
| Remuneration, social security and pensions62 | - | €308 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,843 | €19,752 | €22,342 | €26,448 | €27,078 | ▲ 2.4% |
| Other operating charges640/8 | €5,284 | €3,383 | €3,024 | €3,856 | €2,929 | ▼ 24.0% |
| Gross operating margin9900 | €7,743 | €5,520 | €25,962 | €56,754 | €137,763 | ▲ 143% |
| Operating profit (loss)9901 | -€19,384 | -€17,922 | €595 | €26,451 | €107,756 | ▲ 307% |
| Financial income75/76B | €5 | €1,134 | €6 | €18 | €79 | ▲ 345% |
| Recurring financial income75 | €5 | €1,134 | €6 | €18 | €79 | ▲ 345% |
| Financial charges65/66B | €3,936 | €4,226 | €7,831 | €11,098 | €7,071 | ▼ 36.3% |
| Recurring financial charges65 | €3,936 | €4,226 | €7,831 | €11,098 | €7,071 | ▼ 36.3% |
| Profit (loss) for the period before taxes9903 | -€23,315 | -€21,014 | -€7,230 | €15,370 | €100,763 | ▲ 556% |
| Income taxes67/77 | €1,453 | €0 | - | €299 | €8,315 | ▲ 2,679% |
| Profit (loss) for the period9904 | -€24,769 | -€21,014 | -€7,230 | €15,071 | €92,448 | ▲ 513% |
| Transfer from tax-exempt reserves789 | €12,518 | €0 | - | - | - | - |
| Transfer to tax-exempt reserves689 | - | - | €5,000 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€12,250 | -€21,014 | -€12,230 | €15,071 | €92,448 | ▲ 513% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €466,837 | €441,125 | €450,404 | €463,717 | €375,430 | ▼ 19.0% |
| Formation expenses20 | - | - | €1,867 | €1,232 | €598 | ▼ 51.5% |
| Fixed assets21/28 | €245,368 | €233,176 | €300,724 | €285,406 | €266,563 | ▼ 6.6% |
| Tangible fixed assets22/27 | €245,368 | €233,176 | €300,724 | €285,406 | €266,563 | ▼ 6.6% |
| Land and buildings22 | €114,722 | €98,889 | €83,056 | €68,875 | €54,908 | ▼ 20.3% |
| Plant, machinery and equipment23 | €9,202 | €13,743 | €11,270 | €16,562 | €10,690 | ▼ 35.5% |
| Furniture and vehicles24 | €121,444 | €120,544 | €206,398 | €199,969 | €200,965 | ▲ 0.5% |
| Current assets29/58 | €221,469 | €207,949 | €147,814 | €177,078 | €108,269 | ▼ 38.9% |
| Stocks and contracts in progress3 | €202,198 | €163,436 | €104,377 | €105,616 | €60,627 | ▼ 42.6% |
| Stocks30/36 | €202,198 | €163,436 | €104,377 | €105,616 | €60,627 | ▼ 42.6% |
| Amounts receivable within one year40/41 | €16,135 | €43,283 | €36,667 | €37,988 | €23,861 | ▼ 37.2% |
| Trade receivables40 | €15,950 | €42,269 | €35,939 | €37,988 | €22,255 | ▼ 41.4% |
| Other amounts receivable41 | €185 | €1,013 | €728 | €0 | €1,606 | - |
| Cash at bank and in hand54/58 | €3,136 | €1,230 | €6,770 | €23,713 | €23,781 | ▲ 0.3% |
| Deferred charges and accrued income490/1 | - | - | - | €9,761 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €466,837 | €441,125 | €450,404 | €463,717 | €375,430 | ▼ 19.0% |
| Equity10/15 | €187,383 | €166,369 | €159,139 | €174,210 | €266,659 | ▲ 53.1% |
| Contributions10/11 | €6,500 | - | €6,500 | €6,500 | €6,500 | = |
| Reserves13 | €210,666 | €217,166 | €215,666 | €215,666 | €215,666 | = |
| Non-distributable reserves130/1 | €2,500 | €9,000 | €2,500 | €2,500 | €2,500 | = |
| Reserves not available under the articles1311 | €2,500 | €9,000 | - | - | - | - |
| Other1319 | - | - | €2,500 | €2,500 | €2,500 | = |
| Tax-exempt reserves132 | - | - | €5,000 | €5,000 | €5,000 | = |
| Distributable reserves133 | €208,166 | €208,166 | €208,166 | €208,166 | €208,166 | = |
| Profit (loss) carried forward14 | -€29,783 | -€50,797 | -€63,027 | -€47,956 | €44,492 | ▲ 193% |
| Amounts payable17/49 | €279,454 | €274,756 | €291,265 | €289,506 | €108,772 | ▼ 62.4% |
| Amounts payable after more than one year17 | €50,472 | €36,863 | €45,618 | €30,694 | €15,301 | ▼ 50.2% |
| Financial debts170/4 | €50,472 | €36,863 | €45,618 | €30,694 | €15,301 | ▼ 50.2% |
| Amounts payable within one year42/48 | €228,982 | €237,894 | €245,647 | €258,812 | €93,471 | ▼ 63.9% |
| Current portion of amounts payable after more than one year42 | €13,363 | €13,609 | €17,903 | €14,924 | €15,393 | ▲ 3.1% |
| Financial debts43 | €175,000 | €130,000 | €135,000 | €175,000 | €25,000 | ▼ 85.7% |
| Credit institutions430/8 | €175,000 | €130,000 | €135,000 | €175,000 | €25,000 | ▼ 85.7% |
| Trade debts44 | €2,722 | €3,763 | €9,232 | €7,460 | €7,429 | ▼ 0.4% |
| Suppliers440/4 | €2,722 | €3,763 | €9,232 | €7,460 | €7,429 | ▼ 0.4% |
| Taxes, remuneration and social security45 | €1,619 | €3,144 | €7,758 | €6,849 | €10,194 | ▲ 48.8% |
| Taxes450/3 | €1,619 | €3,144 | €7,758 | €6,849 | €8,366 | ▲ 22.1% |
| Remuneration and social security454/9 | - | - | - | - | €1,827 | - |
| Other amounts payable47/48 | €36,279 | €87,377 | €75,754 | €54,579 | €35,455 | ▼ 35.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€24,769 | -€21,014 | -€7,230 | €15,071 | €92,448 | ▲ 513% |
| + Depreciation and write-downs630 | €21,843 | €19,752 | €22,342 | €26,448 | €27,078 | ▲ 2.4% |
| Operating cash flow (approximation) | -€2,925 | -€1,262 | €15,112 | €41,519 | €119,526 | ▲ 188% |
| Investment in fixed assets (approximation) | - | -€7,560 | -€89,890 | -€11,130 | -€8,234 | ▲ 26.0% |
| Change in cash | - | -€1,906 | €5,540 | €16,943 | €68 | ▼ 99.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €92,448 ▲513%
Operating result €107,756, net result €92,448, both a record.
31-12
Financial
Equity above €200,000Eq €266,659 ▲53.1%
2 profitable years in a row build equity to €266,659.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €15,071
Net result €15,071 after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Weakest financial yearnet -€24,769
Net result drops to -€24,769, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Back to profitnet €2,720
Net result €2,720 after one loss-making year.
Show earlier events
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2001
Ground area
1.7 ha
Building footprint
3,094 m²
Volume, LiDAR
19,115 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INBIZZ AIRCOOLED CLASSICS
since 20012.190.969.979
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11048A0067/00D000 | Flanders | 1.5 ha | 1 · 2,863 m² | 9.5 m · 2 fl. |
| 12302D0615/00P000 | Flanders | 1,574 m² | 1 · 231 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,962. 2,275 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-04-2001
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474694442
Also
9925:BE0474694442
Registered
13-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.