Ina Steegmans
ActiveIna Steegmans has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €111k and a net result of €49k. Equity is growing by ~72.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 3.37 in 2023; short-term debt: 20% and cash: 97.7% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
3 d early
2022
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€111k▲ 79.4%
2023 · €62k
2022: €21k
2023: €62k
2022 → 2024
Total assets
€138k▲ 58.0%
2023 · €88k
2022: €31k
2023: €88k
2022 → 2024
Net result
€49k▲ 19.6%
2023 · €41k
2022: €6k
2023: €41k
2022 → 2024
Working capital
€109k▲ 84.0%
2023 · €59k
2022: €18k
2023: €59k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€21k-€62k▲ 198%€111k▲ 79.4%
Operating result€8k-€53k▲ 609%€64k▲ 19.5%
Net result€6k-€41k▲ 613%€49k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 20% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €138k
Fixed assets
€2k▼ 42.8%
Current assets
€136k▲ 62.4%
Equity and liabilities €138k
Equity
€111k▲ 79.4%
Debt
€28k▲ 6.9%
The debt ratio falls from 29.6% to 20.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2023 · €55k
Cash flow
€51k▲
2023 · €43k
Solvency
80.0%▲
2023 · 70.4%
Current ratio
4.92▲
2023 · 3.37
Quick ratio
4.92▲
2023 · 3.37
Debt / equity
0.25▼
2023 · 0.42
ROE
44.3%▼
2023 · 66.4%
ROA
35.4%▼
2023 · 46.8%
Interest coverage
42.28▼
2023 · 79.36
Debt
€28k▲
2023 · €26k
Debt ≤ 1 year
€28k▲
2023 · €25k
Income taxes
€13k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€88k€138k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€84k€136k▲
Amounts receivable within one year40/41€124€94▼
Trade receivables40€38€0▼
Other amounts receivable41€86€94▲
Cash at bank and in hand54/58€83k€135k▲
Deferred charges and accrued income490/1€769€923▲
Equity and liabilities
Total equity and liabilities10/49€88k€138k▲
Equity10/15€62k€111k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€47k€96k▲
Amounts payable17/49€26k€28k▲
Amounts payable within one year42/48€25k€28k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€22k€24k▲
Taxes450/3€22k€24k▲
Other amounts payable47/48€2k€960▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€126€126▲
Gross operating margin9900€55k€66k▲
Operating profit (loss)9901€53k€64k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€692€2k▲
Recurring financial charges65€692€2k▲
Profit (loss) for the period before taxes9903€53k€62k▲
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€41k€49k▲
Profit (loss) for the period to be appropriated9905€41k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€96k▲
Profit (loss) brought forward from the previous period14P€6k€47k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €49k ▲19.6%
Operating result €64k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲79.4%
3 profitable years in a row build equity to €111k.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geneikenstraat 93560 LummenGround area
778 m²
Building footprint
132 m²
Volume, LiDAR
790 m³
Parcel 71037C2178/00R000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ina Steegmans
since 20222.335.180.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037C2178/00R000 | Flanders | 778 m² | 1 · 132 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyIna SteegmansBE 0790.201.689
controls
Where this company holds controlthis company sits on their board1
10 locations
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,751 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.