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IN4M@TICS

Active
Private limited companyfounded 20205 yrs activePresident Kennedylaan 6, 8870 Izegem, BelgiumKBO/BCE: BE 0758.759.041
Summary

IN4M@TICS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,804 and a net result of -€6,539. Equity is shrinking by ~12% per year across the filed fiscal years. Its solvency ranks better than 22% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-81
Solvency47▼-7
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
21.6%
Return on assets
-16%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17179 sector peers (2025).
NBB · sector comparison
Position among 17179 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
34 d early
2024
43 d early
2023
40 d early
2022
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 November 2020, IN4M@TICS was incorporated as a Private limited company.1 Total assets went from EUR 46,824 in 2022 to EUR 40,767 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€8,804▼ 42.6%
2024 · €15,343
Total assets
€40,767▼ 23.0%
2024 · €52,915
Net result
-€6,539
2024 · €5,118
Working capital
€7,715▼ 42.2%
2024 · €13,348
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€18,183--€5,100€5,295-€5,363
Net result€13,195within the sector's middle half--€4,970below the sector's middle half€5,118within the sector's middle half-€6,539below the sector's middle half
Equity€15,195below the sector's middle half-€10,225below the sector's middle half▼ 32.7%€15,343below the sector's middle half▲ 50.1%€8,804below the sector's middle half▼ 42.6%
Total assets€46,824below the sector's middle half-€30,094below the sector's middle half▼ 35.7%€52,915below the sector's middle half▲ 75.8%€40,767below the sector's middle half▼ 23.0%
Debt€31,629-€19,869▼ 37.2%€37,572▲ 89.1%€31,963▼ 14.9%
Working capital€6,490-€7,287▲ 12.3%€13,348▲ 83.2%€7,715▼ 42.2%
Solvency32.5%below the sector's middle half-34.0%within the sector's middle half▲ 1.5pp29.0%below the sector's middle half▼ 5.0pp21.6%below the sector's middle half▼ 7.4pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2022: €18,183€18,183Net result 2022: €13,195€13,195Operating result 2023: -€5,100-€5,100Net result 2023: -€4,970-€4,970Operating result 2024: €5,295€5,295Net result 2024: €5,118€5,118Operating result 2025: -€5,363-€5,363Net result 2025: -€6,539-€6,5392022202320242025-€10,000-€5,000€0€5,000Operating result 2023: -€5,100-€5,100Net result 2023: -€4,970-€4,970Operating result 2024: €5,295€5,300Net result 2024: €5,118€5,120Operating result 2025: -€5,363-€5,360Net result 2025: -€6,539-€6,540202320242025
The operating result turns negative in 2025: a loss of €5,363 after €5,295 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,767
Fixed assets €1,089 ▼ 45.4%
Current assets €39,678 ▼ 22.1%
Equity and liabilities €40,767
Equity €8,804 ▼ 42.6%
Debt €31,963 ▼ 14.9%
Debt's share of the balance-sheet total rises from 71.0% to 78.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,457▼
2024 · €6,238
Cash flow
-€5,633▼
2024 · €6,061
Current ratio
1.24▼
2024 · 1.36
Debt to equity
3.63▲
2024 · 2.45
ROE
-74.3%▼
2024 · 33.4%
ROA
-16.0%▼
2024 · 9.7%
Interest coverage
-103.65▼
2024 · 152.15
Debt ≤ 1 year
€31,963▼
2024 · €37,572
Income taxes
€1,135▲
2024 · €187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,135 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 86% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
5.9% went bankrupt
6.5% stopped otherwise
86% still going

A further 1.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,135 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€52,915€40,767▼
Fixed assets21/28€1,995€1,089▼
Tangible fixed assets22/27€1,995€1,089▼
Plant, machinery and equipment23€1,432€945▼
Furniture and vehicles24€563€144▼
Current assets29/58€50,920€39,678▼
Stocks and contracts in progress3€1,500-
Stocks30/36€1,500-
Amounts receivable within one year40/41€16,558€1,677▼
Trade receivables40€16,558€1,677▼
Cash at bank and in hand54/58€32,156€37,295▲
Deferred charges and accrued income490/1€706€706=
Equity and liabilities
Total equity and liabilities10/49€52,915€40,767▼
Equity10/15€15,343€8,804▼
Contributions10/11€2,000€2,000=
Reserves13€13,343€13,343=
Distributable reserves133€13,343€13,343=
Profit (loss) carried forward14--€6,539
Amounts payable17/49€37,572€31,963▼
Amounts payable within one year42/48€37,572€31,963▼
Trade debts44€8,607€2,059▼
Suppliers440/4€8,607€2,059▼
Taxes, remuneration and social security45€3,570€1,275▼
Taxes450/3€3,570€1,275▼
Other amounts payable47/48€25,395€28,629▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€943€906▼
Other operating charges640/8€1,248€943▼
Gross operating margin9900€7,486-€3,514▼
Operating profit (loss)9901€5,295-€5,363▼
Financial income75/76B€51€2▼
Recurring financial income75€51€2▼
Financial charges65/66B€41€43▲
Recurring financial charges65€41€43▲
Profit (loss) for the period before taxes9903€5,305-€5,404▼
Income taxes67/77€187€1,135▲
Profit (loss) for the period9904€5,118-€6,539▼
Profit (loss) for the period to be appropriated9905€5,118-€6,539▼
Appropriation of the result
Profit (loss) to be appropriated9906€148-€6,539▼
Profit (loss) brought forward from the previous period14P-€4,970-
Transfer to equity691/2€148-
To other reserves6921€148-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,290€943€943€906▼ 3.9%
Other operating charges640/8€1,108€724€1,248€943▼ 24.4%
Gross operating margin9900€20,581-€3,433€7,486-€3,514▼ 147%
Operating profit (loss)9901€18,183-€5,100€5,295-€5,363▼ 201%
Financial income75/76B€1-€51€2▼ 96.1%
Recurring financial income75€1-€51€2▼ 96.1%
Financial charges65/66B€138€39€41€43▲ 4.9%
Recurring financial charges65€138€39€41€43▲ 4.9%
Profit (loss) for the period before taxes9903€18,046-€5,139€5,305-€5,404▼ 202%
Income taxes67/77€4,851-€169€187€1,135▲ 507%
Profit (loss) for the period9904€13,195-€4,970€5,118-€6,539▼ 228%
Profit (loss) for the period to be appropriated9905€13,195-€4,970€5,118-€6,539▼ 228%
Line2022202320242025Change
Assets
Total assets20/58€46,824€30,094€52,915€40,767▼ 23.0%
Fixed assets21/28€8,705€2,938€1,995€1,089▼ 45.4%
Tangible fixed assets22/27€8,705€2,938€1,995€1,089▼ 45.4%
Plant, machinery and equipment23€7,232€1,920€1,432€945▼ 34.0%
Furniture and vehicles24€1,473€1,018€563€144▼ 74.4%
Current assets29/58€38,119€27,156€50,920€39,678▼ 22.1%
Stocks and contracts in progress3-€4,352€1,500--
Stocks30/36-€4,352€1,500--
Amounts receivable within one year40/41€5,789€2,189€16,558€1,677▼ 89.9%
Trade receivables40€4,561€2,189€16,558€1,677▼ 89.9%
Other amounts receivable41€1,228----
Cash at bank and in hand54/58€32,330€20,615€32,156€37,295▲ 16.0%
Deferred charges and accrued income490/1--€706€706=
Equity and liabilities
Total equity and liabilities10/49€46,824€30,094€52,915€40,767▼ 23.0%
Equity10/15€15,195€10,225€15,343€8,804▼ 42.6%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€13,195€13,195€13,343€13,343=
Distributable reserves133€13,195€13,195€13,343€13,343=
Profit (loss) carried forward14--€4,970--€6,539-
Amounts payable17/49€31,629€19,869€37,572€31,963▼ 14.9%
Amounts payable within one year42/48€31,629€19,869€37,572€31,963▼ 14.9%
Trade debts44€4,418€429€8,607€2,059▼ 76.1%
Suppliers440/4€4,418€429€8,607€2,059▼ 76.1%
Taxes, remuneration and social security45€4,851€384€3,570€1,275▼ 64.3%
Taxes450/3€4,851€384€3,570€1,275▼ 64.3%
Other amounts payable47/48€22,360€19,056€25,395€28,629▲ 12.7%
Line2022202320242025Change
Profit (loss) for the period9904€13,195-€4,970€5,118-€6,539▼ 228%
+ Depreciation and write-downs630€1,290€943€943€906▼ 3.9%
Operating cash flow (approximation)€14,485-€4,027€6,061-€5,633▼ 193%
Investment in fixed assets (approximation)-€4,824€0€0-
Change in cash--€11,715€11,541€5,139▼ 55.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet -€6,539
Net result drops to -€6,539, the lowest in the series.
18-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Back to profitnet €5,118
Net result €5,118 after one loss-making year.
21-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
183 m²
Building footprint
78 m²
Volume, LiDAR
445 m³
Parcel 36492A0332/00S003, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
President Kennedylaan 6, 8870 Izegem
Pre-press and pre-media services
since 20202.310.146.357
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36492A0332/00S003 Flanders 183 m² 1 · 78 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 8,898 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-11-2020
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
28990Manufacture of machinery and equipment not elsewhere classified
33200Installation of industrial machinery and equipment
43410Roofing work
47400Retail sale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0758759041
Also 9925:BE0758759041
Registered 22-09-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.