IN4 VALUE
ActiveIN4 VALUE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €6k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 14.71 against 7.49 in 2024; short-term debt: 6.7% and cash: 91.7% of total assets), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
4.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-05-2026, 83 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
83 d early
2024
26 d early
2023
37 d early
2022
43 d early
2021
66 d early
2020
25 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 5.2%
2024 · €124k
2018: €96k
2019: €111k
2020: €58k
2021: €86k
2022: €101k
2023: €117k
2024: €124k
2018 → 2025
Total assets
€140k▼ 1.0%
2024 · €141k
2018: €114k
2019: €127k
2020: €130k
2021: €105k
2022: €126k
2023: €122k
2024: €141k
2018 → 2025
Net result
€6k▼ 8.1%
2024 · €7k
2018: €12k
2019: €15k
2020: €9k
2021: €28k
2022: €20k
2023: €12k
2024: €7k
2018 → 2025
Working capital
€129k▲ 15.4%
2024 · €112k
2018: €83k
2019: €105k
2020: €57k
2021: €69k
2022: €72k
2023: €94k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€101k▲ 17.9%€117k▲ 15.6%€124k▲ 6.0%€130k▲ 5.2%
Operating result€44k-€30k▼ 30.5%€19k▼ 36.3%€13k▼ 32.8%€11k▼ 13.4%
Net result€28k-€20k▼ 29.2%€12k▼ 40.7%€7k▼ 39.4%€6k▼ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€2k▼ 87.4%
Current assets
€138k▲ 7.3%
Equity and liabilities €140k
Equity
€130k▲ 5.2%
Debt
€9k▼ 45.4%
The debt ratio falls from 12.2% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €24k
Cash flow
€17k▼
2024 · €18k
Solvency
93.3%▲
2024 · 87.8%
Current ratio
14.71▲
2024 · 7.49
Quick ratio
14.71▲
2024 · 7.49
Debt / equity
0.07▼
2024 · 0.14
ROE
5.0%▼
2024 · 5.7%
ROA
4.6%▼
2024 · 5.0%
Interest coverage
281.12▲
2024 · 251.59
Debt
€9k▼
2024 · €17k
Debt ≤ 1 year
€9k▼
2024 · €17k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€140k▼
Fixed assets21/28€12k€2k▼
Tangible fixed assets22/27€12k€2k▼
Plant, machinery and equipment23€175-
Furniture and vehicles24€12k€2k▼
Current assets29/58€129k€138k▲
Amounts receivable within one year40/41€11k€6k▼
Trade receivables40€4k€4k▲
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€116k€128k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€141k€140k▼
Equity10/15€124k€130k▲
Contributions10/11€6k€6k=
Reserves13€115k€121k▲
Distributable reserves133€115k€121k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€17k€9k▼
Amounts payable within one year42/48€17k€9k▼
Trade debts44€644€434▼
Suppliers440/4€644€434▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€14k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€782€800▲
Gross operating margin9900€25k€23k▼
Operating profit (loss)9901€13k€11k▼
Financial income75/76B€71€802▲
Recurring financial income75€71€802▲
Financial charges65/66B€95€78▼
Recurring financial charges65€95€78▼
Profit (loss) for the period before taxes9903€13k€12k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€7k€6k▼
Profit (loss) for the period to be appropriated9905€7k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€9k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer to equity691/2€7k€6k▼
To other reserves6921€7k€6k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €6k ▼8.1%
Net result drops to €6k, the lowest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 17.81
Current ratio from 3.91 to 17.81; short-term debt falls from €25k to €6k.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲17.9%
5 profitable years in a row build equity to €101k.
26-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €28k ▲213%
Operating result €44k, net result €28k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.62
Current ratio from 1.78 to 4.62; short-term debt falls from €72k to €19k.
05-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €100kEq €111k ▲15.8%
2 profitable years in a row build equity to €111k.
01-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoomlaan 261000 BrusselGround area
2,052 m²
Building footprint
430 m²
Volume, LiDAR
9,192 m³
2 parcels, Brussels, Wallonia · tallest building 29.6 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de la Diligence 9, 1300 Wavre
since 20092.182.463.277
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0396/00B000 | Brussels | 1,076 m² | 1 · 332 m² | 29.6 m · 9 fl. |
| 25055B0544/00N002 | Wallonia | 977 m² | 1 · 98 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CVT - LANDSCAPING
BE 0639.728.757
Wavre · Eq €130k
TiBA ScConsulting
BE 0696.750.604
Gent · Eq €130k
FILKA COMPANY
BE 0452.363.062
Eeklo · Eq €130k
Kristof Boonen
BE 0753.960.016
Pittem · Eq €130k
FREDERIX FISCAL CONSULTANCY
BE 0892.723.563
Hasselt · Eq €130k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 40,856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.