In2Potential
ActiveIn2Potential has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84k and a net result of €11k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-1
Solvency93▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.79 in 2023; short-term debt: 26.2% and cash: 56.5% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
27 d early
2022
100 d early
2021
31 d early
2020
127 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k=
2023 · €84k
2020: €54k
2021: €74k
2022: €111k
2023: €84k
2020 → 2024
Total assets
€125k▼ 4.7%
2023 · €131k
2020: €67k
2021: €130k
2022: €159k
2023: €131k
2020 → 2024
Net result
€11k▼ 14.9%
2023 · €13k
2020: €51k
2021: €21k
2022: €36k
2023: €13k
2020 → 2024
Working capital
€54k▼ 0.9%
2023 · €55k
2020: €54k
2021: €98k
2022: €123k
2023: €55k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€54k-€74k▲ 37.6%€111k▲ 48.9%€84k▼ 23.8%€84k=
Operating result€70k-€29k▼ 58.1%€47k▲ 58.6%€18k▼ 60.6%€16k▼ 13.9%
Net result€51k-€21k▼ 58.7%€36k▲ 72.2%€13k▼ 64.8%€11k▼ 14.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 14% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€38k▼ 16.8%
Current assets
€87k▲ 1.8%
Equity and liabilities €125k
Equity
€84k=
Debt
€40k▼ 13.1%
The debt ratio falls from 35.4% to 32.3%. Debt is lower.
Key figures and ratios
EBITDA
€28k▼
2023 · €29k
Cash flow
€23k▼
2023 · €23k
Solvency
67.7%▲
2023 · 64.6%
Current ratio
2.66▼
2023 · 2.79
Quick ratio
2.66▼
2023 · 2.79
Debt / equity
0.48▼
2023 · 0.55
ROE
12.9%▼
2023 · 15.2%
ROA
8.7%▼
2023 · 9.8%
Interest coverage
64.72▲
2023 · 51.90
Debt
€40k▼
2023 · €46k
Debt ≤ 1 year
€33k▲
2023 · €31k
Debt > 1 year
€8k▼
2023 · €16k
Income taxes
€5k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€131k€125k▼
Fixed assets21/28€45k€38k▼
Tangible fixed assets22/27€45k€37k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€40k€34k▼
Financial fixed assets28€750€750=
Current assets29/58€85k€87k▲
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40€7k€16k▲
Other amounts receivable41€16-
Cash at bank and in hand54/58€78k€70k▼
Deferred charges and accrued income490/1€235€371▲
Equity and liabilities
Total equity and liabilities10/49€131k€125k▼
Equity10/15€84k€84k=
Contributions10/11€3k€3k=
Reserves13€81k€81k=
Distributable reserves133€81k€81k=
Amounts payable17/49€46k€40k▼
Amounts payable after more than one year17€16k€8k▼
Other amounts payable178/9€16k€8k▼
Amounts payable within one year42/48€31k€33k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€53€9k▲
Suppliers440/4€53€9k▲
Taxes, remuneration and social security45€17k€5k▼
Taxes450/3€17k€5k▼
Other amounts payable47/48€6k€11k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Gross operating margin9900€29k€28k▼
Operating profit (loss)9901€18k€16k▼
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€555€426▼
Recurring financial charges65€555€426▼
Profit (loss) for the period before taxes9903€18k€15k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€13k€11k▼
Profit (loss) for the period to be appropriated9905€13k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€11k▼
Profit (loss) brought forward from the previous period14P€36k-
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7€39k€11k▼
Return on contributions (dividend)694€39k€11k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼14.9%
Net result drops to €11k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €111k ▲48.9%
3 profitable years in a row build equity to €111k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grauwmeer 1/203001 LeuvenGround area
2,588 m²
Parcel 24514B0181/00Z000, Flanders. Linked by address, not a title deed.
1 establishment unit
In2Potential
since 20202.305.550.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514B0181/00Z000 | Flanders | 2,588 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,282 EUR awarded · 2,316 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,282 EUR | 1,282 EUR |
| 2023 | 1 | 0 EUR | 1,034 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.