In Verrem BV
Active2 interim measuresSummary
The file of In Verrem BV contains 2 interim measures, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 5.3% (elevated). The 2024 annual accounts show equity of €5k and a net result of €4k. Its solvency ranks better than 10% of 15367 sector peers (fiscal year 2024).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78=
Solvency34=
Growth55
Track record74
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.9 against 0.9 in 2023; short-term debt: 62.9% and cash: 22.1% of total assets), and 90.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.2%
Return on assets
7.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€5k=
2023 · €5k
2023: €5k
2023 → 2024
Total assets
€54k=
2023 · €54k
2023: €54k
2023 → 2024
Net result
€4k=
2023 · €4k
2023: €4k
2023 → 2024
Working capital
€-3k=
2023 · €-3k
2023: €-3k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€5k-€5k=
Operating result€5k-€5k=
Net result€4k-€4k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays at €5k in 2024, level with 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€23k =
Current assets
€30k =
Equity and liabilities €54k
Equity
€5k =
Debt
€49k =
Debt's share of the balance-sheet total stays at 90.8%.
Key figures and ratios
EBITDA
€12k=
2023 · €12k
Cash flow
€12k=
2023 · €12k
Current ratio
0.90=
2023 · 0.90
Debt to equity
9.81=
2023 · 9.81
ROE
79.9%=
2023 · 79.9%
ROA
7.4%=
2023 · 7.4%
Interest coverage
20.97=
2023 · 20.97
Debt ≤ 1 year
€34k=
2023 · €34k
Debt > 1 year
€15k=
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€54k€54k=
Fixed assets21/28€23k€23k=
Tangible fixed assets22/27€23k€23k=
Furniture and vehicles24€23k€23k=
Current assets29/58€30k€30k=
Amounts receivable within one year40/41€19k€19k=
Trade receivables40€19k€19k=
Cash at bank and in hand54/58€12k€12k=
Equity and liabilities
Total equity and liabilities10/49€54k€54k=
Equity10/15€5k€5k=
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Reserves13€100€100=
Non-distributable reserves130/1€100€100=
Legal reserve130€100€100=
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€49k€49k=
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€34k€34k=
Current portion of amounts payable after more than one year42€7k€7k=
Trade debts44€88€88=
Suppliers440/4€88€88=
Taxes, remuneration and social security45€24k€24k=
Taxes450/3€4k€4k=
Remuneration and social security454/9€21k€21k=
Other amounts payable47/48€3k€3k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€1k=
Gross operating margin9900€14k€14k=
Operating profit (loss)9901€5k€5k=
Financial charges65/66B€589€589=
Recurring financial charges65€589€589=
Profit (loss) for the period before taxes9903€4k€4k=
Profit (loss) for the period9904€4k€4k=
Profit (loss) for the period to be appropriated9905€4k€4k=
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k=
Transfer to equity691/2€100€100=
To the legal reserve6920€100€100=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-09
State Gazette act
Registered officeRegistered-office move · Power of attorney4 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney4 facts ▸
- General meeting, 26-08-2026
- Registered-office move, 1050 Elsene, Generaal Jacqueslaan 203
- Power of attorney, SBB Gecertificeerde Accountants en Adviseurs
- Power of attorney, SBB Bedrijfsdiensten
26-08
State Gazette act
Resignations: Charlotte Geeraert (voorlopig bewindvoerder) and Petra Seymoens (voorlopig bewindvoerder)Court decision5 facts ▸
State Gazette act
Resignations: Charlotte Geeraert (voorlopig bewindvoerder) and Petra Seymoens (voorlopig bewindvoerder)
Court decision5 facts ▸
- Board meeting, 24-07-2026
- Director resignation, Charlotte Geeraert (voorlopig bewindvoerder)
- Director resignation, Petra Seymoens (voorlopig bewindvoerder)
- Court decision, 24-07-2026
- Court decision, Ondernemingsrechtbank Gent, afdeling Dendermonde, oplegging voorlopig bewind
22-07
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
16-06
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
SignalState Gazette actNBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-08-2026
Charlotte Geeraert: Resigned as Voorlopig bewindvoerder
24-08-2026
Petra Seymoens: Resigned as Voorlopig bewindvoerder
Location & real-estate footprint
Registered office, Elsene
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Jacqueslaan 2031050 ElseneGround area
269 m²
Building footprint
249 m²
Volume, LiDAR
2,828 m³
Parcel 21445C0232/00P008, Brussels · tallest building 21.5 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0232/00P008 | Brussels | 269 m² | 1 · 249 m² | 21.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 145 EUR awarded · 145 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 145 EUR | 145 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 3,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.