IN TOUCH
ActiveSummary
IN TOUCH has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €809,986. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 71% of 9268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+31
Solvency84▲+6
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 23.78 against 4.82 in 2024; short-term debt: 2.6% and cash: 42.7% of total assets), and 41.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
35.5%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.3m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
19 d early
2022
12 d late
2021
44 d early
2020
18 d early
2019
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.3m▲ 152%
2024 · €532,441
Total assets
€2.3m▲ 128%
2024 · €1.0m
Net result
€809,986▲ 15,512%
2024 · €5,188
Working capital
€1.3m▲ 917%
2024 · €131,013
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,940€41,624€67,752▲ 62.8%€6,103▼ 91.0%€1.1m▲ 18,060%
Net result€4,283▼ 93.9%€22,881▲ 434%€43,168▲ 88.7%€5,188▼ 88.0%€809,986▲ 15,512%
Equity€701,613▲ 0.6%€484,085▼ 31.0%€527,253▲ 8.9%€532,441▲ 1.0%€1.3m▲ 152%
Total assets€1.5m▲ 68.8%€1.1m▼ 26.9%€1.1m▲ 0.7%€1.0m▼ 6.3%€2.3m▲ 128%
Debt€698,467▲ 527%€526,183▼ 24.7%€490,282▼ 6.8%€469,048▼ 4.3%€634,115▲ 35.2%
Working capital€491,958▼ 15.6%€289,741▼ 41.1%€333,140▲ 15.0%€131,013▼ 60.7%€1.3m▲ 917%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18,060% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€889,692 ▲ 6.4%
Current assets
€1.4m ▲ 741%
Equity and liabilities €2.3m
Equity
€1.3m ▲ 152%
Provisions
€304,273
Debt
€634,115 ▲ 35.2%
Debt's share of the balance-sheet total falls from 46.8% to 27.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.1m▲
2024 · €46,348
Cash flow
€839,630▲
2024 · €45,433
Current ratio
23.78▲
2024 · 4.82
Debt to equity
0.47▼
2024 · 0.88
ROE
60.3%▲
2024 · 1.0%
ROA
35.5%▲
2024 · 0.5%
Interest coverage
106.81▲
2024 · 7.07
Debt ≤ 1 year
€58,493▲
2024 · €34,313
Debt > 1 year
€573,383▲
2024 · €430,451
Income taxes
€0▼
2024 · €1,515
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85,801 | €34,656 | €28,744 | €40,245 | €29,644 | ▼ 26.3% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | -€51,007 | €0 | ▲ 100% |
| Other operating charges640/8 | - | €10,912 | €12,095 | €12,582 | €3,939 | ▼ 68.7% |
| Gross operating margin9900 | €80,553 | €87,193 | €108,591 | €7,923 | €1.1m | ▲ 14,312% |
| Operating profit (loss)9901 | -€12,940 | €41,624 | €67,752 | €6,103 | €1.1m | ▲ 18,060% |
| Financial income75/76B | - | €2,939 | €2,658 | €7,156 | €16,587 | ▲ 132% |
| Recurring financial income75 | €25,234 | €2,939 | €2,658 | €7,156 | €16,587 | ▲ 132% |
| Financial charges65/66B | - | €11,766 | €6,873 | €6,556 | €10,655 | ▲ 62.5% |
| Recurring financial charges65 | €6,842 | €11,766 | €6,873 | €6,556 | €10,655 | ▲ 62.5% |
| Profit (loss) for the period before taxes9903 | €5,452 | €32,797 | €63,537 | €6,703 | €1.1m | ▲ 16,523% |
| Transfer from deferred taxes780 | - | - | - | - | €1,520 | - |
| Transfer to deferred taxes680 | - | - | - | - | €305,793 | - |
| Income taxes67/77 | €1,170 | €9,916 | €20,369 | €1,515 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €4,283 | €22,881 | €43,168 | €5,188 | €809,986 | ▲ 15,512% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €4,560 | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | €917,379 | - |
| Profit (loss) for the period to be appropriated9905 | €4,283 | €22,881 | €43,168 | €5,188 | -€102,833 | ▼ 2,082% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.1m | €1.1m | €1.0m | €2.3m | ▲ 128% |
| Fixed assets21/28 | €753,673 | €720,158 | €695,524 | €836,164 | €889,692 | ▲ 6.4% |
| Tangible fixed assets22/27 | €745,117 | €710,461 | €681,717 | €822,357 | €888,713 | ▲ 8.1% |
| Land and buildings22 | - | €708,461 | €679,717 | €820,357 | €886,713 | ▲ 8.1% |
| Other tangible fixed assets26 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Financial fixed assets28 | €8,555 | €9,697 | €13,807 | €13,807 | €979 | ▼ 92.9% |
| Current assets29/58 | €697,415 | €341,118 | €373,019 | €165,325 | €1.4m | ▲ 741% |
| Amounts receivable within one year40/41 | €28,673 | €25,401 | €24,439 | €23,490 | €39,501 | ▲ 68.2% |
| Trade receivables40 | - | €2,476 | €2,476 | €0 | €2,516 | - |
| Other amounts receivable41 | - | €22,925 | €21,963 | €23,490 | €36,985 | ▲ 57.4% |
| Current investments50/53 | €84,548 | €86,403 | €301,997 | €87,471 | €374,232 | ▲ 328% |
| Cash at bank and in hand54/58 | €583,118 | €225,219 | €41,171 | €49,975 | €973,654 | ▲ 1,848% |
| Deferred charges and accrued income490/1 | - | €4,095 | €5,412 | €4,389 | €3,736 | ▼ 14.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.1m | €1.1m | €1.0m | €2.3m | ▲ 128% |
| Equity10/15 | €701,613 | €484,085 | €527,253 | €532,441 | €1.3m | ▲ 152% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €134,704 | €157,584 | €200,752 | €200,752 | €1.1m | ▲ 455% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | - | €912,819 | - |
| Distributable reserves133 | - | €157,584 | €200,752 | €200,752 | €200,752 | = |
| Profit (loss) carried forward14 | €307,909 | €307,909 | €307,909 | €313,097 | €210,264 | ▼ 32.8% |
| Provisions and deferred taxes16 | €51,007 | €51,007 | €51,007 | €0 | €304,273 | - |
| Provisions for liabilities and charges160/5 | - | €51,007 | €51,007 | €0 | - | - |
| Major repairs and maintenance162 | - | €51,007 | €51,007 | €0 | - | - |
| Deferred taxes168 | - | - | - | - | €304,273 | - |
| Amounts payable17/49 | €698,467 | €526,183 | €490,282 | €469,048 | €634,115 | ▲ 35.2% |
| Amounts payable after more than one year17 | €489,509 | €470,088 | €450,403 | €430,451 | €573,383 | ▲ 33.2% |
| Financial debts170/4 | - | €470,088 | €450,403 | €430,451 | €573,383 | ▲ 33.2% |
| Amounts payable within one year42/48 | €205,457 | €51,377 | €39,879 | €34,313 | €58,493 | ▲ 70.5% |
| Current portion of amounts payable after more than one year42 | - | €19,421 | €19,685 | €19,952 | €41,964 | ▲ 110% |
| Trade debts44 | €23,988 | €30,002 | €9,625 | €6,794 | €15,987 | ▲ 135% |
| Suppliers440/4 | - | €30,002 | €9,625 | €6,794 | €15,987 | ▲ 135% |
| Taxes, remuneration and social security45 | - | - | €7,138 | €0 | - | - |
| Taxes450/3 | - | - | €7,138 | €0 | - | - |
| Other amounts payable47/48 | - | €1,954 | €3,430 | €7,566 | €542 | ▼ 92.8% |
| Accrued charges and deferred income492/3 | - | €4,718 | €0 | €4,284 | €2,239 | ▼ 47.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,283 | €22,881 | €43,168 | €5,188 | €809,986 | ▲ 15,512% |
| + Depreciation and write-downs630 | €85,801 | €34,656 | €28,744 | €40,245 | €29,644 | ▼ 26.3% |
| Operating cash flow (approximation) | €90,084 | €57,537 | €71,912 | €45,433 | €839,630 | ▲ 1,748% |
| Investment in fixed assets (approximation) | - | -€1,142 | -€4,110 | -€180,885 | -€83,172 | ▲ 54.0% |
| Change in cash | - | -€357,899 | -€184,049 | €8,804 | €923,680 | ▲ 10,392% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €809,986 ▲15,512%
Operating result €1.1m, net result €809,986, both a record.
30-09
Financial
Liquidity times 5current ratio 23.78
Current ratio from 4.82 to 23.78.
30-09
Financial
Equity above €1mEq €1.3m ▲152%
8 profitable years in a row build equity to €1.3m.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €500,000Eq €527,253 ▲8.9%
6 profitable years in a row build equity to €527,253.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 12 days late
2022
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €4,283 ▼93.9%
Net result drops to €4,283, the lowest in the series; recovery starts the following year.
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 1997
Ground area
6,952 m²
Building footprint
270 m²
Volume, LiDAR
1,468 m³
Parcel 44028D0374/00A000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IN-TOUCH DATABASE MARKETING
since 19972.081.482.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028D0374/00A000 | Flanders | 6,952 m² | 1 · 270 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,994. 3,943 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-1997
Fiscal year end30-09
Abbreviation NL
IN-TOUCH
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.