IN TECTIS
ActiveIN TECTIS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €4k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 6.09 in 2024; short-term debt: 14.1% and cash: 8.4% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
1.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
4 d early
2021
6 d early
2020
25 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 257%
2024 · €1k
2019: €-10k
2020: €58k
2021: €38k
2022: €-19k
2023: €37k
2024: €1k
2019 → 2025
Working capital
€37k▼ 37.0%
2024 · €59k
2019: €2k
2020: €17k
2021: €60k
2022: €32k
2023: €62k
2024: €59k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€161k-€142k▼ 11.8%€180k▲ 26.1%€181k▲ 0.6%€184k▲ 2.0%
Operating result€42k-€41k▼ 2.3%€38k▼ 8.0%€56k▲ 48.7%€59k▲ 5.4%
Net result€38k-€-19k€37k€1k▼ 97.3%€4k▲ 257%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€147k▲ 21.1%
Current assets
€68k▼ 4.7%
Equity and liabilities €214k
Equity
€184k▲ 2.0%
Debt
€30k▲ 160%
The debt ratio rises from 6.1% to 14.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €71k
Cash flow
€26k▲
2024 · €15k
Solvency
85.9%▼
2024 · 93.9%
Current ratio
2.23▼
2024 · 6.09
Quick ratio
2.23▼
2024 · 6.09
Debt / equity
0.16▲
2024 · 0.06
ROE
2.0%▲
2024 · 0.6%
ROA
1.7%▲
2024 · 0.5%
Interest coverage
1.66▲
2024 · 1.58
Debt
€30k▲
2024 · €12k
Debt ≤ 1 year
€30k▲
2024 · €12k
Income taxes
€7k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€214k▲
Fixed assets21/28€121k€147k▲
Intangible fixed assets21€87k€87k=
Tangible fixed assets22/27€33k€58k▲
Plant, machinery and equipment23€6k€11k▲
Furniture and vehicles24€20k€36k▲
Other tangible fixed assets26€6k€11k▲
Financial fixed assets28€1k€1k=
Current assets29/58€71k€68k▼
Amounts receivable after more than one year29€6k-
Trade receivables290€6k-
Amounts receivable within one year40/41€15k€31k▲
Trade receivables40€15k€31k▲
Current investments50/53€16k€16k=
Cash at bank and in hand54/58€31k€18k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€192k€214k▲
Equity10/15€181k€184k▲
Contributions10/11€119k€119k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€60k€64k▲
Amounts payable17/49€12k€30k▲
Amounts payable within one year42/48€12k€30k▲
Trade debts44€2k€687▼
Suppliers440/4€2k€687▼
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9€84-
Other amounts payable47/48-€17k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€22k▲
Other operating charges640/8€34k€12k▼
Gross operating margin9900€105k€94k▼
Operating profit (loss)9901€56k€59k▲
Financial income75/76B€16-
Recurring financial income75€16-
Financial charges65/66B€45k€49k▲
Recurring financial charges65€45k€49k▲
Profit (loss) for the period before taxes9903€12k€10k▼
Income taxes67/77€11k€7k▼
Profit (loss) for the period9904€1k€4k▲
Profit (loss) for the period to be appropriated9905€1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€64k▲
Profit (loss) brought forward from the previous period14P€59k€60k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 6.09
Current ratio from 2.48 to 6.09; short-term debt falls from €42k to €12k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-03
Financial
Equity above €150kEq €180k ▲26.1%
Equity rises from €142k to €180k.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-19k ▼150%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €150kEq €161k ▲31.3%
2 profitable years in a row build equity to €161k.
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
31-03
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 8 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paapsemlaan 201070 AnderlechtGround area
4.2 ha
Building footprint
1,744 m²
Volume, LiDAR
29,955 m³
2 parcels, Brussels, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
V.V.A
since 20122.213.888.309
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0030/00V000 | Brussels | 3.8 ha | 1 · 1,578 m² | 22.5 m · 6 fl. |
| 24023B0161/00V000 | Flanders | 4,200 m² | 1 · 166 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493004WDUKEYL68XA96
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2012
Fiscal year end31-03
Abbreviation FR
V.V.A.
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.