IN & OUT CONCEPTS
ActiveIN & OUT CONCEPTS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €40k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 1200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-3
Solvency86▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.56 in 2024; short-term debt: 25.8% and cash: 53.9% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
7.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
3 d early
2023
16 d late
2022
31 d late
2021
4 d early
2020
53 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€348k▼ 4.6%
2024 · €365k
2018: €100k
2019: €100k
2020: €144k
2021: €192k
2022: €263k
2023: €359k
2024: €365k
2018 → 2025
Total assets
€567k▼ 13.1%
2024 · €652k
2018: €514k
2019: €492k
2020: €523k
2021: €541k
2022: €593k
2023: €601k
2024: €652k
2018 → 2025
Net result
€40k▼ 35.8%
2024 · €63k
2018: €12k
2019: €889
2020: €44k
2021: €47k
2022: €72k
2023: €96k
2024: €63k
2018 → 2025
Working capital
€242k▼ 11.1%
2024 · €272k
2018: €14k
2019: €22k
2020: €19k
2021: €51k
2022: €122k
2023: €206k
2024: €272k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€263k▲ 37.3%€359k▲ 36.3%€365k▲ 1.6%€348k▼ 4.6%
Operating result€78k-€98k▲ 25.3%€130k▲ 32.7%€93k▼ 28.8%€50k▼ 45.9%
Net result€47k-€72k▲ 50.9%€96k▲ 33.5%€63k▼ 34.3%€40k▼ 35.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €567k
Fixed assets
€179k▼ 13.1%
Current assets
€388k▼ 13.2%
Equity and liabilities €567k
Equity
€348k▼ 4.6%
Debt
€218k▼ 24.0%
The debt ratio falls from 44.1% to 38.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€112k▼
2024 · €189k
Cash flow
€102k▼
2024 · €160k
Solvency
61.5%▲
2024 · 55.9%
Current ratio
2.65▲
2024 · 2.56
Quick ratio
2.58▲
2024 · 2.48
Debt / equity
0.63▼
2024 · 0.79
ROE
11.6%▼
2024 · 17.2%
ROA
7.1%▼
2024 · 9.6%
Interest coverage
21.97▼
2024 · 36.41
Debt
€218k▼
2024 · €288k
Debt ≤ 1 year
€146k▼
2024 · €175k
Debt > 1 year
€16k▼
2024 · €34k
Income taxes
€15k▼
2024 · €27k
Staff costs
€89k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€652k€567k▼
Fixed assets21/28€206k€179k▼
Intangible fixed assets21€2k€0▼
Tangible fixed assets22/27€204k€179k▼
Land and buildings22€35k€22k▼
Plant, machinery and equipment23€101k€84k▼
Furniture and vehicles24€48k€57k▲
Other tangible fixed assets26€21k€16k▼
Financial fixed assets28€124€124=
Current assets29/58€447k€388k▼
Stocks and contracts in progress3€14k€11k▼
Stocks30/36€14k€11k▼
Amounts receivable within one year40/41€63k€63k▲
Trade receivables40€63k€55k▼
Other amounts receivable41-€8k
Current investments50/53€175k€0▼
Cash at bank and in hand54/58€180k€305k▲
Deferred charges and accrued income490/1€14k€8k▼
Equity and liabilities
Total equity and liabilities10/49€652k€567k▼
Equity10/15€365k€348k▼
Contributions10/11€90k€90k=
Reserves13€100k€100k=
Tax-exempt reserves132€0-
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€175k€158k▼
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€288k€218k▼
Amounts payable after more than one year17€34k€16k▼
Financial debts170/4€34k€16k▼
Amounts payable within one year42/48€175k€146k▼
Current portion of amounts payable after more than one year42€21k€18k▼
Trade debts44€27k€25k▼
Suppliers440/4€27k€25k▼
Taxes, remuneration and social security45€69k€46k▼
Taxes450/3€60k€32k▼
Remuneration and social security454/9€8k€14k▲
Other amounts payable47/48€58k€57k▼
Accrued charges and deferred income492/3€79k€56k▼
Income statement
Code20242025
Remuneration, social security and pensions62€80k€89k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€62k▼
Other operating charges640/8€2k€15k▲
Gross operating margin9900€271k€216k▼
Operating profit (loss)9901€93k€50k▼
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€89k€56k▼
Transfer from deferred taxes780€337€0▼
Income taxes67/77€27k€15k▼
Profit (loss) for the period9904€63k€40k▼
Transfer from tax-exempt reserves789€653€0▼
Profit (loss) for the period to be appropriated9905€64k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€232k€215k▼
Profit (loss) brought forward from the previous period14P€169k€175k▲
Profit to be distributed694/7€57k€57k=
Return on contributions (dividend)694€57k€57k=
Social balance
Average headcount (FTE)90871.61.5▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Highest result since 2018net €96k ▲33.5%
Operating result €130k, net result €96k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €263k ▲37.3%
5 profitable years in a row build equity to €263k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €192k ▲32.9%
4 profitable years in a row build equity to €192k.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €889 ▼92.3%
Net result drops to €889, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €100k ▲0.9%
2 profitable years in a row build equity to €100k.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Crenaertstraat 91851 GrimbergenGround area
807 m²
Building footprint
217 m²
Volume, LiDAR
1,119 m³
Parcel 23036C0387/00W000, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
In & Out Concepts
since 20062.157.380.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23036C0387/00W000 | Flanders | 807 m² | 1 · 217 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SERLET
BE 0628.552.575
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TUINAANLEG CAELEN ERIC
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ENTREPRISES PHILIPPE DE JONGHE
BE 0543.576.023
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TUINEN AMEEL
BE 0879.182.957
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IceFree north-west
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Lier · Eq €347k
Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 2,979 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2006
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.