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IN-MA SERVICES

Active
Private limited company (pre-2019)founded 201115 years activeBremstraat 76, 1502 Halle, BelgiumKBO/BCE: BE 0837.759.306
Summary

IN-MA SERVICES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,983 and a net result of -€43,301. Equity is shrinking by ~26.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Activity not known1 site
Size
€24,605turnover 2025
Equity
€67,983
Loss
-€43,301
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 51 days late0 of 3 deeds read
Why 81- Latest accounts 52 days late; 2 of the last 3 late- Equity €67,983 (5.7% of total assets)+ Size: turnover €24,605, total assets €1.2m+ Liquidity: current ratio 20.89, cash €414,658Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 31-3
equity 5.7% of total assets
Liquidity 94-1
short-term debt 1.8% · cash 34.8%
Profitability 45=
return on assets -3.6%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3% 12-2024: 0.4%▲ +0.1 percentage points vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.6%▲ +0.2 percentage points vs 01-2025 03-2025: 0.3%▼ -0.3 percentage points vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025lowest value 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.7%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 0.4%▼ -0.3 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 20.89 against 20.13 in 2024; short-term debt: 1.8% and cash: 34.8% of total assets), but 94.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 20% on solvency, 84% on liquidity, 34% on profitability and 33% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €24,605, total assets €1.2m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 52 days late; 2 of the last 3 late
NBB · filings
raises risk · Equity €67,983 (5.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 20.89, cash €414,658
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€43,301
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-03-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
51 days late
2024
17 days late
2023
34 days late
2022
3 days late
2021
22 days late
2020
11 days early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity times 8current ratio 20.13

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€43,301 View
  • Turnover 20255 fiscal years filed €24,605 View
  • Active since 2011founded 11-07-2011 15 years View

By topic

Financials

Fiscal year
2025
Turnover
€24,605
Loss
-€43,301
Solvency
5.7%
Turnover▲ 1.0%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 31-01-2027
  1. 05-03-2024Annual accounts filed
  2. 03-02-2023Annual accounts filed
  3. 22-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
11-07-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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