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In-Lijn

Active
Private limited companyfounded 200521 yrs activeTomstraat 101, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0875.099.158

In-Lijn has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €-30k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
58 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-63
Solvency68▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.61 in 2024; short-term debt: 57.3% and cash: 17.8% of total assets), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
3 d early
2023
29 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€176k▼ 14.7%
2024 · €207k
2018: €111k 2019: €118k 2020: €124k 2021: €140k 2022: €168k 2023: €190k 2024: €207k
2018 → 2025
Total assets
€413k▼ 7.9%
2024 · €449k
2018: €419k 2019: €373k 2020: €413k 2021: €446k 2022: €452k 2023: €527k 2024: €449k
2018 → 2025
Net result
€-30k
2024 · €17k
2018: €4k 2019: €8k 2020: €6k 2021: €16k 2022: €28k 2023: €22k 2024: €17k
2018 → 2025
Working capital
€118k▼ 17.8%
2024 · €143k
2018: €72k 2019: €77k 2020: €89k 2021: €86k 2022: €81k 2023: €124k 2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€140k-€168k▲ 19.8%€190k▲ 13.0%€207k▲ 8.7%€176k▼ 14.7%
Operating result€32k-€49k▲ 51.7%€39k▼ 20.5%€32k▼ 17.5%€-28k
Net result€16k-€28k▲ 74.2%€22k▼ 21.1%€17k▼ 24.1%€-30k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €32k€32kNet result 2021: €16k€16kOperating result 2022: €49k€49kNet result 2022: €28k€28kOperating result 2023: €39k€39kNet result 2023: €22k€22kOperating result 2024: €32k€32kNet result 2024: €17k€17kOperating result 2025: €-28k€-28kNet result 2025: €-30k€-30k20212022202320242025
The operating result turns negative in 2025: a loss of €28k after €32k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €413k
Fixed assets €59k▼ 15.7%
Current assets €354k▼ 6.4%
Equity and liabilities €413k
Equity €176k▼ 14.7%
Debt €237k▼ 2.1%
The debt ratio rises from 53.9% to 57.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-4k
2024 · €53k
Cash flow
€-7k
2024 · €37k
Solvency
42.7%
2024 · 46.1%
Current ratio
1.50
2024 · 1.61
Quick ratio
1.50
2024 · 1.61
Debt / equity
1.34
2024 · 1.17
ROE
-17.2%
2024 · 8.0%
ROA
-7.3%
2024 · 3.7%
Interest coverage
-2.63
2024 · 11.68
Debt
€237k
2024 · €242k
Debt ≤ 1 year
€237k
2024 · €236k
Income taxes
€1k
2024 · €11k
Staff costs
€314k
2024 · €278k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€449k€413k
Fixed assets21/28€70k€59k
Tangible fixed assets22/27€70k€59k
Furniture and vehicles24€28k€24k
Leasing and similar rights25€11k€5k
Other tangible fixed assets26€31k€30k
Current assets29/58€379k€354k
Amounts receivable within one year40/41€313k€276k
Trade receivables40€174k€232k
Other amounts receivable41€139k€43k
Cash at bank and in hand54/58€66k€73k
Deferred charges and accrued income490/1€505€5k
Equity and liabilities
Total equity and liabilities10/49€449k€413k
Equity10/15€207k€176k
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€166k€135k
Amounts payable17/49€242k€237k
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€236k€237k
Current portion of amounts payable after more than one year42€6k€6k
Financial debts43€55k€20k
Credit institutions430/8€55k€20k
Trade debts44€107k€129k
Suppliers440/4€107k€129k
Taxes, remuneration and social security45€55k€78k
Taxes450/3€24k€40k
Remuneration and social security454/9€30k€38k
Other amounts payable47/48€13k€5k
Income statement Code20242025
Non-recurring operating income76A€12k€14k
Remuneration, social security and pensions62€278k€314k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k
Other operating charges640/8€8k€2k
Gross operating margin9900€338k€311k
Operating profit (loss)9901€32k€-28k
Financial income75/76B€83€6
Recurring financial income75€83€6
Financial charges65/66B€5k€2k
Recurring financial charges65€5k€2k
Profit (loss) for the period before taxes9903€28k€-29k
Income taxes67/77€11k€1k
Profit (loss) for the period9904€17k€-30k
Profit (loss) for the period to be appropriated9905€17k€-30k
Appropriation of the result
Profit (loss) to be appropriated9906€166k€135k
Profit (loss) brought forward from the previous period14P€149k€166k
Social balance
Average headcount (FTE)90875.96.2

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €-30k ▼282%
Net result drops to €-30k, the lowest in the series.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €200kEq €207k ▲8.7%
7 profitable years in a row build equity to €207k.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial Highest result since 2018net €28k ▲74.2%
Operating result €49k, net result €28k, both a record.
31-12
Financial Equity above €150kEq €168k ▲19.8%
5 profitable years in a row build equity to €168k.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tomstraat 1013700 Tongeren-Borgloon
Ground area
5.5 ha
Building footprint
1,651 m²
Volume, LiDAR
10,579 m³
Parcel 73063A0164/00F000, Flanders · tallest building 19.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IN-LIJN interieurarchitectuur
Tomstraat 101, 3700 Tongeren-BorgloonActivities of interior architects
since 20062.153.125.628
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73063A0164/00F000 Flanders 5.5 ha 1 · 1,651 m² 19.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 2 entries · 1,500 EUR awarded · 1,500 EUR paid
Year Entries awardedpaid
2025 1 750 EUR750 EUR
2023 1 750 EUR750 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 1,500 EUR · 1,500 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,250 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-07-2005
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.