Financials
- Fiscal year
- 2025
- Total assets
- €119,394
- Loss
- -€5,804
- Solvency
- 0.2%
IN-AS
ActiveSummary
The computed 12-month bankruptcy probability of IN-AS is 3.2% (moderate). The 2025 annual accounts show equity of €196 and a net result of -€5,804. Its solvency ranks better than 20% of 13507 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised wholesale trade
NACE 46900
1 site
Size
€119,394total assets 2025
- Equity
- €196
- Loss
- -€5,804
Turnover not published (abridged schema)
Structure
Accounts 23 d early0 of 1 deed read
Why 48- Founded in 2024- Liquidity: current ratio 0.57- Equity €196 (0.2% of total assets)+ Size: total assets €119,394Show the evidence
Checked score
Score 2025
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
25
equity 0.2% of total assets
Liquidity
9
short-term debt 82.7%
Profitability
25
return on assets -4.9%
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 1.6%lowest value
04-2025: 1.6%● 0.0% vs 03-2025lowest value
05-2025: 1.7%▲ +2.7% vs 04-2025
06-2025: 2.0%▲ +19.5% vs 05-2025
07-2025: 2.1%▲ +5.3% vs 06-2025
08-2025: 2.4%▲ +11.1% vs 07-2025
09-2025: 2.4%● 0.0% vs 08-2025
10-2025: 2.6%▲ +10.3% vs 09-2025
11-2025: 2.7%▲ +1.8% vs 10-2025
12-2025: 2.5%▼ -4.3% vs 11-2025
01-2026: 2.8%▲ +8.9% vs 12-2025
02-2026: 2.9%▲ +4.3% vs 01-2026
03-2026: 2.9%▲ +1.1% vs 02-2026
04-2026: 2.9%● 0.0% vs 03-2026
05-2026: 2.9%● 0.0% vs 04-2026
06-2026: 2.9%● 0.0% vs 05-2026
07-2026: 2.9%● 0.0% vs 06-2026
08-2026: 3.4%▲ +15.6% vs 07-2026highest value
09-2026: 3.3%▼ -1.3% vs 08-2026
10-2026: 3.2%▼ -4.3% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 0.57 raises the probability
- Size: total assets €119,394 lowers the probability for this profile
- Equity €196 (0.2% of total assets) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 16%, liquidity 11%, profitability 24%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 13507 sector peers (2025).
NBB · sector comparisonPosition among 13507 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 08-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised wholesale tradeNACE 46900
- Founded
- 27-02-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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