In Architectuur
ActiveIn Architectuur has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €8k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+10
Solvency94▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 3.63 in 2024; short-term debt: 30.2% of total assets), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
6 d late
2024
21 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 13.6%
2024 · €60k
2020: €17k
2021: €37k
2022: €45k
2023: €56k
2024: €60k
2020 → 2025
Total assets
€99k▲ 24.0%
2024 · €80k
2020: €42k
2021: €70k
2022: €71k
2023: €79k
2024: €80k
2020 → 2025
Net result
€8k▲ 88.9%
2024 · €4k
2020: €20k
2021: €20k
2022: €8k
2023: €11k
2024: €4k
2020 → 2025
Working capital
€62k▲ 22.0%
2024 · €51k
2020: €15k
2021: €35k
2022: €43k
2023: €52k
2024: €51k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€45k▲ 20.8%€56k▲ 23.7%€60k▲ 7.7%€68k▲ 13.6%
Operating result€31k-€14k▼ 54.7%€18k▲ 24.6%€10k▼ 44.7%€16k▲ 62.5%
Net result€20k-€8k▼ 60.8%€11k▲ 37.4%€4k▼ 59.6%€8k▲ 88.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€7k▼ 28.4%
Current assets
€92k▲ 30.8%
Equity and liabilities €99k
Equity
€68k▲ 13.6%
Debt
€31k▲ 55.8%
The debt ratio rises from 24.6% to 30.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €12k
Cash flow
€11k▲
2024 · €6k
Solvency
69.1%▼
2024 · 75.4%
Current ratio
3.09▼
2024 · 3.63
Quick ratio
3.09▼
2024 · 3.63
Debt / equity
0.45▲
2024 · 0.33
ROE
11.9%▲
2024 · 7.2%
ROA
8.3%▲
2024 · 5.4%
Interest coverage
4.48▲
2024 · 3.71
Debt
€31k▲
2024 · €20k
Debt ≤ 1 year
€30k▲
2024 · €19k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€99k▲
Fixed assets21/28€9k€7k▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€876€287▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€70k€92k▲
Amounts receivable after more than one year29€35k€30k▼
Other amounts receivable291€35k€30k▼
Amounts receivable within one year40/41€14k€44k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€12k€39k▲
Deferred charges and accrued income490/1€22k€19k▼
Equity and liabilities
Total equity and liabilities10/49€80k€99k▲
Equity10/15€60k€68k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€59k€67k▲
Amounts payable17/49€20k€31k▲
Amounts payable within one year42/48€19k€30k▲
Financial debts43€5k€4k▼
Credit institutions430/8€5k€4k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€12k€20k▲
Taxes450/3€12k€20k▲
Accrued charges and deferred income492/3€207€687▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€13k€20k▲
Operating profit (loss)9901€10k€16k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€7k€12k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€67k▲
Profit (loss) brought forward from the previous period14P€55k€59k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼59.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edelareberg 159700 OudenaardeGround area
5,254 m²
Building footprint
125 m²
Volume, LiDAR
1,155 m³
Parcel 45506A0031/00A010, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
In Architectuur
since 20202.300.056.971
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45506A0031/00A010 | Flanders | 5,254 m² | 1 · 125 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Daniël F
BE 1021.845.213
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DE INTERIEURDOKTER
BE 0765.804.211
Waregem · Eq €68k
SCHRIJNWERKERIJ VERHELST
BE 0442.918.331
Kuurne · Eq €68k
LUZPEN
BE 0887.336.501
Vorst · Eq €68k
DETROIS
BE 0453.089.968
Ukkel · Eq €68k
Of 3,919 companies in sector 71112 we hold annual accounts for 1,296. 1,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2020
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.