IMS ENERGIE
ActiveSummary
The computed 12-month bankruptcy probability of IMS ENERGIE is 3.0% (moderate). The 2025 annual accounts show equity of €60k and a net result of €-32k. Equity is shrinking by ~17% per year across the filed fiscal years. Its solvency ranks better than 33% of 4486 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-68
Solvency50▼-31
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 2.25 in 2024; short-term debt: 32.8% and cash: 18.1% of total assets), and 75.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
-13.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
22 d late
2023
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 34.7%
2024 · €92k
2023: €91k
2024: €92k
2023 → 2025
Total assets
€242k▲ 47.3%
2024 · €164k
2023: €165k
2024: €164k
2023 → 2025
Net result
€-32k
2024 · €988
2023: €86k
2024: €988
2023 → 2025
Working capital
€6k▼ 91.3%
2024 · €71k
2023: €73k
2024: €71k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€91k-€92k▲ 1.1%€60k▼ 34.7%
Operating result€109k-€5k▼ 95.6%€-26k
Net result€86k-€988▼ 98.9%€-32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€157k ▲ 323%
Current assets
€86k ▼ 32.8%
Equity and liabilities €242k
Equity
€60k ▼ 34.7%
Debt
€182k ▲ 152%
Debt's share of the balance-sheet total rises from 43.9% to 75.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2024 · €15k
Cash flow
€-19k▼
2024 · €11k
Current ratio
1.08▼
2024 · 2.25
Debt to equity
3.02▲
2024 · 0.78
ROE
-53.0%▼
2024 · 1.1%
ROA
-13.2%▼
2024 · 0.6%
Interest coverage
-2.39▼
2024 · 6.62
Debt ≤ 1 year
€79k▲
2024 · €57k
Debt > 1 year
€103k▲
2024 · €16k
Income taxes
€439▼
2024 · €2k
Staff costs
€64k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€164k€242k▲
Fixed assets21/28€37k€157k▲
Tangible fixed assets22/27€37k€157k▲
Land and buildings22-€130k
Plant, machinery and equipment23€1k€922▼
Furniture and vehicles24€36k€26k▼
Current assets29/58€127k€86k▼
Amounts receivable within one year40/41€39k€39k▲
Trade receivables40€36k€35k▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€85k€44k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€164k€242k▲
Equity10/15€92k€60k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€87k€55k▼
Amounts payable17/49€72k€182k▲
Amounts payable after more than one year17€16k€103k▲
Financial debts170/4€16k€103k▲
Amounts payable within one year42/48€57k€79k▲
Current portion of amounts payable after more than one year42€12k€24k▲
Trade debts44€31k€27k▼
Suppliers440/4€31k€27k▼
Taxes, remuneration and social security45€13k€13k▼
Taxes450/3€4k€1k▼
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€252€16k▲
Income statement
Code20242025
Remuneration, social security and pensions62€46k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k▲
Other operating charges640/8€694€2k▲
Gross operating margin9900€62k€53k▼
Operating profit (loss)9901€5k€-26k▼
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€3k€-32k▼
Income taxes67/77€2k€439▼
Profit (loss) for the period9904€988€-32k▼
Profit (loss) for the period to be appropriated9905€988€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€55k▼
Profit (loss) brought forward from the previous period14P€86k€87k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet €-32k ▼3339%
Net result drops to €-32k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Auguste Maquet 145000 NamurGround area
70 m²
Building footprint
46 m²
Parcel 92094A0201/00D005, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMS ENERGIE
since 20222.336.568.761
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094A0201/00D005 | Wallonia | 70 m² | 1 · 46 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VH & G
BE 0479.210.880
Zele · Eq €60k
MONS-SYNDIC
BE 0716.657.972
Mons · Eq €61k
IMMO-WILLEMS
BE 0450.372.483
Lievegem · Eq €62k
EAST & WEST CONSULTING
BE 0474.720.869
Pelt · Eq €58k
HOME CLEAN SOLUTIONS
BE 0437.066.558
Ieper · Eq €63k
Of 1,280 companies in sector 81100 we hold annual accounts for 677. 395 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.