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IMPROVIT

Active
Private limited company (pre-2019)founded 199432 yrs activeCongresstraat 35, 1000 Brussel, BelgiumKBO/BCE: BE 0453.289.710
Summary

IMPROVIT has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €293,661 and a net result of -€49,850. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 20776 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
IMPROVITActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010NACE 72220
1 site
Size
€341,007total assets 2024
Equity
€293,661
Loss
-€49,850
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2024
Bankruptcy chance 12 m
1.4%
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 55Capped at 59: a confirmed filing finding- 1 financial year not filed after the legal deadline; latest accounts 153 days late; 3 of the last 3 late- Loss of €49,850 (FY 2024)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Founded in 1994Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 39% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 100=
equity 86.1% of total assets
Liquidity 53-11
short-term debt 12.4% · cash 3.4%
Profitability 0-91
return on assets -14.6%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)
Last 24 months 11-2024: 3.4%highest value 12-2024: 3.4%● 0.0% vs 11-2024highest value 01-2025: 0.3%▼ -91.7% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▲ +0.4% vs 02-2025 04-2025: 0.3%▼ -1.8% vs 03-2025 05-2025: 0.3%▼ -4.7% vs 04-2025 06-2025: 0.2%▼ -7.2% vs 05-2025lowest value 07-2025: 0.3%▲ +24.2% vs 06-2025 08-2025: 0.4%▲ +30.0% vs 07-2025 09-2025: 0.4%▲ +3.6% vs 08-2025 10-2025: 0.5%▲ +20.3% vs 09-2025 11-2025: 0.5%▲ +3.5% vs 10-2025 12-2025: 0.7%▲ +32.3% vs 11-2025 01-2026: 1.5%▲ +126% vs 12-2025 02-2026: 1.3%▼ -17.5% vs 01-2026 03-2026: 1.3%▲ +0.5% vs 02-2026 04-2026: 1.2%▼ -2.2% vs 03-2026 05-2026: 1.1%▼ -10.1% vs 04-2026 06-2026: 1.0%▼ -6.1% vs 05-2026 07-2026: 1.1%▲ +5.0% vs 06-2026 08-2026: 1.2%▲ +14.1% vs 07-2026 09-2026: 1.2%▼ -1.8% vs 08-2026 10-2026: 1.4%▲ +16.7% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 153 days late; 3 of the last 3 late raises the probability
  • Loss of €49,850 (FY 2024) raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Founded in 1994 lowers the probability for this profile
Credit up to €16,000 at 30 days only on tighter terms
Liquidity ample (current ratio 7.58 against 9.21 in 2023; short-term debt: 12.4% and cash: 3.4% of total assets), and 13.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 34%, profitability 10%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 153 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €49,850 (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Founded in 1994
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
153 d late
2023
149 d late
2021
61 d late
2020
136 d late
2019
391 d late
2018
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 163 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€49,850
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: From profit to loss in 2024after €68,705 in 2023 -€49,850 View
  • Caution: Among the weakest 5% on net resultsector median €27,378 · 20,777 companies -€49,850 View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View

By topic

Financials

Fiscal year
2024
Total assets
€341,007
Loss
-€49,850
Solvency
86.1%
Total assets▼ 12.0%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 31-12-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 27-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Computer programmingNACE 62100
Founded
23-08-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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