ImproveFit
ActiveSummary
ImproveFit has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €21k. Equity is shrinking by ~12.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 38% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency38▲+38
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.6%
Return on assets
42.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
14 d early
2023
29 d early
2022
4 d early
2021
11 d late
2020
18 d early
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-15k
2019: €16k
2020: €17k
2021: €15k
2022: €-32k
2023: €-24k
2024: €-15k
2019 → 2025
Total assets
€49k▲ 195%
2024 · €17k
2019: €63k
2020: €59k
2021: €65k
2022: €14k
2023: €15k
2024: €17k
2019 → 2025
Net result
€21k▲ 131%
2024 · €9k
2019: €1k
2020: €342
2021: €-2k
2022: €-46k
2023: €8k
2024: €9k
2019 → 2025
Working capital
€-4k▲ 70.1%
2024 · €-15k
2019: €34k
2020: €34k
2021: €24k
2022: €-29k
2023: €-24k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€-32k€-24k▲ 24.3%€-15k▲ 38.0%€6k
Operating result€-2k-€-44k▼ 2,589%€8k€9k▲ 12.5%€21k▲ 127%
Net result€-2k-€-46k▼ 2,048%€8k€9k▲ 18.3%€21k▲ 131%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 127% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €49k
Fixed assets
€22k
Current assets
€28k
Equity and liabilities €49k
Equity
€6k
Debt
€43k
Debt finances 87.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€21k
Current ratio
0.86▲
2024 · 0.53
Debt to equity
6.94▲
2024 · -2.12
ROE
339.3%
ROA
42.7%▼
2024 · 54.5%
Interest coverage
116.84
Debt ≤ 1 year
€32k▲
2024 · €32k
Debt > 1 year
€11k
Income taxes
€165▲
2024 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€49k▲
Fixed assets21/28-€22k
Tangible fixed assets22/27-€22k
Furniture and vehicles24-€22k
Current assets29/58€17k€28k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€1k€2k▲
Cash at bank and in hand54/58€15k€25k▲
Deferred charges and accrued income490/1€624€927▲
Equity and liabilities
Total equity and liabilities10/49€17k€49k▲
Equity10/15€-15k€6k▲
Contributions10/11€15k€15k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€-31k€-10k▲
Amounts payable17/49€32k€43k▲
Amounts payable after more than one year17-€11k
Financial debts170/4-€11k
Amounts payable within one year42/48€32k€32k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€1k€394▼
Taxes450/3€1k€394▼
Other amounts payable47/48€28k€27k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€372
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-53k-
Other operating charges640/8€51k€699▼
Gross operating margin9900€8k€22k▲
Operating profit (loss)9901€9k€21k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€169€187▲
Recurring financial charges65€169€187▲
Profit (loss) for the period before taxes9903€9k€21k▲
Income taxes67/77€162€165▲
Profit (loss) for the period9904€9k€21k▲
Profit (loss) for the period to be appropriated9905€9k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-10k▲
Profit (loss) brought forward from the previous period14P€-40k€-31k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €21k ▲131%
Operating result €21k, net result €21k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kinderstraat 802547 LintGround area
712 m²
Building footprint
154 m²
Volume, LiDAR
689 m³
Parcel 11025D0474/00B006, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ImproveFit
since 20182.285.443.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0474/00B006 | Flanders | 712 m² | 1 · 154 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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V LOOR DESIGN
BE 1006.708.659
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MIND8
BE 0803.319.257
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Of 7,006 companies in sector 96999 we hold annual accounts for 602. 291 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
82990Other business support services
85510Sports and recreation education
85599Other education
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.