From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
improve2move is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €50,184 and a net result of €1,643. Equity has been growing by about 38% per year since 2023. Its solvency ranks better than 31% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 19-01-2023 Normal situation
- Activity
- Activities of holding companies NACE 64210and 5 others
- Establishment unit
- 2.340.421.443 2820 Bonheiden, since 19-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2025
Board and ownership
Board
- KAT-A ConsultingDirector · since 19-01-2023 · permanent representative Katrien VANDER VORST
- Simons ConsultingDirector · since 19-01-2023 · permanent representative Mieke SIMONS
- Vandernoot ConsultingDirector · since 19-01-2023 · permanent representative Laura VANDERNOOT
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €1,643
- ▼ 95.4%
- Equity
- €50,184
- ▲ 3.4%
- Total assets
- €179,280
- ▲ 36.4%
Filed on 31-07-2026, on timeat the National Bank
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average on the deadline day. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 31-07-2026 at the NBB all 3 filings
Equity
€50,184▲ 3.4%
2024 · €48,540
Net result
€1,643▼ 95.4%
2024 · €35,653
Total assets
€179,280▲ 36.4%
2024 · €131,472
Solvency
28.0%▼ 8.9pp
2024 · 36.9%
Trend over the years
2023 to 2025, 3 financial years
The operating result for 2025 is 95% lower than in 2024 and the lowest since 2023.
Operating result€2,341
2025
Net result€1,643
2025
Total assets€179,280
2025
Equity€50,184
2025
Debt€129,097
2025
Working capital€50,119
2025
Return on assets (ROA)0.9%
2025
Solvency28.0%
2025
Current ratio1.39
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€4,834-€47,888▲ 891%€2,341▼ 95.1%
Net result€3,888within the sector's middle half-€35,653within the sector's middle half▲ 817%€1,643below the sector's middle half▼ 95.4%
Equity€12,888below the sector's middle half-€48,540within the sector's middle half▲ 277%€50,184within the sector's middle half▲ 3.4%
Total assets€76,472below the sector's middle half-€131,472within the sector's middle half▲ 71.9%€179,280within the sector's middle half▲ 36.4%
Debt€63,584-€82,932▲ 30.4%€129,097▲ 55.7%
Working capital€10,841within the sector's middle half-€47,552within the sector's middle half▲ 339%€50,119within the sector's middle half▲ 5.4%
Solvency16.9%below the sector's middle half-36.9%within the sector's middle half▲ 20.1pp28.0%within the sector's middle half▼ 8.9pp
Current ratio1.17within the sector's middle half-1.57within the sector's middle half▲ 0.401.39within the sector's middle half▼ 0.19
Return on assets (ROA)5.1%within the sector's middle half-27.1%above the sector's middle half▲ 22.0pp0.9%below the sector's middle half▼ 26.2pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179,280
Fixed assets
€65 ▼ 93.8%
Current assets
€179,215 ▲ 37.4%
Equity and liabilities €179,280
Equity
€50,184 ▲ 3.4%
Debt
€129,097 ▲ 55.7%
Debt's share of the balance-sheet total rises from 63.1% to 72.0%. Equity and debt are higher.
Key figures and ratios
ROE
3.3%▼
2024 · 73.4%
Debt ≤ 1 year
€129,097▲
2024 · €82,864
Income taxes
€600▼
2024 · €12,500
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Comparable companies
These companies have the same main activity as improve2move: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €175,000 and €263,000, founded between 2022 and 2023.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| improve2move Bonheiden | 2023 | €179,280 | €50,184 | €3,501 | €1,643 | - | 2025 |
| REGNUM Turnhout | 2023 | €174,993 | €6,637 | €4,236 | -€1,319 | - | 2025 |
| HIMALAYA INVEST Antwerpen | 2023 | €203,079 | -€66,540 | €2,639 | -€4,243 | - | 2025 |
| Centre of Excellence & Service for Aviation Refuellers Antwerpen | 2023 | €263,484 | €32,431 | €4,565 | €35 | - | 2025 |
| CB CONCEPTS Mechelen | 2022 | €216,724 | €7,783 | €4,892 | €1,719 | - | 2025 |
| COPROSAIN GROUP Frasnes-lez-Anvaing | 2022 | €254,063 | -€633,704 | €3,634 | -€989,417 | 0.4 | 2025 |
| Fracel Knokke-Heist | 2022 | €203,775 | €190,768 | €2,738 | -€4,983 | - | 2025 |
They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €75 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €926 | €991 | €991 | = |
| Other operating charges640/8 | - | €591 | €169 | ▼ 71.4% |
| Gross operating margin9900 | €5,760 | €49,545 | €3,501 | ▼ 92.9% |
| Operating profit (loss)9901 | €4,834 | €47,888 | €2,341 | ▼ 95.1% |
| Financial income75/76B | €1,005 | €290 | - | - |
| Recurring financial income75 | €1,005 | €290 | - | - |
| Financial charges65/66B | €864 | €25 | €98 | ▲ 290% |
| Recurring financial charges65 | €864 | €25 | €98 | ▲ 290% |
| Profit (loss) for the period before taxes9903 | €4,976 | €48,153 | €2,243 | ▼ 95.3% |
| Income taxes67/77 | €1,088 | €12,500 | €600 | ▼ 95.2% |
| Profit (loss) for the period9904 | €3,888 | €35,653 | €1,643 | ▼ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €3,888 | €35,653 | €1,643 | ▼ 95.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €76,472 | €131,472 | €179,280 | ▲ 36.4% |
| Fixed assets21/28 | €2,047 | €1,056 | €65 | ▼ 93.8% |
| Tangible fixed assets22/27 | €2,047 | €1,056 | €65 | ▼ 93.8% |
| Furniture and vehicles24 | €2,047 | €1,056 | €65 | ▼ 93.8% |
| Current assets29/58 | €74,425 | €130,416 | €179,215 | ▲ 37.4% |
| Amounts receivable within one year40/41 | €43,821 | €65,179 | €59,251 | ▼ 9.1% |
| Trade receivables40 | €43,450 | €64,888 | €42,530 | ▼ 34.5% |
| Other amounts receivable41 | €371 | €291 | €16,722 | ▲ 58× |
| Cash at bank and in hand54/58 | €30,604 | €65,237 | €79,964 | ▲ 22.6% |
| Deferred charges and accrued income490/1 | - | - | €40,000 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €76,472 | €131,472 | €179,280 | ▲ 36.4% |
| Equity10/15 | €12,888 | €48,540 | €50,184 | ▲ 3.4% |
| Contributions10/11 | €9,000 | €9,000 | €9,000 | = |
| Reserves13 | - | €35,653 | €35,653 | = |
| Distributable reserves133 | - | €35,653 | €35,653 | = |
| Profit (loss) carried forward14 | €3,888 | €3,888 | €5,531 | ▲ 42.3% |
| Amounts payable17/49 | €63,584 | €82,932 | €129,097 | ▲ 55.7% |
| Amounts payable after more than one year17 | - | €68 | - | - |
| Financial debts170/4 | - | €68 | - | - |
| Amounts payable within one year42/48 | €63,584 | €82,864 | €129,097 | ▲ 55.8% |
| Financial debts43 | €54 | - | €68 | - |
| Credit institutions430/8 | €54 | - | €68 | - |
| Trade debts44 | €62,443 | €57,838 | €123,245 | ▲ 113% |
| Suppliers440/4 | €62,443 | €57,838 | €123,245 | ▲ 113% |
| Taxes, remuneration and social security45 | €1,088 | €25,026 | €5,784 | ▼ 76.9% |
| Taxes450/3 | €1,088 | €25,026 | €5,784 | ▼ 76.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,888 | €35,653 | €1,643 | ▼ 95.4% |
| + Depreciation and write-downs630 | €926 | €991 | €991 | = |
| Operating cash flow (approximation) | €4,813 | €36,644 | €2,634 | ▼ 92.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €34,634 | €14,727 | ▼ 57.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
3 directors, no change since 2023
Board 3
KAT-A Consulting
Current
Statutory director · since 19-01-2023 · Legal entity · permanent representative: Katrien VANDER VORST · listed in the 2025 annual accounts, filed on 31-07-2026
Simons Consulting
Current
Statutory director · since 19-01-2023 · Legal entity · permanent representative: Mieke SIMONS · listed in the 2025 annual accounts, filed on 31-07-2026
Vandernoot Consulting
Current
Statutory director · since 19-01-2023 · Legal entity · permanent representative: Laura VANDERNOOT · listed in the 2025 annual accounts, filed on 31-07-2026
Permanent representatives 3
Katrien VANDER VORST
Current
Permanent representative · appointed in the act of 23-01-2023 · for KAT-A Consulting
Laura VANDERNOOT
Current
Permanent representative · appointed in the act of 23-01-2023 · for Vandernoot Consulting
Mieke SIMONS
Current
Permanent representative · appointed in the act of 23-01-2023 · for Simons Consulting
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 23-01-2023Owners and capital
Shareholders
At incorporation
act of 23-01-2023 ↗
- Mieke SIMONS founder
- Laura VANDERNOOT founder
- Katrien VANDER VORST founder
Capital transactions
Capital over time
- 23-01-2023 Incorporation · €9,000
Mandate history
3 people, 3 in office
- Board
| Name | Functions and periods |
|---|---|
| KAT-A Consulting |
|
| Simons Consulting |
|
| Vandernoot Consulting |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “3, één of meer bestuurders,natuurlijke/rechtspersonen,al dan niet aandeelhouder,met/zonder duurbeperking,statutair indien in statuten…”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Elke overdracht/overgang aan derden,vrijwillig/gedwongen,onder levenden/bij overlijden,ten bezwarende/kosteloze…”
Articles of association, deed of 23-01-2023 (in Dutch)
Network & group
improve2move shares no director with another company.
Connections & network
3 current directorsThe network starts from the directors of improve2move. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
31-07
financial year 2025 · micro format
2025
31-12
Financial
Weakest financial yearnet €1,643 ▼95.4%
The net result drops to €1,643, the lowest from 2023 to 2025.
31-07
financial year 2024 · micro format
2024
31-12
Financial
Highest result from 2023 to 2025net €35,653 ▲817%
The operating result of €47,888 and the net result of €35,653 are both a record.
30-07
financial year 2023 · micro format
2023
23-01
Gazette deed
IncorporationAppointments: Simons Consulting, Vandernoot Consulting and KAT-A Consulting · Permanent representatives: Mieke SIMONS, Laura VANDERNOOT and Katrien VANDER VORST · Founder15 points ▸
Gazette deed
Incorporation
Appointments: Simons Consulting, Vandernoot Consulting and KAT-A Consulting · Permanent representatives: Mieke SIMONS, Laura VANDERNOOT and Katrien VANDER VORST · Founder15 points ▸
- Incorporation, “improve2move” (deed in Dutch)
- Founder, Mieke SIMONS (and shareholder)
- Founder, Laura VANDERNOOT (and shareholder)
- Founder, Katrien VANDER VORST (and shareholder)
- Founding capital, €9,000
- Bank account, 9000, EUR
- Share issue, 1200, 600
- Director appointment, Simons Consulting (statutory director)
- Director appointment, Vandernoot Consulting (statutory director)
- Director appointment, KAT-A Consulting (statutory director)
- Permanent representative, Mieke SIMONS
- Permanent representative, Laura VANDERNOOT
- The act holds 3 more points.
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
improve2move in Dutch
Enterprise number
0797.400.772
Legal form
Private limited company
Status
Active, normale toestand
Founded
19-01-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-01-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, 2820 Bonheiden,Sleestraat 17”
deed of 23-01-2023 (in Dutch)Registered office and establishments
Registered office
Sleestraat 17, 2820 Bonheiden, Belgium
Establishments
1 establishment unit since 2023
Activities
NACEBEL 202564210
Activities of holding companies main activity
70100
Activities of head offices
70200
Business and other management consultancy
73300
Public relations and communication consultancy
82100
Office administrative and support services
82990
Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 23-01-2023 (in Dutch)
“Consultancy,bedrijfs- en managementadvies op alle domeinen:commercieel,organisatorisch,administratief,financieel,infrastructureel,enzoverder…”
13 activities
- Consultancy,bedrijfs- en managementadvies op alle domeinen:commercieel,organisatorisch,administratief,financieel,infrastructureel,enzoverder
- Opleidingen organiseren en geven over bedrijfs- en managementadvies op alle domeinen:commercieel,organisatorisch,administratief,financieel,infrastructureel,enzoverder
- Uitbaten van koffieshops,lunchbars,bloemenwinkels,foodtrucks en retail zaken in het algemeen
- Creatie en productie van juwelen en goudsmid activiteiten
- Het maken,ontwikkelen en verkopen van fotoreportages en alle activiteiten die verband houden met fotografie
- Grafisch design in de ruime zin van het woord
- Het uitbaten van toeristische logies en het aankopen,verkopen,huren en verhuren van vergaderzalen en flexspaces
- Aan- en verkoop van decoratie en meubels
- Adviesverlening inzake kleur,kleding en stijl in het algemeen
- Het aanbieden van sport gerelateerde coaching en personal trainging
- Het organiseren van events allerhande
- Het kopen,renoveren,verhuren,verkopen en dergelijke van onroerende goederen,deelnemen in onroerend projecten.Investeren in zakelijke rechten op onroerende goederen
- Het op zich nemen van de dagdagelijkse leiding of deelaspecten hiervan in andere ondernemingen
Invoicing and payment
VAT number
BE 0797.400.772
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 09:00
deed of 23-01-2023 (in Dutch)Sites & property
Location
1 establishment unit
improve2move
since 2023unit number 2.340.421.443
Buildings and parcels at the address
Ground area
1,685 m²
Building footprint
108 m²
Building volume
707 m³
Parcel 12031B0124/00M000, Flanders · tallest building 8.7 m.
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12031B0124/00M000 | Flanders | 1,685 m² | 1 · 108 m² | 8.7 m · 2 |