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IMPRIMAT

Active
Private limited companyfounded 197748 yrs activeRue Côte-d'Or 286, 4000 Liège, BelgiumKBO/BCE: BE 0417.784.641
Summary

IMPRIMAT has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €562,769 and a net result of €18,153. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability72▲+52
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 5.96 against 6.04 in 2024; short-term debt: 16.3% and cash: 45.5% of total assets), and 16.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 48 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.7%
Return on assets
2.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
30 d late
2023
29 d late
2022
29 d late
2021
24 d late
2020
27 d late
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 November 1977, IMPRIMAT was incorporated.1 Total assets went from EUR 603,221 in 2018 to EUR 672,291 in 2025 and headcount from 4.4 to 4 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€562,769▲ 3.3%
2024 · €544,616
Total assets
€672,291▲ 3.6%
2024 · €648,967
Net result
€18,153▲ 101%
2024 · €9,017
Working capital
€542,843▲ 3.3%
2024 · €525,565
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€12,013▼ 40.8%€26,412▲ 120%€4,228▼ 84.0%-€180€16,945
Net result€13,496within the sector's middle half▼ 40.6%€25,250within the sector's middle half▲ 87.1%€10,525within the sector's middle half▼ 58.3%€9,017within the sector's middle half▼ 14.3%€18,153within the sector's middle half▲ 101%
Equity€499,824above the sector's middle half▲ 2.8%€525,074above the sector's middle half▲ 5.1%€535,598above the sector's middle half▲ 2.0%€544,616above the sector's middle half▲ 1.7%€562,769above the sector's middle half▲ 3.3%
Total assets€622,875above the sector's middle half▼ 3.0%€647,220above the sector's middle half▲ 3.9%€636,721above the sector's middle half▼ 1.6%€648,967above the sector's middle half▲ 1.9%€672,291above the sector's middle half▲ 3.6%
Debt€123,051▼ 20.9%€122,147▼ 0.7%€101,123▼ 17.2%€104,352▲ 3.2%€109,522▲ 5.0%
Working capital€473,684above the sector's middle half▲ 5.0%€504,620above the sector's middle half▲ 6.5%€519,485above the sector's middle half▲ 2.9%€525,565above the sector's middle half▲ 1.2%€542,843above the sector's middle half▲ 3.3%
Solvency80.2%above the sector's middle half▲ 4.5pp81.1%above the sector's middle half▲ 0.9pp84.1%above the sector's middle half▲ 3.0pp83.9%above the sector's middle half▼ 0.2pp83.7%above the sector's middle half▼ 0.2pp
Current ratio4.85above the sector's middle half▲ 0.955.13above the sector's middle half▲ 0.286.14above the sector's middle half▲ 1.016.04above the sector's middle half▼ 0.105.96above the sector's middle half▼ 0.08
Return on assets (ROA)2.2%within the sector's middle half▼ 1.4pp3.9%within the sector's middle half▲ 1.7pp1.7%within the sector's middle half▼ 2.2pp1.4%within the sector's middle half▼ 0.3pp2.7%within the sector's middle half▲ 1.3pp
Staff (FTE)5.1=4.1▼ 19.6%4.1=4.1=4▼ 2.4%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: €12,013€12,013Net result 2021: €13,496€13,496Operating result 2022: €26,412€26,412Net result 2022: €25,250€25,250Operating result 2023: €4,228€4,228Net result 2023: €10,525€10,525Operating result 2024: -€180-€180Net result 2024: €9,017€9,017Operating result 2025: €16,945€16,945Net result 2025: €18,153€18,15320212022202320242025-€5,000€0€5,000€10,000€15,000€20,000Operating result 2023: €4,228€4,230Net result 2023: €10,525€10,500Operating result 2024: -€180-€180Net result 2024: €9,017€9,020Operating result 2025: €16,945€16,900Net result 2025: €18,153€18,200202320242025
The operating result returns to profit in 2025: €16,945 after a loss of €180 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €672,291
Fixed assets €19,925 ▲ 4.6%
Current assets €652,365 ▲ 3.6%
Equity and liabilities €672,291
Equity €562,769 ▲ 3.3%
Debt €109,522 ▲ 5.0%
Debt's share of the balance-sheet total rises from 16.1% to 16.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,571▲
2024 · -€118
Cash flow
€18,778▲
2024 · €9,080
Quick ratio
4.11▼
2024 · 4.34
Debt to equity
0.19▲
2024 · 0.19
ROE
3.2%▲
2024 · 1.7%
Interest coverage
24.00▲
2024 · -0.21
Debt ≤ 1 year
€109,522▲
2024 · €104,352
Income taxes
€9,821▲
2024 · €1,394
Staff costs
€226,828▲
2024 · €218,367
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€648,967€672,291▲
Fixed assets21/28€19,051€19,925▲
Intangible fixed assets21€2,938€3,812▲
Tangible fixed assets22/27€16,113€16,113=
Land and buildings22€16,113€16,113=
Current assets29/58€629,917€652,365▲
Stocks and contracts in progress3€177,185€201,884▲
Stocks30/36€177,185€201,884▲
Amounts receivable within one year40/41€152,520€139,055▼
Trade receivables40€136,105€130,561▼
Other amounts receivable41€16,415€8,494▼
Cash at bank and in hand54/58€294,793€305,997▲
Deferred charges and accrued income490/1€5,418€5,429▲
Equity and liabilities
Total equity and liabilities10/49€648,967€672,291▲
Equity10/15€544,616€562,769▲
Contributions10/11€69,534€69,534=
Reserves13€86,763€86,763=
Distributable reserves133€86,763€86,763=
Profit (loss) carried forward14€388,319€406,472▲
Amounts payable17/49€104,352€109,522▲
Amounts payable within one year42/48€104,352€109,522▲
Trade debts44€45,516€40,032▼
Suppliers440/4€45,516€40,032▼
Taxes, remuneration and social security45€58,836€66,540▲
Taxes450/3€9,634€19,493▲
Remuneration and social security454/9€49,202€47,046▼
Other amounts payable47/48-€2,950
Income statement Code20242025
Remuneration, social security and pensions62€218,367€226,828▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62€625▲
Other operating charges640/8€9,232€7,723▼
Gross operating margin9900€227,481€252,122▲
Operating profit (loss)9901-€180€16,945▲
Financial income75/76B€11,148€11,761▲
Recurring financial income75€11,148€11,761▲
Financial charges65/66B€556€732▲
Recurring financial charges65€556€732▲
Profit (loss) for the period before taxes9903€10,411€27,974▲
Income taxes67/77€1,394€9,821▲
Profit (loss) for the period9904€9,017€18,153▲
Profit (loss) for the period to be appropriated9905€9,017€18,153▲
Appropriation of the result
Profit (loss) to be appropriated9906€388,319€406,472▲
Profit (loss) brought forward from the previous period14P€379,302€388,319▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€163,873€187,498€222,998€218,367€226,828▲ 3.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,253€5,687€4,341€62€625▲ 904%
Other operating charges640/8€5,364€5,043€7,015€9,232€7,723▼ 16.3%
Gross operating margin9900€190,503€224,640€238,582€227,481€252,122▲ 10.8%
Operating profit (loss)9901€12,013€26,412€4,228-€180€16,945▲ 9,503%
Financial income75/76B€11,761€11,970€12,035€11,148€11,761▲ 5.5%
Recurring financial income75€11,761€11,970€12,035€11,148€11,761▲ 5.5%
Financial charges65/66B€1,804€1,794€797€556€732▲ 31.6%
Recurring financial charges65€1,804€1,794€797€556€732▲ 31.6%
Profit (loss) for the period before taxes9903€21,970€36,588€15,466€10,411€27,974▲ 169%
Income taxes67/77€8,475€11,339€4,941€1,394€9,821▲ 605%
Profit (loss) for the period9904€13,496€25,250€10,525€9,017€18,153▲ 101%
Profit (loss) for the period to be appropriated9905€13,496€25,250€10,525€9,017€18,153▲ 101%
Line20212022202320242025Change
Assets
Total assets20/58€622,875€647,220€636,721€648,967€672,291▲ 3.6%
Fixed assets21/28€26,140€20,454€16,113€19,051€19,925▲ 4.6%
Intangible fixed assets21---€2,938€3,812▲ 29.8%
Tangible fixed assets22/27€26,140€20,454€16,113€16,113€16,113=
Land and buildings22€16,113€16,113€16,113€16,113€16,113=
Plant, machinery and equipment23€10,027€4,341----
Current assets29/58€596,735€626,767€620,608€629,917€652,365▲ 3.6%
Stocks and contracts in progress3€134,297€133,299€136,308€177,185€201,884▲ 13.9%
Stocks30/36€134,297€133,299€136,308€177,185€201,884▲ 13.9%
Amounts receivable within one year40/41€208,390€191,562€189,496€152,520€139,055▼ 8.8%
Trade receivables40€205,105€190,037€173,138€136,105€130,561▼ 4.1%
Other amounts receivable41€3,285€1,525€16,359€16,415€8,494▼ 48.3%
Cash at bank and in hand54/58€254,048€301,905€294,804€294,793€305,997▲ 3.8%
Deferred charges and accrued income490/1---€5,418€5,429▲ 0.2%
Equity and liabilities
Total equity and liabilities10/49€622,875€647,220€636,721€648,967€672,291▲ 3.6%
Equity10/15€499,824€525,074€535,598€544,616€562,769▲ 3.3%
Contributions10/11€63,213€63,213€69,534€69,534€69,534=
Reserves13€93,084€93,084€86,763€86,763€86,763=
Non-distributable reserves130/1€6,321€6,321----
Reserves not available under the articles1311€6,321€6,321----
Distributable reserves133€86,763€86,763€86,763€86,763€86,763=
Profit (loss) carried forward14€343,527€368,777€379,302€388,319€406,472▲ 4.7%
Amounts payable17/49€123,051€122,147€101,123€104,352€109,522▲ 5.0%
Amounts payable within one year42/48€123,051€122,147€101,123€104,352€109,522▲ 5.0%
Trade debts44€73,751€64,344€37,360€45,516€40,032▼ 12.0%
Suppliers440/4€73,751€64,344€37,360€45,516€40,032▼ 12.0%
Taxes, remuneration and social security45€49,300€57,803€63,763€58,836€66,540▲ 13.1%
Taxes450/3€13,025€22,181€14,879€9,634€19,493▲ 102%
Remuneration and social security454/9€36,275€35,622€48,884€49,202€47,046▼ 4.4%
Other amounts payable47/48----€2,950-
Line20212022202320242025Change
Profit (loss) for the period9904€13,496€25,250€10,525€9,017€18,153▲ 101%
+ Depreciation and write-downs630€9,253€5,687€4,341€62€625▲ 904%
Operating cash flow (approximation)€22,749€30,936€14,865€9,080€18,778▲ 107%
Investment in fixed assets (approximation)-€0€0-€3,000-€1,500▲ 50.0%
Change in cash-€47,858-€7,102-€11€11,204▲ 106,500%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Weakest financial yearnet €9,017 ▼14.3%
Net result drops to €9,017, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial Highest result since 2018net €25,250 ▲87.1%
Operating result €26,412, net result €25,250, both a record.
31-12
Financial Equity above €500,000Eq €525,074 ▲5.1%
5 profitable years in a row build equity to €525,074.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
24-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1978
seat establishment The establishment unit on the map
Ground area
177 m²
Building footprint
177 m²
Volume, LiDAR
1,020 m³
Parcel 62078A0601/00P006, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Rue Côte-d'Or 286, 4000 Liège
NACE 51475
since 19782.035.497.191
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62078A0601/00P006 Wallonia 177 m² 1 · 177 m² 6.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,120 companies in sector 46500 we hold annual accounts for 1,408. 995 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-11-1977
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
46492Wholesale trade
47400Retail sale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0417784641
Also 9925:BE0417784641
Registered 11-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.