IMPORTEX
ActiveIMPORTEX has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €129k and a net result of €2.97M. Equity is shrinking by ~29% per year across the filed fiscal years. Its solvency ranks better than 9% of 5989 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency27▼-16
Growth34▼-17
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.94 in 2023; short-term debt: 91% and cash: 19.1% of total assets), and 97.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
2.4%
Return on assets
56%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 5989 sector peers (2024).
NBB · sector comparisonPosition among 5989 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
49 d early
2022
53 d early
2021
74 d early
2020
59 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€10.16M▼ 0.1%
2023 · €10.17M
2018: €9.33M
2019: €9.09M
2020: €7.83M
2021: €8.63M
2022: €9.30M
2023: €10.17M
2018 → 2024
EBIT margin
21.3%▼ 3.5pp
2023 · 24.9%
2018: 29.7%
2019: 27.7%
2020: 26.4%
2021: 25.9%
2022: 22.2%
2023: 24.9%
2018 → 2024
Net result
€2.97M▼ 29.8%
2023 · €4.23M
2018: €3.47M
2019: €3.38M
2020: €3.84M
2021: €3.32M
2022: €2.84M
2023: €4.23M
2018 → 2024
Working capital
€-1.12M▼ 260%
2023 · €-311k
2018: €338k
2019: €3.82M
2020: €-850k
2021: €-506k
2022: €-1.04M
2023: €-311k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€7.83M-€8.63M▲ 10.2%€9.30M▲ 7.9%€10.17M▲ 9.3%€10.16M▼ 0.1%
Equity€274k-€596k▲ 117%€436k▼ 26.8%€1.16M▲ 167%€129k▼ 88.9%
Operating result€2.07M-€2.23M▲ 8.2%€2.06M▼ 7.6%€2.53M▲ 22.4%€2.17M▼ 14.3%
Net result€3.84M-€3.32M▼ 13.4%€2.84M▼ 14.5%€4.23M▲ 48.8%€2.97M▼ 29.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.30M
Fixed assets
€1.59M▲ 7.8%
Current assets
€3.70M▼ 25.0%
Equity and liabilities €5.30M
Equity
€129k▼ 88.9%
Provisions
€343k
Debt
€4.82M▼ 8.1%
The debt ratio rises from 81.9% to 91.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2.47M▼
2023 · €2.80M
Cash flow
€3.27M▼
2023 · €4.50M
Solvency
2.4%▼
2023 · 18.1%
Current ratio
0.77▼
2023 · 0.94
Quick ratio
0.64▼
2023 · 0.82
Debt / equity
37.38▲
2023 · 4.51
ROA
56.0%▼
2023 · 65.9%
Interest coverage
286.74▼
2023 · 308.20
Debt
€4.82M▼
2023 · €5.25M
Debt ≤ 1 year
€4.82M▼
2023 · €5.24M
Income taxes
€686k▼
2023 · €697k
Staff costs
€5.93M▲
2023 · €5.88M
A ratio outside any meaningful range has been withheld (balance sheet total €5.30M, equity €129k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6.41M€5.30M▼
Fixed assets21/28€1.48M€1.59M▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€1.02M€1.14M▲
Land and buildings22€279k€281k▲
Plant, machinery and equipment23€28k€47k▲
Furniture and vehicles24€715k€809k▲
Financial fixed assets28€458k€458k=
Affiliated companies280/1€446k€446k=
Participating interests280€446k€446k=
Other financial fixed assets284/8€12k€12k▲
Amounts receivable and cash guarantees285/8€12k€12k▲
Current assets29/58€4.93M€3.70M▼
Stocks and contracts in progress3€617k€620k▲
Stocks30/36€617k€620k▲
Goods purchased for resale34€617k€620k▲
Amounts receivable within one year40/41€1.80M€1.73M▼
Trade receivables40€1.68M€1.68M▼
Other amounts receivable41€120k€58k▼
Current investments50/53€1.20M€300k▼
Other investments51/53€1.20M€300k▼
Cash at bank and in hand54/58€1.27M€1.01M▼
Deferred charges and accrued income490/1€42k€33k▼
Equity and liabilities
Total equity and liabilities10/49€6.41M€5.30M▼
Equity10/15€1.16M€129k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€133k€6k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€127k-
Profit (loss) carried forward14€968k€61k▼
Provisions and deferred taxes16-€343k
Provisions for liabilities and charges160/5-€343k
Other liabilities and charges164/5-€343k
Amounts payable17/49€5.25M€4.82M▼
Amounts payable within one year42/48€5.24M€4.82M▼
Trade debts44€352k€471k▲
Suppliers440/4€352k€471k▲
Taxes, remuneration and social security45€1.39M€1.35M▼
Taxes450/3€283k€245k▼
Remuneration and social security454/9€1.11M€1.10M▼
Other amounts payable47/48€3.50M€3.00M▼
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20232024
Operating income70/76A€11.43M€11.52M▲
Turnover70€10.17M€10.16M▼
Other operating income74€1.22M€1.34M▲
Non-recurring operating income76A€36k€23k▼
Operating charges60/66A€8.90M€9.35M▲
Goods for resale, raw materials and consumables60€1.03M€1.02M▼
Purchases600/8€1.14M€1.02M▼
Change in stocks: decrease (increase)609€-111k€-7k▲
Services and other goods61€1.67M€1.71M▲
Remuneration, social security and pensions62€5.88M€5.93M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€272k€307k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k€26k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€343k
Other operating charges640/8€21k€20k▼
Non-recurring operating charges66A€1k-
Operating profit (loss)9901€2.53M€2.17M▼
Financial income75/76B€2.41M€1.49M▼
Recurring financial income75€2.41M€1.49M▼
Income from financial fixed assets750€2.30M€1.40M▼
Income from current assets751€84k€70k▼
Other financial income752/9€21k€24k▲
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Other financial charges652/9€9k€9k▼
Profit (loss) for the period before taxes9903€4.92M€3.65M▼
Income taxes67/77€697k€686k▼
Taxes670/3€698k€686k▼
Tax adjustments and reversals of tax provisions77€2k-
Profit (loss) for the period9904€4.23M€2.97M▼
Profit (loss) for the period to be appropriated9905€4.23M€2.97M▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.47M€3.93M▼
Profit (loss) brought forward from the previous period14P€241k€968k▲
Transfer from equity791/2-€127k
From reserves792-€127k
Profit to be distributed694/7€3.50M€4.00M▲
Return on contributions (dividend)694€3.50M€4.00M▲
Social balance
Average headcount (FTE)908785.184.5▼
The notes to these accounts (59 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €4.23M ▲48.8%
Net result €4.23M, the highest in the series.
31-12
Financial
Equity above €1MEq €1.16M ▲167%
6 profitable years in a row build equity to €1.16M.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €2.84M ▼14.5%
Net result drops to €2.84M, the lowest in the series; recovery starts the following year.
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500kEq €596k ▲117%
4 profitable years in a row build equity to €596k.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.92
Current ratio from 1.07 to 3.92; short-term debt falls from €4.86M to €1.31M.
31-12
Financial
Equity above €5MEq €5.04M ▲203%
2 profitable years in a row build equity to €5.04M.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2018
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-08-2018
Xavier HINCK: Resigned as Director
05-07-2005
Jean-Pierre Landré: Resigned as Daily management
Location & real-estate footprint
Registered office, Lontzen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Eglise 424710 LontzenGround area
549 m²
Building footprint
131 m²
Volume, LiDAR
1,178 m³
Parcel 63048D0223/00B000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EURONUSWIFT
since 19912.054.791.283
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63048D0223/00B000 | Wallonia | 549 m² | 1 · 131 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARTIKEL 1
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VERNOPHARMA
BE 0441.952.982
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Maintenance & Chemical Cleaning International
BE 0634.710.095
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CATHODICA
BE 0628.652.743
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Of 1,229 companies in sector 46851 we hold annual accounts for 516. 270 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-09-1991
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
46851Wholesale of industrial chemicals
51550
51872
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.