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IMPORT CERAMICS

Active
Public limited companyfounded 200323 yrs activeDendermondsesteenweg 62, 9270 Laarne, BelgiumKBO/BCE: BE 0479.733.690
Summary

IMPORT CERAMICS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€235,805) and a net result of -€2,699. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 5% of 4238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability28▼-12
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.28 in 2024; short-term debt: 414.6% and cash: 5.8% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-314.6%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€235,805
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
28 d early
2023
20 d early
2022
21 d late
2021
19 d early
2020
25 d late
2019
66 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 March 2003, IMPORT CERAMICS was incorporated.1 Total assets went from EUR 154,327 in 2018 to EUR 74,959 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2,699
2024 · €763
Working capital
-€235,805▼ 1.2%
2024 · -€233,105
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€30,621▲ 1,692%€7,597▼ 75.2%€6,085▼ 19.9%€1,827▼ 70.0%-€1,892
Net result€30,149within the sector's middle half€7,446within the sector's middle half▼ 75.3%€4,622within the sector's middle half▼ 37.9%€763below the sector's middle half▼ 83.5%-€2,699within the sector's middle half
Equity-€245,937below the sector's middle half▲ 10.9%-€238,490below the sector's middle half▲ 3.0%-€233,868below the sector's middle half▲ 1.9%-€233,105below the sector's middle half▲ 0.3%-€235,805below the sector's middle half▼ 1.2%
Total assets€138,331below the sector's middle half▼ 16.9%€105,192below the sector's middle half▼ 24.0%€82,991below the sector's middle half▼ 21.1%€89,355below the sector's middle half▲ 7.7%€74,959below the sector's middle half▼ 16.1%
Debt€384,268▼ 13.2%€343,682▼ 10.6%€316,859▼ 7.8%€322,460▲ 1.8%€310,763▼ 3.6%
Working capital-€245,937below the sector's middle half▲ 10.9%-€238,490below the sector's middle half▲ 3.0%-€233,868below the sector's middle half▲ 1.9%-€233,105below the sector's middle half▲ 0.3%-€235,805below the sector's middle half▼ 1.2%
Solvency-177.8%below the sector's middle half▼ 12.0pp-226.7%below the sector's middle half▼ 48.9pp-281.8%below the sector's middle half▼ 55.1pp-260.9%below the sector's middle half▲ 20.9pp-314.6%below the sector's middle half▼ 53.7pp
Current ratio0.36below the sector's middle half▼ 0.020.31below the sector's middle half▼ 0.050.26below the sector's middle half▼ 0.040.28below the sector's middle half▲ 0.020.24below the sector's middle half▼ 0.04
Return on assets (ROA)21.8%above the sector's middle half▲ 22.2pp7.1%within the sector's middle half▼ 14.7pp5.6%within the sector's middle half▼ 1.5pp0.9%within the sector's middle half▼ 4.7pp-3.6%below the sector's middle half▼ 4.5pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: €30,621€30,621Net result 2021: €30,149€30,149Operating result 2022: €7,597€7,597Net result 2022: €7,446€7,446Operating result 2023: €6,085€6,085Net result 2023: €4,622€4,622Operating result 2024: €1,827€1,827Net result 2024: €763€763Operating result 2025: -€1,892-€1,892Net result 2025: -€2,699-€2,69920212022202320242025-€5,000-€2,500€0€2,500€5,000Operating result 2023: €6,085€6,080Net result 2023: €4,622€4,620Operating result 2024: €1,827€1,830Net result 2024: €763€763Operating result 2025: -€1,892-€1,890Net result 2025: -€2,699-€2,700202320242025
The operating result turns negative in 2025: a loss of €1,892 after €1,827 in 2024, the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.20▼
2024 · 0.25
Debt to equity
-1.32▲
2024 · -1.38
Debt ≤ 1 year
€310,763▼
2024 · €322,460
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
2.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€89,355€74,959▼
Current assets29/58€89,355€74,959▼
Stocks and contracts in progress3€8,616€12,045▲
Stocks30/36€8,616€12,045▲
Amounts receivable within one year40/41€80,614€58,538▼
Trade receivables40€80,614€58,538▼
Cash at bank and in hand54/58€125€4,376▲
Equity and liabilities
Total equity and liabilities10/49€89,355€74,959▼
Equity10/15-€233,105-€235,805▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Profit (loss) carried forward14-€295,105-€297,805▼
Amounts payable17/49€322,460€310,763▼
Amounts payable within one year42/48€322,460€310,763▼
Trade debts44€322,460€283,984▼
Suppliers440/4€322,460€283,984▼
Advances received on contracts in progress46-€26,705
Other amounts payable47/48-€74
Income statement Code20242025
Other operating charges640/8€678€698▲
Gross operating margin9900€2,505-€1,195▼
Operating profit (loss)9901€1,827-€1,892▼
Financial charges65/66B€1,064€807▼
Recurring financial charges65€1,064€807▼
Profit (loss) for the period before taxes9903€763-€2,699▼
Profit (loss) for the period9904€763-€2,699▼
Profit (loss) for the period to be appropriated9905€763-€2,699▼
Appropriation of the result
Profit (loss) to be appropriated9906-€295,105-€297,805▼
Profit (loss) brought forward from the previous period14P-€295,868-€295,105▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€15,696€12,041€595€678€698▲ 2.9%
Gross operating margin9900€46,317€19,639€6,679€2,505-€1,195▼ 148%
Operating profit (loss)9901€30,621€7,597€6,085€1,827-€1,892▼ 204%
Financial income75/76B€267€989€0---
Recurring financial income75€267€989€0---
Financial charges65/66B€739€1,140€1,463€1,064€807▼ 24.2%
Recurring financial charges65€739€1,140€1,463€1,064€807▼ 24.2%
Profit (loss) for the period before taxes9903€30,149€7,446€4,622€763-€2,699▼ 454%
Profit (loss) for the period9904€30,149€7,446€4,622€763-€2,699▼ 454%
Profit (loss) for the period to be appropriated9905€30,149€7,446€4,622€763-€2,699▼ 454%
Line20212022202320242025Change
Assets
Total assets20/58€138,331€105,192€82,991€89,355€74,959▼ 16.1%
Current assets29/58€138,331€105,192€82,991€89,355€74,959▼ 16.1%
Stocks and contracts in progress3€9,696€6,950€4,115€8,616€12,045▲ 39.8%
Stocks30/36€9,696€6,950€4,115€8,616€12,045▲ 39.8%
Amounts receivable within one year40/41€110,113€86,523€63,982€80,614€58,538▼ 27.4%
Trade receivables40€95,113€86,336€63,982€80,614€58,538▼ 27.4%
Other amounts receivable41€15,000€188€0---
Cash at bank and in hand54/58€18,335€11,528€14,894€125€4,376▲ 3,409%
Deferred charges and accrued income490/1€188€190€0---
Equity and liabilities
Total equity and liabilities10/49€138,331€105,192€82,991€89,355€74,959▼ 16.1%
Equity10/15-€245,937-€238,490-€233,868-€233,105-€235,805▼ 1.2%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Profit (loss) carried forward14-€307,937-€300,490-€295,868-€295,105-€297,805▼ 0.9%
Amounts payable17/49€384,268€343,682€316,859€322,460€310,763▼ 3.6%
Amounts payable within one year42/48€384,268€343,682€316,859€322,460€310,763▼ 3.6%
Trade debts44€381,755€341,139€316,859€322,460€283,984▼ 11.9%
Suppliers440/4€381,755€341,139€316,859€322,460€283,984▼ 11.9%
Advances received on contracts in progress46----€26,705-
Other amounts payable47/48€2,513€2,543€0-€74-
Line20212022202320242025Change
Profit (loss) for the period9904€30,149€7,446€4,622€763-€2,699▼ 454%
Operating cash flow (approximation)€30,149€7,446€4,622€763-€2,699▼ 454%
Change in cash--€6,807€3,365-€14,769€4,251▲ 129%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
12-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €30,149
Net result €30,149 after one loss-making year.
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
05-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial Back to profitnet €7,290
Net result €7,290 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
8,028 m²
Building footprint
3,450 m²
Volume, LiDAR
19,738 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
Import Ceramics
Kouterstraat 115, 9270 LaarneNACE 5153103
since 20032.133.888.647
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42009B0844/00G000 Flanders 6,326 m² 1 · 3,207 m² 10.3 m · 2 fl.
42009C0996/00C000 Flanders 1,701 m² 1 · 243 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 531 companies in sector 47530 we hold annual accounts for 323. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded07-03-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47530Retail trade
46831Wholesale of construction materials, general range
E-invoicing
Reachable via Peppol
Peppol ID 0208:0479733690
Also 9925:BE0479733690
Registered 22-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.