Financials
- Financial year
- 2024
- Turnover
- €543,637
- Loss
- -€12,931
- Solvency
- 36.3%
Turnover▲ 40.0%
Net result
20182024
IMPORBEL
ActiveSummary
The computed 12-month bankruptcy probability of IMPORBEL is 3.1% (moderate). The 2024 annual accounts show equity of €50,859 and a net result of -€12,931. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 48% of 15,450 sector peers (NACE 46, financial year 2024). The company has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of construction materials, general range
NACE 46831
1 site
Size
€543,637turnover 2024
- Equity
- €50,859
- Loss
- -€12,931
Structure
- OLSZEWSKI MarekDirector
2025 accounts not filed, 88 days past the deadline1 of 8 deeds summarised
Why 50raises riskFigures for financial year 2024 (filed 05-09-2025)Liquidity: current ratio 1.46, cash €5Loss of €12,931 (financial year 2024)lowers riskFounded in 1980Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 36% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency
61-10
equity 36.3% of total assets
Liquidity
21-6
short-term debt 56.2% · cash 0.0%
Profitability
26-47
return on assets -9.2%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%lowest value
12-2024: 0.3%● unchanged vs 11-2024lowest value
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025lowest value
03-2025: 0.4%▲ +0.1 percentage points vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025
08-2025: 1.1%▲ +0.5 percentage points vs 07-2025
09-2025: 1.3%▲ +0.2 percentage points vs 08-2025
10-2025: 0.8%▼ -0.5 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.9%▲ +0.1 percentage points vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.9%▲ +0.9 percentage points vs 07-2026
09-2026: 2.0%▲ +0.1 percentage points vs 08-2026
10-2026: 3.1%▲ +1.1 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.46, compared with 1.77 in 2023, below the usual 1.5; short-term debt: 56.2% and cash: 0% of total assets), and 63.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 45% on solvency, 20% on liquidity, 24% on profitability and 53% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline27-10-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
30 days late
2023
27 days early
2022
on the day
2021
1 day early
2020
30 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€12,931
- Annual accounts filedfinancial year 2023 · micro…
Key points
- Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View
- Positive: 6 years of growth in a rowturnover 2024: €543,637 6 years View
- Caution: Among the weakest 17% on net resultsector median €4,932 · 15,432 companies -€12,931 View
- Positive: Turnover rose in 2024from €388,225 to €543,637 ▲ 40.0% View
- Active since 1980founded 19-12-1980 45 years View
By topic
Board & ownership
- Board
- 1 member
- OLSZEWSKI MarekDirector
Timeline
- Events
- 45
- Since
- 1982
- 20-03-2024Resignation: OLSZEWSKI Marek (manager)
- 31-07-2023Annual accounts filed
- 31-12-2022Highest result from 2018 to 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of construction materials, general rangeNACE 46831
- Founded
- 19-12-1980
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Purpose
- “L’entreprise de couverture de constructions et de tous types de bâtiments en ce compris…” (deed in French)
Key facts about IMPORBEL
- What is the company number of IMPORBEL?
- 0421.065.221. In Belgium the VAT number is the company number with BE in front: BE 0421.065.221.
- Where is IMPORBEL based?
- The registered office is at Rue Buttgenbach 46, 4800 Verviers.Company details
- What does IMPORBEL do?
- According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
- What is the legal form of IMPORBEL?
- Private limited company (BV).
- When was IMPORBEL founded?
- On 19-12-1980.
- Is IMPORBEL still active?
- Yes, IMPORBEL is an active enterprise in the KBO register.
- What is the turnover of IMPORBEL?
- €543,637 in financial year 2024, according to the filed annual accounts.Financials
- Is IMPORBEL profitable?
- In financial year 2024, IMPORBEL made a loss of €12,931.
- Where can I find the annual accounts of IMPORBEL?
- IMPORBEL filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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