Equity
€20,460 from €194,230 in 2020
Equity fell by 89% in 5 years.
IMPLEMENT
Lifetime
9 annual accounts with figures on one time axispeak €141,785 (2020)
€108,942▲ 12.9%
peak €104,728 (2020)
€71,292▲ 5.3%
peak €194,230 (2020)
€20,460▼ 37.6%
€124,636▼ 27.6%
Board1 name since 2021
1 directorDries MARNEF
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Gross margin from €96,482 to €108,942Dividend €83,615Equity from €32,783 to €20,460Debts from €172,221 to €124,636Cash from €168,048 to €92,899
Key points
from the 2025 annual accountsDebts
€124,636 86% of the balance sheet
Financial debts 11%Suppliers 0%Taxes and wages 4%Other 84%
Of this, €110,680 falls due within a year.
Position in the sector
14.1%
Lower solvency than 82% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
92
Excellent
Financially stronger than 40% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Equity €20,460 (14.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.09, cash €92,899
Size: total assets €145,096
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 18% of them on solvency, 41% on liquidity, 82% on profitability and 18% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as IMPLEMENT has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMPLEMENT itself is lower: < 0.1% within 12 months. It rests on far more data about IMPLEMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for IMPLEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (1.14 in 2024), below the usual 1.5. Short-term debt is 76.3% and cash 64% of total assets. 85.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
37 days early
2024
16 days early
2023
34 days early
2022
42 days early
2021
6 days early
2020
15 days early
2019
13 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0668591306
Change of role: Dries MARNEF, from manager to director
Director discharge: Dries MARNEF · General meeting of 27-09-2023 · Gazette deed
First establishment
Scheestraat 139, Dilbeek
Incorporation
published on 03-01-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMPLEMENT Dilbeek | €145,096 | €108,942 | 14.1% | - |
| CHAINGE DIGITAL Zaventem | €152,018 | €102,557 | 50.3% | - |
| Artificial Motions Zemst | €133,655 | €114,709 | 75.5% | - |
| TIRIOTEC Leuven | €149,060 | €99,241 | 57.7% | - |
| MARAVEL Beersel | €163,283 | €102,430 | 69.5% | - |
| Blue Summit Boutersem | €137,495 | €121,339 | 88.2% | - |
| EagerSquare Kraainem | €130,485 | €98,281 | 32.5% | - |
These companies have the same main activity as IMPLEMENT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €130,000 and €163,000, founded between 2016 and 2017.
Official details
Source: KBO- Status
- Active since 30-12-2016Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.261.222.7251703 Dilbeek, since 01-01-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- ≈ €170,000estimated
- €145,096▼ 29.2%
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on IMPLEMENT
IMPLEMENT files the micro format. That format states no turnover. The gross margin rose from €40,542 in 2017 to €108,942 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMPLEMENT
- What is the company number of IMPLEMENT?
- The company number of IMPLEMENT is 0668.591.306. The VAT number is the same number with BE in front: BE 0668.591.306.
- Where is IMPLEMENT based?
- The registered office is at Scheestraat 139, 1703 Dilbeek.Company details
- What does IMPLEMENT do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of IMPLEMENT?
- IMPLEMENT is a private limited company (BV).
- When was IMPLEMENT founded?
- IMPLEMENT was founded on 30-12-2016.
- Is IMPLEMENT still active?
- Yes, IMPLEMENT is an active enterprise in the KBO register.
- What is the turnover of IMPLEMENT?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €108,942 and 42 comparable companies (NACE 62200). It probably lies between €150,000 and €210,000.Financials
- Is IMPLEMENT profitable?
- In financial year 2025, IMPLEMENT made a profit of €71,292.
- Where can I find the annual accounts of IMPLEMENT?
- IMPLEMENT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMPLEMENT due?
- IMPLEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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