Equity
€24,120 from €345,446 in 2011
Equity fell by 93% in 14 years.
IMPENS LUCIEN
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €116,073 (2008)
-€11,999▲ €27,463
lowest -€42,966 (2023)
-€22,105▲ €10,574
peak €345,446 (2011)
€24,120▼ 47.8%
€30,372▼ 23.4%
peak 1.4 FTE (2008)
-not published
Board2 names since 2021
1 directorMaria Ollevier
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from -€39,462 to -€11,999Loss of €22,105Equity from €46,225 to €24,120Debts from €39,638 to €30,372Cash from €687 to €321
Key points
from the 2025 annual accountsLosses
-€303,722 in 13 years
Every financial year from 2013 to 2025 closed with a loss. 2023 was the heaviest.
Position in the sector
-€22,105
Lower net result than 93% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Turnover not published (micro format)
Checked score
63
Healthy
Financially stronger than 18% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.1%▼ -0.1 percentage points vs 01-2025lowest value
03-2025: 1.1%● unchanged vs 02-2025lowest value
04-2025: 1.2%▲ +0.1 percentage points vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.4%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 1.3%▼ -0.1 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.3%▼ -0.1 percentage points vs 07-2026
09-2026: 1.3%● unchanged vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
Loss of €22,105, the second in a row (financial year 2025)
Liquidity: current ratio 1.08, cash €321, halved
lowers risk
Size: total assets €54,493
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 48% of them on solvency, 13% on liquidity, 4% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as IMPENS LUCIEN has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMPENS LUCIEN itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for IMPENS LUCIEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.48 in 2024), below the usual 1.5. Short-term debt is 55.5% and cash 0.6% of total assets. 55.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€22,105
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 days early
2024
28 days early
2023
29 days early
2022
25 days early
2021
34 days early
2020
39 days early
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0412840611
Company renamed from Impens Koeltechniek to IMPENS LUCIEN
“Het aankopen, verkopen, ruilen, verhuren en ter beschikking stellen van onbebouwde en bebouwde onroerende…” (deed in Dutch) · General meeting of 28-12-2023 · Gazette deed
Resignation: Lucien Impens (director)
Appointment: Maria Ollevier (director) · Director discharge: Lucien Impens · General meeting of 12-07-2023 · Gazette deed
First establishment
Veurnseweg 70, Ypres
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMPENS LUCIEN Ypres | €54,493 | -€11,999 | 44.3% | - |
| Airtechno Aarschot | €59,614 | -€5,059 | -143.8% | - |
| C.G.B. CHAUFFAGE Bastogne | €56,438 | -€12,142 | 79.4% | - |
| HELIOS Trooz | €57,835 | -€21,388 | 48.0% | - |
| Etablissements VRANCKEN J.B. EN ZONEN Zwevegem | €70,085 | -€2,322 | 98.7% | - |
| Noël MOT Geraardsbergen | €50,212 | €1,092 | 98.4% | - |
| J. LAMOTTE Grâce-Hollogne | €53,410 | -€5,138 | 28.6% | - |
These companies have the same main activity as IMPENS LUCIEN: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €50,200 and €70,100, founded between 1968 and 1984.
Official details
Source: KBO- Status
- Active since 19-12-1972Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 3 others
- Joint committee
- 149.01Electricians: installation and distribution · annual accounts 2022
- Establishment unit
- 2.007.851.8948900 Ypres, since 01-02-1973
- Financial year end
- 31 December
- Peppol
- Reachable since 17-10-2025
Annual accounts 2025
- €54,493▼ 36.5%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on IMPENS LUCIEN
IMPENS LUCIEN files the micro format. That format states no turnover. The gross margin fell from €105,330 in 2006 to -€11,999 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMPENS LUCIEN
- What is the company number of IMPENS LUCIEN?
- The company number of IMPENS LUCIEN is 0412.840.611. The VAT number is the same number with BE in front: BE 0412.840.611.
- Where is IMPENS LUCIEN based?
- The registered office is at Veurnseweg -, 8900 Ypres.Company details
- What does IMPENS LUCIEN do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of IMPENS LUCIEN?
- IMPENS LUCIEN is a private limited company (BV).
- When was IMPENS LUCIEN founded?
- IMPENS LUCIEN was founded on 19-12-1972.
- Is IMPENS LUCIEN still active?
- Yes, IMPENS LUCIEN is an active enterprise in the KBO register.
- How many employees does IMPENS LUCIEN have?
- IMPENS LUCIEN had an average of 0.8 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- Which joint committee does IMPENS LUCIEN fall under?
- In its 2022 annual accounts, IMPENS LUCIEN states joint committee 149.01 (Electricians: installation and distribution).
- What is the turnover of IMPENS LUCIEN?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is IMPENS LUCIEN profitable?
- In financial year 2025, IMPENS LUCIEN made a loss of €22,105.
- Where can I find the annual accounts of IMPENS LUCIEN?
- IMPENS LUCIEN filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMPENS LUCIEN due?
- IMPENS LUCIEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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