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IMPEC'ARBRE

Active
Private limited companyfounded 200718 yrs activePlace du Peuple 3, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0894.935.163

IMPEC'ARBRE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €59k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 15% of 87 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
51 / 100
Fair▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency11▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.32 in 2024), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
16.2%
Return on assets
3.4%
Age of the figures
14 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 87 sector peers (2025).
NBB · sector comparison
Position among 87 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
7 d early
2023
5 d early
2022
on the day
2021
3 d early
2020
2 d early
2019
6 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€59k▲ 25.3%
2024 · €47k
2019: €3k 2020: €6k 2021: €14k 2022: €54k 2023: €55k 2024: €47k
2019 → 2025
Working capital
€-394k▲ 13.6%
2024 · €-456k
2019: €37k 2020: €-118k 2021: €-211k 2022: €-290k 2023: €-270k 2024: €-456k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€65k-€120k▲ 83.6%€175k▲ 46.1%€222k▲ 27.0%€281k▲ 26.7%
Operating result€25k-€54k▲ 117%€110k▲ 105%€73k▼ 33.4%€195k▲ 167%
Net result€14k-€54k▲ 280%€55k▲ 1.3%€47k▼ 14.4%€59k▲ 25.3%
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2021: €25k€25kNet result 2021: €14k€14kOperating result 2022: €54k€54kNet result 2022: €54k€54kOperating result 2023: €110k€110kNet result 2023: €55k€55kOperating result 2024: €73k€73kNet result 2024: €47k€47kOperating result 2025: €195k€195kNet result 2025: €59k€59k20212022202320242025
The operating result recovers in 2025; 2025 is 167% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.73M
Fixed assets €1.39M▲ 12.4%
Current assets €343k▲ 57.2%
Equity and liabilities €1.73M
Equity €281k▲ 26.7%
Debt €1.45M▲ 17.7%
The debt ratio falls from 84.8% to 83.8%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€242k
2024 · €119k
Cash flow
€105k
2024 · €93k
Solvency
16.2%
2024 · 15.2%
Current ratio
0.47
2024 · 0.32
Quick ratio
0.46
2024 · 0.32
Debt / equity
5.17
2024 · 5.56
ROE
21.0%
2024 · 21.3%
ROA
3.4%
2024 · 3.2%
Interest coverage
8.86
2024 · 5.61
Debt
€1.45M
2024 · €1.23M
Debt ≤ 1 year
€737k
2024 · €674k
Debt > 1 year
€716k
2024 · €561k
Income taxes
€19k
2024 · €15k
Staff costs
€8k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.46M€1.73M
Fixed assets21/28€1.24M€1.39M
Intangible fixed assets21€9k€17k
Tangible fixed assets22/27€306k€450k
Land and buildings22€259k€356k
Plant, machinery and equipment23-€1k
Furniture and vehicles24€18k€10k
Leasing and similar rights25€28k€82k
Financial fixed assets28€924k€924k=
Current assets29/58€218k€343k
Stocks and contracts in progress3€1k€3k
Stocks30/36€1k€3k
Amounts receivable within one year40/41€144k€220k
Trade receivables40€48k€218k
Other amounts receivable41€96k€2k
Cash at bank and in hand54/58€59k€115k
Deferred charges and accrued income490/1€13k€5k
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.73M
Equity10/15€222k€281k
Contributions10/11€25k€25k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€193k€252k
Amounts payable17/49€1.23M€1.45M
Amounts payable after more than one year17€561k€716k
Financial debts170/4€329k€497k
Other amounts payable178/9€232k€219k
Amounts payable within one year42/48€674k€737k
Current portion of amounts payable after more than one year42€82k€105k
Financial debts43€6k€5k
Credit institutions430/8€6k€5k
Trade debts44€28k€34k
Suppliers440/4€28k€34k
Taxes, remuneration and social security45€558k€5k
Taxes450/3€5k€5k
Remuneration and social security454/9€553k-
Other amounts payable47/48-€588k
Income statement Code20242025
Remuneration, social security and pensions62€8k€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€46k
Other operating charges640/8€4k€3k
Gross operating margin9900€131k€252k
Operating profit (loss)9901€73k€195k
Financial income75/76B€10k€986
Recurring financial income75€707€986
Non-recurring financial income76B€10k-
Financial charges65/66B€21k€118k
Recurring financial charges65€21k€27k
Non-recurring financial charges66B-€91k
Profit (loss) for the period before taxes9903€63k€78k
Income taxes67/77€15k€19k
Profit (loss) for the period9904€47k€59k
Profit (loss) for the period to be appropriated9905€47k€59k
Appropriation of the result
Profit (loss) to be appropriated9906€193k€252k
Profit (loss) brought forward from the previous period14P€146k€193k

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial Highest result since 2019net €59k ▲25.3%
Operating result €195k, net result €59k, both a record.
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Equity above €200kEq €222k ▲27%
6 profitable years in a row build equity to €222k.
26-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Equity above €150kEq €175k ▲46.1%
5 profitable years in a row build equity to €175k.
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Equity above €100kEq €120k ▲83.6%
4 profitable years in a row build equity to €120k.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
06-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
13-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
06-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place du Peuple 31435 Mont-Saint-Guibert
Ground area
5,720 m²
Building footprint
4,908 m²
Volume, LiDAR
33,891 m³
Parcel 25068B0465/00K000, Wallonia · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMPEC'ARBRE
Place du Peuple 3, 1435 Mont-Saint-GuibertGrowing of cereals (except rice), leguminous crops and oil seeds
since 20082.171.761.110
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25068B0465/00K000 Wallonia 5,720 m² 1 · 4,908 m² 16.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 607 companies in sector 02100 we hold annual accounts for 212. 158 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-12-2007
Fiscal year end30-06
Activities, NACEBEL
02100Forestry and logging
43320Joinery installation
68110Buying and selling of own real estate
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.