IMPATELS
ActiveSummary
IMPATELS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of -€33,449. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 61% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+7
Solvency88=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.17 in 2024; short-term debt: 15.8% and cash: 2.8% of total assets), and 36.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
-1.5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33,449
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
49 d early
2023
57 d early
2022
40 d early
2021
51 d early
2020
36 d early
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 12 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€1.4m▼ 2.4%
2024 · €1.4m
Total assets
€2.2m▼ 3.3%
2024 · €2.3m
Net result
-€33,449▲ 30.2%
2024 · -€47,939
Working capital
-€278,788▲ 10.2%
2024 · -€310,492
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€19,401-€22,263▼ 14.7%-€25,491▼ 14.5%-€32,980▼ 29.4%-€17,916▲ 45.7%
Net result-€24,706below the sector's middle half-€26,792below the sector's middle half▼ 8.4%-€29,678below the sector's middle half▼ 10.8%-€47,939below the sector's middle half▼ 61.5%-€33,449below the sector's middle half▲ 30.2%
Equity€1.5mabove the sector's middle half▼ 3.9%€1.5mabove the sector's middle half▼ 1.8%€1.5mabove the sector's middle half▼ 2.0%€1.4mabove the sector's middle half▼ 3.3%€1.4mabove the sector's middle half▼ 2.4%
Total assets€2.4mabove the sector's middle half▼ 9.4%€2.3mabove the sector's middle half▼ 2.8%€2.3mabove the sector's middle half▼ 2.8%€2.3mabove the sector's middle half▼ 1.2%€2.2mabove the sector's middle half▼ 3.3%
Debt€851,467▼ 17.9%€812,381▼ 4.6%€778,907▼ 4.1%€800,873▲ 2.8%€761,393▼ 4.9%
Working capital€391,945above the sector's middle half▼ 28.0%€98,706above the sector's middle half▼ 74.8%-€369,529below the sector's middle half-€310,492below the sector's middle half▲ 16.0%-€278,788below the sector's middle half▲ 10.2%
Solvency62.8%within the sector's middle half▲ 3.6pp63.5%within the sector's middle half▲ 0.7pp64.0%within the sector's middle half▲ 0.5pp62.6%within the sector's middle half▼ 1.3pp63.3%within the sector's middle half▲ 0.6pp
Current ratio1.89within the sector's middle half▼ 0.041.23within the sector's middle half▼ 0.660.10below the sector's middle half▼ 1.130.17below the sector's middle half▲ 0.060.19below the sector's middle half▲ 0.02
Return on assets (ROA)-1.0%below the sector's middle half▼ 40.9pp-1.1%below the sector's middle half▼ 0.1pp-1.3%below the sector's middle half▼ 0.2pp-2.1%below the sector's middle half▼ 0.8pp-1.5%below the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17,916 in 2025 against €32,980 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€2.1m ▼ 3.6%
Current assets
€65,344 ▲ 6.3%
Equity and liabilities €2.2m
Equity
€1.4m ▼ 2.4%
Provisions
€38,889 ▼ 3.7%
Debt
€761,393 ▼ 4.9%
Debt's share of the balance-sheet total falls from 35.6% to 35.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€60,382▲
2024 · €44,734
Cash flow
€44,849▲
2024 · €29,775
Debt to equity
0.55▼
2024 · 0.57
ROE
-2.4%▲
2024 · -3.4%
Interest coverage
3.52▲
2024 · 2.70
Debt ≤ 1 year
€344,131▼
2024 · €371,962
Debt > 1 year
€417,261▼
2024 · €428,910
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.1%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,214 | €46,441 | €68,575 | €77,714 | €78,298 | ▲ 0.8% |
| Other operating charges640/8 | - | €9,274 | €10,297 | €12,012 | €7,304 | ▼ 39.2% |
| Gross operating margin9900 | €27,884 | €33,452 | €53,381 | €56,746 | €67,686 | ▲ 19.3% |
| Operating profit (loss)9901 | -€19,401 | -€22,263 | -€25,491 | -€32,980 | -€17,916 | ▲ 45.7% |
| Financial income75/76B | - | €0 | €0 | €118 | €136 | ▲ 14.8% |
| Recurring financial income75 | - | €0 | €0 | €118 | €136 | ▲ 14.8% |
| Financial charges65/66B | - | €6,025 | €5,682 | €16,573 | €17,164 | ▲ 3.6% |
| Recurring financial charges65 | €6,801 | €6,025 | €5,682 | €16,573 | €17,164 | ▲ 3.6% |
| Profit (loss) for the period before taxes9903 | -€26,202 | -€28,288 | -€31,174 | -€49,435 | -€34,944 | ▲ 29.3% |
| Transfer from deferred taxes780 | - | €1,496 | €1,496 | €1,496 | €1,496 | = |
| Income taxes67/77 | -€0 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | -€24,706 | -€26,792 | -€29,678 | -€47,939 | -€33,449 | ▲ 30.2% |
| Transfer from tax-exempt reserves789 | - | €3,561 | €3,561 | €3,561 | €3,561 | = |
| Profit (loss) for the period to be appropriated9905 | -€21,145 | -€23,231 | -€26,117 | -€44,379 | -€29,888 | ▲ 32.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.3m | €2.3m | €2.3m | €2.2m | ▼ 3.3% |
| Fixed assets21/28 | €1.6m | €1.8m | €2.2m | €2.2m | €2.1m | ▼ 3.6% |
| Tangible fixed assets22/27 | €1.6m | €1.8m | €2.2m | €2.2m | €2.1m | ▼ 3.6% |
| Land and buildings22 | - | €1.8m | €2.2m | €2.2m | €2.1m | ▼ 3.6% |
| Furniture and vehicles24 | - | - | - | €380 | €213 | ▼ 43.9% |
| Financial fixed assets28 | €90 | €90 | €90 | €0 | - | - |
| Current assets29/58 | €830,853 | €521,621 | €43,308 | €61,470 | €65,344 | ▲ 6.3% |
| Amounts receivable within one year40/41 | €120 | €200 | €8,612 | €11,688 | €2,332 | ▼ 80.0% |
| Trade receivables40 | - | - | €8,452 | €11,345 | €1,802 | ▼ 84.1% |
| Other amounts receivable41 | - | €200 | €160 | €343 | €530 | ▲ 54.8% |
| Cash at bank and in hand54/58 | €819,679 | €519,055 | €31,407 | €47,801 | €61,088 | ▲ 27.8% |
| Deferred charges and accrued income490/1 | - | €2,366 | €3,290 | €1,982 | €1,923 | ▼ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.3m | €2.3m | €2.3m | €2.2m | ▼ 3.3% |
| Equity10/15 | €1.5m | €1.5m | €1.5m | €1.4m | €1.4m | ▼ 2.4% |
| Contributions10/11 | €210,000 | €210,000 | €210,000 | €210,000 | €210,000 | = |
| Capital10 | - | €210,000 | €210,000 | €210,000 | €210,000 | = |
| Issued capital100 | - | €210,000 | €210,000 | €210,000 | €210,000 | = |
| Reserves13 | €1.3m | €1.3m | €1.2m | €1.2m | €1.2m | ▼ 2.8% |
| Non-distributable reserves130/1 | - | €21,000 | €21,000 | €21,000 | €21,000 | = |
| Legal reserve130 | - | €21,000 | €21,000 | €21,000 | €21,000 | = |
| Tax-exempt reserves132 | - | €103,265 | €99,704 | €96,143 | €92,582 | ▼ 3.7% |
| Distributable reserves133 | - | €1.2m | €1.1m | €1.1m | €1.1m | ▼ 2.8% |
| Profit (loss) carried forward14 | - | €0 | - | - | - | - |
| Provisions and deferred taxes16 | €44,872 | €43,376 | €41,881 | €40,385 | €38,889 | ▼ 3.7% |
| Deferred taxes168 | - | €43,376 | €41,881 | €40,385 | €38,889 | ▼ 3.7% |
| Amounts payable17/49 | €851,467 | €812,381 | €778,907 | €800,873 | €761,393 | ▼ 4.9% |
| Amounts payable after more than one year17 | €412,560 | €389,467 | €366,071 | €428,910 | €417,261 | ▼ 2.7% |
| Financial debts170/4 | - | €389,467 | €366,071 | €428,910 | €417,261 | ▼ 2.7% |
| Amounts payable within one year42/48 | €438,907 | €422,914 | €412,837 | €371,962 | €344,131 | ▼ 7.5% |
| Current portion of amounts payable after more than one year42 | - | €23,093 | €23,396 | €11,201 | €11,649 | ▲ 4.0% |
| Trade debts44 | €5,712 | €4,188 | €10,831 | €6,718 | €1,078 | ▼ 83.9% |
| Suppliers440/4 | - | €4,188 | €10,831 | €6,718 | €1,078 | ▼ 83.9% |
| Taxes, remuneration and social security45 | - | - | €5,559 | €315 | €768 | ▲ 144% |
| Taxes450/3 | - | - | €5,559 | €315 | €768 | ▲ 144% |
| Other amounts payable47/48 | - | €395,633 | €373,050 | €353,729 | €330,636 | ▼ 6.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€24,706 | -€26,792 | -€29,678 | -€47,939 | -€33,449 | ▲ 30.2% |
| + Depreciation and write-downs630 | €36,214 | €46,441 | €68,575 | €77,714 | €78,298 | ▲ 0.8% |
| Operating cash flow (approximation) | €11,508 | €19,649 | €38,897 | €29,775 | €44,849 | ▲ 50.6% |
| Investment in fixed assets (approximation) | - | -€288,300 | -€482,240 | -€32,083 | €0 | ▲ 100% |
| Change in cash | - | -€300,624 | -€487,648 | €16,394 | €13,287 | ▼ 19.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€47,939
Net result drops to -€47,939, the lowest in the series; recovery starts the following year.
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €1.1m ▲9,031%
Operating result €1.6m, net result €1.1m, both a record.
30-09
Financial
Liquidity times 13current ratio 1.94
Current ratio from 0.15 to 1.94.
30-09
Financial
Equity above €1mEq €1.6m ▲193%
3 profitable years in a row build equity to €1.6m.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1991
Ground area
194 m²
Building footprint
178 m²
Volume, LiDAR
1,907 m³
Parcel 31334B0901/00_000, Flanders · tallest building 18.4 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
IMPATELS
since 19912.052.326.196
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0901/00_000 | Flanders | 194 m² | 1 · 178 m² | 18.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHR
BE 0897.252.572
Anzegem · Eq €1,376,003
Bracaxa
BE 0659.976.716
Pelt · Eq €1,374,809
D.A.S.T.
BE 0449.523.932
Nieuwpoort · Eq €1,380,416
TELE-NARO
BE 0461.002.297
Herve · Eq €1,381,386
United Blox
BE 0865.981.554
Beringen · Eq €1,381,566
Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 3,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-11-1990
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442580316
Also
9925:BE0442580316
Registered
16-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.