IMPAKT 3
ActiveIMPAKT 3 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €13k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 86% of 1199 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 4.55 in 2024; short-term debt: 21.8% and cash: 67.9% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
27.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €37k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
14 d early
2023
40 d early
2022
13 d early
2021
31 d early
2020
20 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€78k
EBIT margin
-30.4%
Net result
€13k▲ 16,453%
2024 · €77
2018: €701
2019: €913
2020: €29k
2021: €-7k
2022: €11k
2023: €-24k
2024: €77
2018 → 2025
Working capital
€26k▲ 117%
2024 · €12k
2018: €27k
2019: €27k
2020: €19k
2021: €18k
2022: €32k
2023: €13k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€78k
Equity€41k-€48k▲ 17.3%€24k▼ 50.2%€24k▲ 0.3%€37k▲ 53.4%
Operating result€-6k-€12k€-24k€557€14k▲ 2,498%
Net result€-7k-€11k€-24k€77€13k▲ 16,453%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,498% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€11k▼ 10.9%
Current assets
€36k▲ 136%
Equity and liabilities €47k
Equity
€37k▲ 53.4%
Debt
€10k▲ 202%
The debt ratio rises from 12.4% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €7k
Cash flow
€23k▲
2024 · €6k
Solvency
78.2%▼
2024 · 87.6%
Current ratio
3.55▼
2024 · 4.55
Quick ratio
3.55▲
2024 · 3.26
Debt / equity
0.28▲
2024 · 0.14
ROE
34.8%▲
2024 · 0.3%
ROA
27.2%▲
2024 · 0.3%
Interest coverage
28.90▲
2024 · 12.79
Debt
€10k▲
2024 · €3k
Debt ≤ 1 year
€10k▲
2024 · €3k
Income taxes
€891
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€47k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€8k▼
Financial fixed assets28€150€150=
Current assets29/58€15k€36k▲
Stocks and contracts in progress3€4k-
Contracts in progress37€4k-
Amounts receivable within one year40/41€1k€4k▲
Trade receivables40-€4k
Other amounts receivable41€1k€7▼
Cash at bank and in hand54/58€9k€32k▲
Deferred charges and accrued income490/1€1k€398▼
Equity and liabilities
Total equity and liabilities10/49€27k€47k▲
Equity10/15€24k€37k▲
Contributions10/11€19k€19k=
Reserves13€12k€14k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€12k▲
Profit (loss) carried forward14€-7k€4k▲
Amounts payable17/49€3k€10k▲
Amounts payable within one year42/48€3k€10k▲
Trade debts44€72€6k▲
Suppliers440/4€72€6k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9-€629
Other amounts payable47/48€754€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€729€149▼
Gross operating margin9900€7k€25k▲
Operating profit (loss)9901€557€14k▲
Financial income75/76B€30€48▲
Recurring financial income75€30€48▲
Financial charges65/66B€510€843▲
Recurring financial charges65€510€843▲
Profit (loss) for the period before taxes9903€77€14k▲
Income taxes67/77-€891
Profit (loss) for the period9904€77€13k▲
Profit (loss) for the period to be appropriated9905€77€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€6k▲
Profit (loss) brought forward from the previous period14P€-7k€-7k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €77
Net result €77 after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-24k ▼322%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 5current ratio 10.21
Current ratio from 1.87 to 10.21; short-term debt falls from €21k to €2k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €29k ▲3047%
Operating result €36k, net result €29k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 58.70
Current ratio from 15.56 to 58.70; short-term debt falls from €2k to €471.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kersbeeklaan 3081180 UkkelGround area
655 m²
Building footprint
243 m²
Volume, LiDAR
1,473 m³
2 parcels, Brussels, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Strombeeksesteenweg 8, 1800 Vilvoorde
since 20102.193.133.871
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0030/00T016 | Brussels | 342 m² | 1 · 99 m² | 13.8 m · 3 fl. |
| 23088A0116/00B002 | Flanders | 312 m² | 1 · 144 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GG Services
BE 0652.872.257
Geel · Eq €37k
ANTHONY MOREAU
BE 1016.589.692
Lens (Hainaut) · Eq €37k
MULTISEPA
BE 0760.514.147
Walcourt · Eq €37k
WOUTER LUYPAERT
BE 0752.982.591
Ieper · Eq €37k
Tuinwerken Frédéric Gillebert
BE 0658.722.842
Hemiksem · Eq €37k
Of 21,216 companies in sector 81300 we hold annual accounts for 4,363. 3,496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded25-10-2010
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.