IMPACTIMMA
ActiveSummary
IMPACTIMMA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €627k and a net result of €103k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+10
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 4.08 in 2024; short-term debt: 13.7% and cash: 70.6% of total assets), and 14.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
14%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
5 d early
2022
4 d early
2021
26 d late
2020
2 d late
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€627k▲ 16.1%
2024 · €540k
Total assets
€733k▲ 5.6%
2024 · €694k
Net result
€103k▲ 169%
2024 · €38k
Working capital
€505k▲ 16.2%
2024 · €435k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€190k▲ 22.4%€127k▼ 33.4%€28k▼ 78.2%€55k▲ 97.6%€149k▲ 173%
Net result€131k▲ 21.4%€87k▼ 33.9%€18k▼ 79.6%€38k▲ 116%€103k▲ 169%
Equity€444k▲ 41.5%€530k▲ 19.3%€547k▲ 3.2%€540k▼ 1.4%€627k▲ 16.1%
Total assets€550k▲ 40.6%€645k▲ 17.4%€648k▲ 0.5%€694k▲ 7.0%€733k▲ 5.6%
Debt€106k▲ 36.8%€115k▲ 9.0%€101k▼ 12.1%€154k▲ 52.5%€107k▼ 30.9%
Working capital€381k▲ 53.8%€440k▲ 15.7%€463k▲ 5.2%€435k▼ 6.2%€505k▲ 16.2%
Staff (FTE)2▼ 33.3%2.7▲ 35.0%2.7=2.7=3.2▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 173% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €733k
Fixed assets
€127k ▲ 7.4%
Current assets
€606k ▲ 5.3%
Equity and liabilities €733k
Equity
€627k ▲ 16.1%
Debt
€107k ▼ 30.9%
Debt's share of the balance-sheet total falls from 22.2% to 14.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€171k▲
2024 · €69k
Cash flow
€124k▲
2024 · €53k
Current ratio
6.01▲
2024 · 4.08
Debt to equity
0.17▼
2024 · 0.29
ROE
16.4%▲
2024 · 7.1%
ROA
14.0%▲
2024 · 5.5%
Interest coverage
171.88▲
2024 · 123.06
Debt ≤ 1 year
€101k▼
2024 · €141k
Debt > 1 year
€5k▼
2024 · €13k
Income taxes
€47k▲
2024 · €17k
Staff costs
€179k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €95k | €126k | €137k | €142k | €179k | ▲ 25.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22k | €22k | €23k | €15k | €22k | ▲ 44.9% |
| Other operating charges640/8 | €5k | €16k | €4k | €12k | €8k | ▼ 35.7% |
| Gross operating margin9900 | €312k | €291k | €192k | €223k | €357k | ▲ 59.7% |
| Operating profit (loss)9901 | €190k | €127k | €28k | €55k | €149k | ▲ 173% |
| Financial income75/76B | €1 | - | €866 | €1k | €1k | ▼ 7.4% |
| Recurring financial income75 | €1 | - | €866 | €1k | €1k | ▼ 7.4% |
| Financial charges65/66B | €985 | €3k | €904 | €564 | €993 | ▲ 75.9% |
| Recurring financial charges65 | €985 | €3k | €904 | €564 | €993 | ▲ 75.9% |
| Profit (loss) for the period before taxes9903 | €189k | €124k | €28k | €55k | €149k | ▲ 170% |
| Income taxes67/77 | €58k | €37k | €10k | €17k | €47k | ▲ 172% |
| Profit (loss) for the period9904 | €131k | €87k | €18k | €38k | €103k | ▲ 169% |
| Profit (loss) for the period to be appropriated9905 | €131k | €87k | €18k | €38k | €103k | ▲ 169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €550k | €645k | €648k | €694k | €733k | ▲ 5.6% |
| Fixed assets21/28 | €74k | €122k | €105k | €118k | €127k | ▲ 7.4% |
| Tangible fixed assets22/27 | €73k | €121k | €104k | €117k | €126k | ▲ 7.5% |
| Land and buildings22 | €14k | €64k | €64k | €61k | €57k | ▼ 6.2% |
| Plant, machinery and equipment23 | €14k | €13k | €9k | €6k | €9k | ▲ 52.7% |
| Furniture and vehicles24 | €27k | €28k | €13k | €27k | €21k | ▼ 22.3% |
| Other tangible fixed assets26 | €2k | €2k | €4k | €8k | €24k | ▲ 186% |
| Assets under construction and advance payments27 | €16k | €16k | €16k | €16k | €16k | = |
| Financial fixed assets28 | €866 | €866 | €866 | €866 | €866 | = |
| Current assets29/58 | €476k | €524k | €543k | €576k | €606k | ▲ 5.3% |
| Amounts receivable within one year40/41 | €32k | €27k | €36k | €32k | €78k | ▲ 143% |
| Trade receivables40 | €23k | €25k | €34k | €19k | €66k | ▲ 248% |
| Other amounts receivable41 | €9k | €2k | €2k | €13k | €12k | ▼ 9.0% |
| Cash at bank and in hand54/58 | €440k | €488k | €496k | €532k | €518k | ▼ 2.6% |
| Deferred charges and accrued income490/1 | €5k | €9k | €11k | €12k | €10k | ▼ 13.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €550k | €645k | €648k | €694k | €733k | ▲ 5.6% |
| Equity10/15 | €444k | €530k | €547k | €540k | €627k | ▲ 16.1% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €305k | €390k | €406k | €398k | €484k | ▲ 21.7% |
| Non-distributable reserves130/1 | €7k | €7k | €5k | €5k | €5k | = |
| Reserves not available under the articles1311 | €2k | €5k | - | €5k | €5k | = |
| Own shares acquired1312 | - | €2k | - | - | - | - |
| Other1319 | €5k | - | €5k | - | - | - |
| Distributable reserves133 | €298k | €383k | €401k | €393k | €480k | ▲ 22.0% |
| Profit (loss) carried forward14 | €120k | €121k | €121k | €122k | €122k | ▲ 0.3% |
| Amounts payable17/49 | €106k | €115k | €101k | €154k | €107k | ▼ 30.9% |
| Amounts payable after more than one year17 | €10k | €32k | €21k | €13k | €5k | ▼ 59.7% |
| Financial debts170/4 | €10k | €32k | €21k | €13k | €5k | ▼ 59.7% |
| Amounts payable within one year42/48 | €96k | €83k | €80k | €141k | €101k | ▼ 28.5% |
| Current portion of amounts payable after more than one year42 | €9k | €23k | €11k | €8k | €8k | ▲ 1.3% |
| Trade debts44 | €13k | €7k | €13k | €12k | €52k | ▲ 317% |
| Suppliers440/4 | €13k | €7k | €13k | €12k | €52k | ▲ 317% |
| Advances received on contracts in progress46 | - | - | - | €75k | - | - |
| Taxes, remuneration and social security45 | €44k | €32k | €36k | €34k | €29k | ▼ 13.1% |
| Taxes450/3 | €29k | €18k | €18k | €10k | €10k | ▼ 0.6% |
| Remuneration and social security454/9 | €15k | €14k | €18k | €23k | €19k | ▼ 18.6% |
| Other amounts payable47/48 | €31k | €22k | €20k | €12k | €12k | ▼ 0.7% |
| Accrued charges and deferred income492/3 | €94 | - | - | - | €460 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €131k | €87k | €18k | €38k | €103k | ▲ 169% |
| + Depreciation and write-downs630 | €22k | €22k | €23k | €15k | €22k | ▲ 44.9% |
| Operating cash flow (approximation) | €153k | €108k | €40k | €53k | €124k | ▲ 134% |
| Investment in fixed assets (approximation) | - | €-70k | €-6k | €-28k | €-30k | ▼ 8.6% |
| Change in cash | - | €48k | €8k | €35k | €-14k | ▼ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €530k ▲19.3%
5 profitable years in a row build equity to €530k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €131k ▲21.4%
Operating result €190k, net result €131k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 5.22
Current ratio from 2.58 to 5.22; short-term debt falls from €94k to €59k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Weakest financial yearnet €15k ▼73.6%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €206k ▲7.6%
2 profitable years in a row build equity to €206k.
Show earlier events
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 2 establishment units since 2004
Ground area
236 m²
Building footprint
110 m²
Volume, LiDAR
1,231 m³
2 parcels, Wallonia · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
IMPACTIMMA
since 20042.135.288.120
IMPACTIMMA
since 20042.135.288.813
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55010C0168/00D000 | Wallonia | 135 m² | 1 · 61 m² | 11.4 m · 3 fl. |
| 25105A0086/00G000 | Wallonia | 101 m² | 1 · 49 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 4,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68310Real estate agency activities
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
81100Combined facilities support activities
Contact
Website
www.impactimma.beTubize
E-mail
info@impactimma.beTubize
Phone
02/390.05.90Tubize
Fax
02/390.05.88Tubize
Phone
02/396.19.61Enghien
Scores and ratios are computed by Checked and are not a credit decision.